I insured my toyota camry 99 nigerian used in april 2010 @5% of cost of purchase 75OK,Jan 18 2011 had an accident on d marina apongbon bridge in which i was lucky to survive it.Made an official report 3days after and filled necessary forms,d vehicle was inspected a week after,final payment voucher after a wk and to my suprise,my final payment check of 151k was given to me 7wks after d accident.I will be an ingrate if i refuse to share my experience wit auto users who dnt bliv in insurance.IT WOULD AV BN DIFFICULT,IF I WERE TO REPAIR THIS CAR MYSELF,I AM HAPPY 4IT.

seal777, not all insurance company respond fast the way Standard Alliance did. I have similar experience with an insurance company last year November, i regret transacting business with them at the end of the deal.