SirDelight:
I think this, if not the most, would be one of the difficult tasks. It's not easy coming on social media to divulge this, but I need to end this depression. When I had nothing, I have always depended on loan apps for survival. I tried so hard to meet up with deadlines for debt repayments & the more I pay, the better the chance to get another loan. It's been three months now that I got a job (of #45,000 monthly) and I still can't gain a financial stability. This loan of #72,000 keeps making a mess of my life. When I try paying parts with my monthly income, I end up going back to get another loan since there's no one to borrow me without interest. My plight would have been eased if I could get a loan without interest attached to pay up, but there's none. I know I can survive with my monthly earning but the incurred debt keeps dragging my financial life in the mud. I'm so so depressed & tired of continuing like this. It has even killed my love-life because I don't want to drag any lady into my messed finance. I would still be paid this January but the mess on ground would suck it up & push me to get another loan; a man must survive. I see myself as "Customer daadaa ni" (regular customer) to this loan companies. I can't live this 2021 like this. It's not been easy but I'm still thanking God for being alive though.

Just felt like pouring my heart here, so I can get some relief, since they say 'a problem shared is half-solved.

Then, try and be paying in bits, instead of dropping all ur earnings at once. Just be dropping something for them and manage the rest till another pay day.