Hi @nairalanders. I have been introduced to this online loan app by name "CARBON" It turned out that they also double as an online banking firm.
That is, It's actually possible to deposit, transfer and even make investments savings which incurs interest overtime with them.
I actually find the platform well organised and as a result interesting. I'm being tempted to start banking with them in other to increase my credit score and also they seems more user friendly compared to other traditional banking apps.
My fears, this is Nigeria, although licensed, I still need to be careful so as not to run into something that is not sustainable on the long run.
Whats your take on carbon (one finance) as a financial loan disbursing and online banking app. Do you think they are sustainable in the long run?

It's formally carbon now Mwanga. It's just to pay back in the space of three months

Paylater(carbon) is good. I have an account with them.
Transactions via the app are free.

Teaveapoet:
It's formally carbon now Mwanga. It's just to pay back in the space of three months

Mwanga was formerly Branch not carbon

DonBenny77:

Mwanga was formerly Branch not carbon

No sir.

I don't think they will scam anyone, first, it's the largest lending app in Nigeria, and all lending app operate almost the same license as a bank. Which means they're bank. And banks are always insured and the follow some regulations to avoid people getting scammed, even they shutdown today, you'll get your money.