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Nairaland Forum / Nairaland / General / Business / Be Careful When Making A Transaction At A POS Terminal (Here Is Why) (83859 Views)
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Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Nobody: 5:42pm On Nov 18, 2020 |
TheWealthiestOne: I do it whenever I want to but be ready to visit the bank to unblock. |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by pacespot(m): 5:42pm On Nov 18, 2020 |
RealAlubarika: Which other app are you talking about aside the first mobile app? |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by lytech1(m): 5:47pm On Nov 18, 2020 |
Cutezt: Send me ur WhatsApp number |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Cutezt(m): 5:50pm On Nov 18, 2020 |
lytech1: mail it @ giyapo1292@idcbill.com do it within 30 mins and make sure there is enough money on that card worth sweeping without a trace. |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by CHIMAOBICCU(m): 5:52pm On Nov 18, 2020 |
Casper21:okay I understand Thanks 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Mykelhendriz: 6:06pm On Nov 18, 2020 |
Donjazzy12: Bros make we do the experiment... send me your ATM card back and front... forget about the pin I no need am, You Inn 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by grandstar(m): 6:16pm On Nov 18, 2020 |
Donjazzy12: They don't need your ATM pin. You did not fully comprehend what he wrote. I have used people's cards to make purchases with their permission without using their pin. |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by nolywe(m): 6:22pm On Nov 18, 2020 |
Casper21:won't they ask me to verify otp sent to his phone?? |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by mkpologwu(m): 6:33pm On Nov 18, 2020 |
I've been paying for dstv subscription using my ATM card details without any OTP or password. Be wise guys!! Your ATM card details at the front and back are enough to wipe off your money. 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by nengiscrib: 6:51pm On Nov 18, 2020 |
If you think coz your card is with you they can't collect your money, you better think again. i want to type about experiences but i don't just have the zeal 2. cheers 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by real777(m): 6:51pm On Nov 18, 2020 |
This sound impossible but I know all my 5 accounts number (even 5 years inactive accounts), bvn, pins, email password, online merchants, internet banking login etc all totally 11 in my head without looking at any book. I have one ATM card tied to my everyday account while the main account has just Internet App and no ATM card. The first thing I do with my ATM card is scratching off the 3 digit pins at the back of the card after memorizing it in 7 seconds. Funny sometimes I do see the actual 3 digit pins in my dreams before going to bank to pick the ATM card. Why not avoid all these roadside POS terminal for your own sanity. Many nigerians hate their peace of mind. PS- The "impossible" in my comment refers to the memorization of login details across board. 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by cevek11: 7:09pm On Nov 18, 2020 |
There are micro devices that can do this also... The general notice is to never let the card out of your site 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by cevek11: 7:12pm On Nov 18, 2020 |
There are records stored on the Magnetic stripe of the card... It is the tape that runs at the back of the card and it has some details of the card which can be read by skimming devices. real777: 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by sircatherine45(m): 7:24pm On Nov 18, 2020 |
Raymond989: Guy, where you dey? i get job for you |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by 007koolstar(m): 7:27pm On Nov 18, 2020 |
StrikeThru: 5061021023478051 CVC*216* exp 10/21 Post the transaction here 2 Likes 1 Share |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Codedlyon: 7:50pm On Nov 18, 2020 |
Donjazzy12:wrong |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by man100(m): 8:37pm On Nov 18, 2020 |
Raymond989: Then you will go in pieces.. where iS Mai machet |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by johnHerba(m): 8:38pm On Nov 18, 2020 |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Nobody: 8:48pm On Nov 18, 2020 |
gentlesinna:very correct |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Nobody: 8:50pm On Nov 18, 2020 |
Donjazzy12:Not anymore brother, all they need now is the numbers on your atm card. |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by firfinch(m): 9:04pm On Nov 18, 2020 |
Donjazzy12:Please DON'T say that again, that's why they said information is power. What is described by the OP is very possible. There are some sites that do not require pin code to make payment, once you enter card number name on the card, expiry date and that number at the back, your payment is done. The thing is, you will get notified, but at that point there's nothing you can do again. My friend once used my card for payment, I got notified but the money was still in my account, when I called him he said he didn't use my card, (mind you he used my card four days earlier, but the money was just taken, so he didn't know). I hurriedly blocked my card hoping the money will not be deducted, but it was too late. Though that was a legitimate transaction I was only scare because I thought it was another person carrying out transaction on my card. Again they usually process this transactions in the middle of the night, days after the transaction has been initiated. |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Greatfullheart: 9:08pm On Nov 18, 2020 |
Donjazzy12:mehn once they have your 15 digit serial pin on the ATM CARD your money is gone, if u dont believe send me your serial number on your ATM or snap it and send to me. |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by BiGVEEN58(m): 9:13pm On Nov 18, 2020 |
poiZon: Lol. I laff you. Some foreign website don’t request otp. Just card number and the 3digits at the back. Viam money don finish. No trace |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by ElPhoche(m): 9:24pm On Nov 18, 2020 |
supportnija:I shop regularly online without need for an OTP. When I still had my dom account, they weren't asking. There are transactions that can bypass the OTP. |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Psoul(m): 9:28pm On Nov 18, 2020 |
iamloyalty: You are right. That is one of the advantages of Verve Card. |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by lookingfly: 9:47pm On Nov 18, 2020 |
Am ten steps ahead of this fraud, you know why! The accounts I have an atm card is always empty. I only transfer to this account when i want to withdraw 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Shalomdee(f): 9:48pm On Nov 18, 2020 |
I believe the op. Besides, there is a prophecy that one day banking frauds will be so common and terrible that people will be advised to receive a microchip implanted on their foreheads or wrist to protect their money. With this chip they can do any transaction plus it will even enable them perform internet stuff without the use of devices. Nobody will be able to perform any financial transactions without it. The chip is that golden square thing in front of an ATM card. The world is slowly moving there. But my advise to people is to never collect this chip. If you know you know. Accept Jesus for a preserved life and soul. 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by Sniper101(m): 10:01pm On Nov 18, 2020 |
Bros (Slawormiir) no dey into BEC or Funds Lifting ...else am sure he would've had something to say here Meanwhile, I must say that 70% of Gee Boys out there wouldn't know what to do if you gave them your ATM Card Pin and the whole details embedded on your ATM card. But, atleast, 10% of the Real Niggarrrs out there can lift funds from your account without knowing your ATM Pin. The remaining 20% of the so called Yahoo Boys out there, they don't even know what they're doing. 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by kayodez: 10:09pm On Nov 18, 2020 |
007koolstar: Send the otp wey u get... Guys Wan test something. 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by futurerex: 11:14pm On Nov 18, 2020 |
Psoul:Pls. how can I spot scammers on dark web Thanks |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by ayobamiakinrind(m): 11:26pm On Nov 18, 2020 |
gentlesinna: You're wrong, no "software" "bypasses OTP." Rather, there are first and second level transaction verification. Prior to now, renowned stores like Aliexpress and Amazon operate 1st level verification; you'd submit your card details and the card merchant approves your transaction while others are. Presently, they all operate on second level; a code (via whether OTP sms or from your Token hardware/software) has to be submitted to authenticate your transaction. Fraudsters need these codes to complete their puzzles, hence they call their victims to obtain the codes from them. 1 Like |
Re: Be Careful When Making A Transaction At A POS Terminal (Here Is Why) by futurerex: 11:26pm On Nov 18, 2020 |
kayodez:If he's to send you the OTP, what's the essence of this whole argument 1 Like |
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