Riches/ wealth are certainly not bad of themselves, but/and it is definitely a huge mistake/error to place emphasis on them (riches/wealth/and all that which perishes), and dwell on them, even and especially in practice and in prayer… Heaven and earth shall pass away, but The LORD's words shall never pass… Matt 24:35. Amen! Although, we are are commanded/instructed by The Word definitely not to sit back & wait to be fed or be lazy/"sluggards" ("consider the ant"… Proverbs 6:6-11)
The Word of GOD commands, "Let your conversation [conduct] be without covetousness; and be content with such things as ye have: for he hath said, I will never leave thee, nor forsake thee." Hebrews 13:5; (Luke 3:14, Philippians 4:11)

In part, "a treasure in the heavens that faileth not, where no thief approacheth, neither moth corrupteth. For where your treasure is, there will your heart be also." Luke 12:27-36, Matthew 6:19-21. (John 6:27).

"But they that will be rich fall into temptation and a snare, and into many foolish and hurtful lusts, which drown men in destruction and perdition. For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows. But thou, O man of God, flee these things; and follow after righteousness, godliness, faith, love, patience, meekness." - 1 Timothy 6:9-11