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How Loan Is Killing Me - Romance - Nairaland

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How Loan Is Killing Me by Feyriess: 10:29am On Oct 22, 2020
Dear Nairalanders, how body na... Hope una dey well, pls do be safe during this critical moment, Nigeria go better. My people I have been having sleepless nights, I find it hard to focus I don't have the zeal to do things again because of what I am going through
I am not happy, pls I need help. I took a loan from an app to help with my family's financial burden I had so much faith I would pay back, in two weeks I would pay back I said to myself. Now it has been a liability to me, so much calls, threats and messages. I just tire, am weak no one should go through this. The way I planned out everything didn't work...... Pls my dear people I pray you will never have the cause to go through this, so many calls and messages even my sibling at home now know I am owning some people. Pls don't ever apply for a loan if you are not financially bouyant cause if you cannot meet up payment they will disturb you aswear.

Re: How Loan Is Killing Me by thesicilian: 10:42am On Oct 22, 2020
Instead of hiding and ignoring their calls like what a criminal would do, don't you think it would be more responsible to call, or maybe even visit the company office, and explain your situation to them, then map out a new strategy to repay the loan in instalments? I'm very sure they'll see reason with you.

10 Likes

Re: How Loan Is Killing Me by Feyriess: 10:51am On Oct 22, 2020
Yes I already did, I already sent them an email twice and called them telling them to help Me extend the loan date.... But they said they would still have to continue calling and messaging that it's part of the company's policy.

3 Likes

Re: How Loan Is Killing Me by Nobody: 10:55am On Oct 22, 2020
Sorry oo, loan is one of the things I hate most in life

7 Likes 1 Share

Re: How Loan Is Killing Me by Feyriess: 10:57am On Oct 22, 2020
I just weak brother, I wish I never even saw that advert... All this stupid YouTube ad. That's where I installed it from
Re: How Loan Is Killing Me by chatinent: 11:03am On Oct 22, 2020
Work on your borrowing management.

4 Likes

Re: How Loan Is Killing Me by Nobody: 11:10am On Oct 22, 2020
I will rather die than take a loan..
Paylater or what dem dey call them self.
Took a loan of 12500 from them in 2016 or 2017,cant remember now. I defaulted though I tried my best to pay up, these people removed everything I owed and interest from my account when I customer paid in money for a job..

From my house to the next atm was just 50naira bike and 3-4mins Okada ride. Na from untop bike I dey receive alert of deduction, by the time I got to the atm, na 10naira remain for my account.. I just siddon for ground dey reason my life

24 Likes 1 Share

Re: How Loan Is Killing Me by Nobody: 11:11am On Oct 22, 2020
When you were enjoying the loan, you didn't involve anyone now you couldn't pay back you talking shit, Oga go pick up the calls and explain to them your current situation...
Re: How Loan Is Killing Me by Nobody: 1:31pm On Oct 22, 2020
southniyikaye:
I will rather die than take a loan..
Paylater or what dem dey call them self.
Took a loan of 12500 from them in 2016 or 2017,cant remember now. I defaulted though I tried my best to pay up, these people removed everything I owed and interest from my account when I customer paid in money for a job..

From my house to the next atm was just 50naira bike and 3-4mins Okada ride. Na from untop bike I dey receive alert of deduction, by the time I got to the atm, na 10naira remain for my account.. I just siddon for ground dey reason my life

Lol look at you, You took a loan and you didn't want to repay back the loan thief lol.......

10 Likes

Re: How Loan Is Killing Me by Nobody: 1:33pm On Oct 22, 2020
Evolutionlove:


Lol look at you, You took a loan and you didn't want to repay back the loan thief lol.......
no be so jor.
You won't understand until you walk in my shoes then
Re: How Loan Is Killing Me by Nobody: 1:38pm On Oct 22, 2020
southniyikaye:
no be so jor.
You won't understand until you walk in my shoes then

Lol see you. I've been there too when my level never too pure lol. Fairmoney once did the same thing to me as well. But now I can collect loan and pay few days to the due date. They do call me sometimes to check on me and ask why haven't I requested for a new loan. Now I pray everyday to Almighty God never to ever go backwards again NEVER Amen!!! grin grin grin

7 Likes

Re: How Loan Is Killing Me by Nobody: 1:47pm On Oct 22, 2020
Evolutionlove:


Lol see you. I've been there too when my level never too pure lol. Fairmoney once did the same thing to me as well. But now I can collect loan and pay few days to the due date. They do call me sometimes to check on me and ask why haven't I requested for a new loan. Now I pray everyday to Almighty God never to ever go backwards again NEVER Amen!!! grin grin grin
abeg show me way o

6 Likes

Re: How Loan Is Killing Me by Nobody: 1:51pm On Oct 22, 2020
southniyikaye:
abeg show me way o

My brother, I won't lie to you. GOD Is the way and secret, Be nice and generous In your capacity but use your sense when dealing with people. And don't forget to stay away from most Nigeria/Lagos Promiscuous ladies. Most of those Ladies you see are Badluck Carriers and Destiny Destroyers. A lot of them have been used by Yahoo/Ritualist folks. That's all I can say.......

7 Likes

Re: How Loan Is Killing Me by godforus(m): 2:37pm On Oct 22, 2020
Evolutionlove:


My brother, I won't lie to you. GOD Is the way and secret, Be nice and generous In your capacity but use your sense when dealing with people. And don't forget to stay away from most Nigeria/Lagos Promiscuous ladies. Most of those Ladies you see are Badluck Carriers and Destiny Destroyers. A lot of them have been used by Yahoo/Ritualist folks. That's all I can say.......
bro please say more on this cus i am of the theory that some sex with women dey carry bad luck

5 Likes

Re: How Loan Is Killing Me by godforus(m): 2:37pm On Oct 22, 2020
Feyriess:
Dear Nairalanders, how body na... Hope una dey well, pls do be safe during this critical moment, Nigeria go better. My people I have been having sleepless nights, I find it hard to focus I don't have the zeal to do things again because of what I am going through
I am not happy, pls I need help. I took a loan from an app to help with my family's financial burden I had so much faith I would pay back, in two weeks I would pay back I said to myself. Now it has been a liability to me, so much calls, threats and messages. I just tire, am weak no one should go through this. The way I planned out everything didn't work...... Pls my dear people I pray you will never have the cause to go through this, so many calls and messages even my sibling at home now know I am owning some people. Pls don't ever apply for a loan if you are not financially bouyant cause if you cannot meet up payment they will disturb you aswear.
how much were you loaned for these level of threats bro
Re: How Loan Is Killing Me by millionboi2: 2:40pm On Oct 22, 2020
thesicilian:
Instead of hiding and ignoring their calls like what a criminal would do, don't you think it would be more responsible to call, or maybe even visit the company office, and explain your situation to them, then map out a new strategy to repay the loan in instalments? I'm very sure they'll see reason with you.
with more interest

Bad debt is bad debt
Re: How Loan Is Killing Me by Ikillbrokehoes(m): 3:01pm On Oct 22, 2020
southniyikaye:
I will rather die than take a loan..
Paylater or what dem dey call them self.
Took a loan of 12500 from them in 2016 or 2017,cant remember now. I defaulted though I tried my best to pay up, these people removed everything I owed and interest from my account when I customer paid in money for a job..

From my house to the next atm was just 50naira bike and 3-4mins Okada ride. Na from untop bike I dey receive alert of deduction, by the time I got to the atm, na 10naira remain for my account.. I just siddon for ground dey reason my life
Hilarious! u will wish the earth should just swallow u cheesycheesy

1 Like

Re: How Loan Is Killing Me by Nobody: 3:06pm On Oct 22, 2020
Ikillbrokehoes:
Hilarious! u will wish the earth should just swallow u cheesycheesy
see hennn,I made up my mind never to take loan again
Re: How Loan Is Killing Me by thesicilian: 4:17pm On Oct 22, 2020
millionboi2:
with more interest

Bad debt is bad debt
Yeah, he should be ready to pay more interest. That's the penalty for defaulting on his promises.
Re: How Loan Is Killing Me by Oturatetuala(m): 6:35pm On Oct 22, 2020
There was a time I took loan from okash, omo I nearly die with calls and messages.
Re: How Loan Is Killing Me by GodWrites: 7:41pm On Oct 22, 2020
How can you borrow from these so-called hungry lenders? They actually pray for you to default, cause they know they will recoup more in such a situation. If you must borrow, make sure you have source of income, not hope!
Re: How Loan Is Killing Me by muller101(m): 7:55pm On Oct 22, 2020
southniyikaye:
I will rather die than take a loan..
Paylater or what dem dey call them self.
Took a loan of 12500 from them in 2016 or 2017,cant remember now. I defaulted though I tried my best to pay up, these people removed everything I owed and interest from my account when I customer paid in money for a job..

From my house to the next atm was just 50naira bike and 3-4mins Okada ride. Na from untop bike I dey receive alert of deduction, by the time I got to the atm, na 10naira remain for my account.. I just siddon for ground dey reason my life
A friend of mine is in that mess presently. He even added my number when he applied for the loan. Those guys de call me like say na me Dem give the money.

1 Like

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