mex551:
might not be massage oil. Could be anointing oil that the tenant sprayed while praying in the house. I had an experience when i was in Naija. Sprayed in the whole house once and the mark is still on the ceiling uptill now. It's been over 3 years Personal house though

The way we pray in Nigeria ehnnn yet many terrible things are done by our people. I just cannot process the two

LagosismyHome:


The way we pray in Nigeria ehnnn yet many terrible things are done by our people. I just cannot process the two

Proof that prayers, is simply a false prophecy and pigments of people's imagination........

Pray or not, that issue would have been solved/unsolved...... Regardless.......

Lexusgs430:


Proof that prayers, is simply a false prophecy and pigments of people's imagination........

Pray or not, that issue would have been solved/unsolved...... Regardless.......

Louder .....

Recently I went to see an aunt in UK who was visiting from naija and during my time with her, she attended online Catholic Church mass , then I heard prayer for Nigeria in distress....I said whatttttttttt. I remember that prayer growing up, I left Nigeria 18 years ago.

You mean till now Catholic are still saying a prayer for Nigeria in distress .... daily the country is getting more and more in distress .I didn't even know what to say . I weak like fried over ripe dodo

LagosismyHome:


Louder .....

Recently I went to see an aunt in UK who was visiting from naija and during my time with her, she attended online Catholic Church mass , then I heard prayer for Nigeria in distress....I said whatttttttttt. I remember that prayer growing up, I left Nigeria 18 years ago.

You mean till now Catholic are still saying a prayer for Nigeria in distress .... daily the country is getting more and more in distress .I didn't even know what to say . I weak like fried over ripe dodo

Nigeria got 5 main problems, solve this issues & Nigeria would start to grow -:

- Greedy Politicians/Political scene overhaul
- Religion
- Corruption
- Punitive measures, against crimes committed
- Square pegs, for Square holes only

mex551:
might not be massage oil. Could be anointing oil that the tenant sprayed while praying in the house. I had an experience when i was in Naija. Sprayed in the whole house once and the mark is still on the ceiling uptill now. It's been over 3 years Personal house though

Permanent ANOINTING

LagosismyHome:


The way we pray in Nigeria ehnnn yet many terrible things are done by our people. I just cannot process the two

Religion is a business centre in Nigeria

LagosismyHome:


Louder .....

Recently I went to see an aunt in UK who was visiting from naija and during my time with her, she attended online Catholic Church mass , then I heard prayer for Nigeria in distress....I said whatttttttttt. I remember that prayer growing up, I left Nigeria 18 years ago.

You mean till now Catholic are still saying a prayer for Nigeria in distress .... daily the country is getting more and more in distress .I didn't even know what to say . I weak like fried over ripe dodo

At least you for pray nah....A day is like 1000 years in the Lord's eyes, so e never reach 1 day self...

Lexusgs430:



Nigeria got 5 main problems, solve this issues & Nigeria would start to grow -:

- Greedy Politicians/Political scene overhaul
- Religion
- Corruption
- Punitive measures, against crimes committed
- Square pegs, for Square holes only

No. 6: Replace the Nigerian people themselves with a fresh set of people.

marylandcakes:


Write them a letter by post and email, with your tenancy agreement to show that there’s no business activity going on at least the best they can do is to reduce the vat from 20% to 5%. Tell them you are disputing the bill, that way you can’t incur any additional charges. Is the council tax business rate as well?

@marylandcakes, @Lexusgs430
Thank you so much for your advice, I dragged the so-called energy supplier to ombudsman as advised.
I stopped calling and started writing!!!...
I received a backdated/updated bill today, reducing my energy bills from over £1,000 to about £200

They were indirectly begging me and facilitated by exit to a domestic supplier, giving an option to be with them till 18th April while placing me on the lowest tariff possible, cheaper than domestic energy suppliers sef, lol.

Thank you again!

Is this how crazy the market has gotten?

Is it even advisable to buy house in this market? Imagine buying high and market crash!

But then, "rent money equals dead money"-Lexusgs430

So which way to go? Buy or continue renting?

Bluetherapy:
Is this how crazy the market has gotten?

Is it even advisable to buy house in this market? Imagine buying high and market crash!

But then, "rent money equals dead money"-Lexusgs430

So which way to go? Buy or continue renting?

It been like that for the last 10 years .... before you blink they add like 50 to 100k per year....(although depending on your area). . .I was waiting for it to crash and gave it . Brexit didn't crash it, pandemic never shake am so I don't know again.

I would say buy buy if you can . ... except if Russia wahala will crash it

LagosismyHome:


It been like that for the last 10 years .... before you blink they add like 50 to 100k per year....(although depending on your area). . .I was waiting for it to crash and gave it . Brexit didn't crash it, pandemic never shake am so I don't know again.

I would say buy buy if you can . ... except if Russia wahala will crash it

Property and house prices are a religion in this country.
I don't see prices falling any time soon.

Bluetherapy:
Is this how crazy the market has gotten?

Is it even advisable to buy house in this market? Imagine buying high and market crash!

But then, "rent money equals dead money"-Lexusgs430

So which way to go? Buy or continue renting?

When I bought my family home, 20 years ago ....... I was advised the property was too expensive....... The best time to buy....... IS NOW .......

missb50:


@marylandcakes, @Lexusgs430
Thank you so much for your advice, I dragged the so-called energy supplier to ombudsman as advised.
I stopped calling and started writing!!!...
I received a backdated/updated bill today, reducing my energy bills from over £1,000 to about £200

They were indirectly begging me and facilitated by exit to a domestic supplier, giving an option to be with them till 18th April while placing me on the lowest tariff possible, cheaper than domestic energy suppliers sef, lol.

Thank you again!

Congratulations........

Bluetherapy:
Is this how crazy the market has gotten?

Is it even advisable to buy house in this market? Imagine buying high and market crash!

But then, "rent money equals dead money"-Lexusgs430

So which way to go? Buy or continue renting?

Paying rent is, paying your landlord's mortgage/adding to their investment/pension pot .......

Your would NEVER receive an equity appreciation fund from your landlord, when you leave their property.....

TheGuyFromHR:


No. 6: Replace the Nigerian people themselves with a fresh set of people.

Are we secretly growing people somewhere.......

Lexusgs430:



Nigeria got 5 main problems, solve this issues & Nigeria would start to grow -:

- Greedy Politicians/Political scene overhaul
- Religion
- Corruption
- Punitive measures, against crimes committed
- Square pegs, for Square holes only

Lack of long term planning goals.
Practice what you preach.
Heroes and hero worship.
Poverty and illiteracy

Lexusgs430:



Are we secretly growing people somewhere.......

Oga check your Dee Emmm

Truly, you're a "young" man.

Lexusgs430:


When I bought my family home, 20 years ago ....... I was advised the property was too expensive....... The best time to buy....... IS NOW .......

Even if all present and past political leaders are overhauled, the next set coming would be worse.
Have you seen how most of the money miss roads act? with impunity and no regard.
The most annoying sef are the ones without money, road safety officials, passport officials, airport officials, even petrol attendants with small power!

I'm a believer, so I believe in the power of prayer, but Naija issue ehn, all these you mentioned alone will not solve it same way prayer alone will never solve it.

Lexusgs430:



Nigeria got 5 main problems, solve this issues & Nigeria would start to grow -:

- Greedy Politicians/Political scene overhaul
- Religion
- Corruption
- Punitive measures, against crimes committed
- Square pegs, for Square holes only

twizzie:
Even if all present and past political leaders are overhauled, the next set coming would be worse.
Have you seen how most of the money miss roads act? with impunity and no regard.
The most annoying sef are the ones without money, road safety officials, passport officials, airport officials, even petrol attendants with small power!

I'm a believer, so I believe in the power of prayer, but Naija issue ehn, all these you mentioned alone will not solve it same way prayer alone will never solve it.

Nigerian these days will be shouting that give way for younger politicians , with the notion that younger are better.... however a lot of the few younger people who have gotten roles have not been better. They been equally as corrupted. .... so our naija journey very far

LagosismyHome:


Nigerian these days will be shouting that give way for younger politicians , with the notion that younger are better.... however a lot of the few younger people who have gotten roles have not been better. They been equally as corrupted. .... so our naija journey very far

No truer words.. everybody wants to hammer real quick.

twizzie:
Even if all present and past political leaders are overhauled, the next set coming would be worse.
Have you seen how most of the money miss roads act? with impunity and no regard.
The most annoying sef are the ones without money, road safety officials, passport officials, airport officials, even petrol attendants with small power!

I'm a believer, so I believe in the power of prayer, but Naija issue ehn, all these you mentioned alone will not solve it same way prayer alone will never solve it.

Once ineffectiveness, got a penalty attached, people would sit tight ........

At present, all the heads are rotten...... So this rot, already transferred to all other parts......

LagosismyHome:


Nigerian these days will be shouting that give way for younger politicians , with the notion that younger are better.... however a lot of the few younger people who have gotten roles have not been better. They been equally as corrupted. .... so our naija journey very far

Yahaya Bello, Desmond Elliot + Sex shop senator ....... All young failures........ I truly pity those that would be expecting pension payments in under 30 years........

LagosismyHome:


It been like that for the last 10 years .... before you blink they add like 50 to 100k per year....(although depending on your area). . .I was waiting for it to crash and gave it . Brexit didn't crash it, pandemic never shake am so I don't know again.

I would say buy buy if you can . ... except if Russia wahala will crash it

If Brexit and pandemic didn't crash it, na to buy oh.
Nice input ��

Lexusgs430:


Paying rent is, paying your landlord's mortgage/adding to their investment/pension pot .......

Your would NEVER receive an equity appreciation fund from your landlord, when you leave their property.....

Ahahha. Your words gives the bitter leaf effect

I still don’t get people that argue against this point and vote for renting

Lexusgs430:


Paying rent is, paying your landlord's mortgage/adding to their investment/pension pot

Your would NEVER receive an equity appreciation fund from your landlord, when you leave their property.....

Bluetherapy:

Ahahha. Your words gives the bitter leaf effect

Bitter leaf, prepared with egusi, with very healthy addition of kpomo, shaki, abodi, turkey, bokoto and stockfish.......

Just add two massive balls of pounded yam/tuwo shikafa (the perfect one pack loading).......

Bluetherapy:
Is this how crazy the market has gotten?

Is it even advisable to buy house in this market? Imagine buying high and market crash!

But then, "rent money equals dead money"-Lexusgs430

So which way to go? Buy or continue renting?

If you're not selling and you can cover your mortgage, it's definitely best to buy. Property is a long time game. Plus the UK is about to take in more people who have the funds or will be able to access the funds to buy. We bought our very first house just before the epic property crash in 2008. Some places in the north have just climbed out of that crash in the last 2/3 years.
If it's tenanted, the mortgage is covered. If you're living in it, the mortgage is covered. I don't believe renting is dead money (as long as you also own a property whilst renting) but it most certainly does not give you security!

Bluetherapy:
Is this how crazy the market has gotten?

Is it even advisable to buy house in this market? Imagine buying high and market crash!

But then, "rent money equals dead money"-Lexusgs430

So which way to go? Buy or continue renting?

This might encourage or discourage you .........

Speaking of property, Old or new build? London or outside London? Will personal loan from say cooperative society to augment deposit affect ones chances of being accepted by mortgage lenders? This uk temporary residency route is not for the faint hearted

Healhtyliving:
Speaking of property, Old or new build? London or outside London? Will personal loan from say cooperative society to augment deposit affect ones chances of being accepted by mortgage lenders? This uk temporary residency route is not for the faint hearted

Cooperative in 9ja or UK? If from 9ja, you'll most likely have to not declare it. The bank will include all loans in your affordability checks and they do like to see you have some skin in the game hence why even the government schemes require a 5% deposit as a minimum.

As for new or old....it's upto you. If living in it, it doesn't matter. If for investments purposes, then old is better as the numbers tack up better. New usually comes at a premium.

It's definitely cheaper to buy outside London! Where is work? There's commute costs and time as well.