cho25bc:
Op,you dont have any excuse to use a new moniker to beg for money here. People dont trust popular NLers here who beg for money,not to talk of a new moniker. You should know better. Many scammers and fraudsters use this approach of creating new accounts and everyone is wary of them. Once you need help,shame should be forgotten. I also created a thread about one week ago begging for financial assistance,although not for me,but for someone close to me. I used my real account despite how popular i am on nairaland and how many years ive been a member. Yet,i dropped shame because i knew that creating a new account will make people to have doubts about me. Guess what? Majority of the people who commented on my thread expressed their skepticism about the authenticity of my post. They said i might be a scammer. I had to explain and explain yet only few believed me you can check out my last thread on my profile to confirm. Fortunately, only one person reached out to me in private and helped me out. He didnt ask questions,he didnt have doubts about me. And so far,ive been able to provide sufficient evidence to him that the woman whom i solicited for is real.
Few days after my thread was created, pocohantas created a thread about one timonski who has been scamming people on nairaland since 2016,using different monikers and beggy beggy styles. Majority of the people who commented on that thread vowed never to help anyone who begs for money on NL again,especially people with different accounts.
So creating a new account for this desperate purpose is like shooting yourself in the leg. Please listen to those who advised you to use your regular moniker to boost your credibility here. Only few people will have the interest to reach you via your phone number o. Everyone has financial setbacks at one point or the other,so dont be ashamed. Im sure that dangote too would have encountered brokenness before and would have begged for money from his friends.
Secondly,while waiting for help,look around at whatever you can sell in your house and try to sell it to raise money,maybe some of your clothes,shoes,accessories,jewels or gadgets. You can even sell your phone if you have to.

I wish i can help but my sister,times are hard for me too. Im still trying to raise the complete money for the woman i created my last thread for and my little business is not moving well like before, i would've helped with something.
I pray you find help as soon as before dear. Good luck

Thank you so much I will create a new thread with my main moniker now
God knows am not trying to scam anybody

Stargirl10:

The shame wont let me use it you can call me so you know am not lying they called me just now that if I dont pay today they will start calling my contacts

Shame dey catch you?

You never need help.

covidhunger:
As una dey pray for her, please pray for me too... My sister God will help all of us.. GTB 0167593042.
it hasnt been easy

Dear All.please avoid dis scammer like a plague.Pipu like dis need SARS.#Fake picture.I'll investigate the owner of dis GTB NUM next week

chukwuibuipob:
Dear All.please avoid dis scammer like a plague.Pipu like dis need SARS.#Fake picture.I'll investigate the owner of dis GTB NUM next week

To need money is now a bad thing. I never told you i am sick and need surgery. Last time i checked, it's not a crime to beg. Kindly do your investigation and as you are doing it, drop small thing for me. Thanks

OP, I know how this fintechs work cos I once worked with their debt recovery unit before...

1. When you default in your payment, they will start calling you courteously to pay within 30 to 60 days after the due date. They will also start targeting to debit your bank account provided you had earlier linked your repayment option when taking the loan. In all this, they won't be rude cos you're still a customer gathering interest but let you know the consequences of defaulting such as the increasing interest, lower credit score, report to credit bureau and calling your people.

2. Once your loan is overdue beyond 60 days, they start calling your Facebook/social media contacts to help appeal to you to pay. Its still an appeal. They wont threaten them but begging them to beg you to pay. This might be embarrassing but you had it coming misssy!

3. If after 90 days no show, you get reported to credit bureau and they write it into the almost none recoverable loan buckets. They won't call as often but you won't be able to access loans with them, other fintechs, your linked account will be permanently stalked, your abroad journey will be jeopardized and getting a job where they do extensive checks will be none existence.

So relax, farabale to pay up this loan but stop making it look like an emergency. You've got about 3 mouths to gather the money and pay back...person wey borrow should pay biko.

Lol you are very popular,that means you are a celebrity.