I use to help people fund betting account online. It goes like this they contact me with info such as how much they want to deposit the betting website(1xbet etc) and I give them an amount am going to charge and they transfer to me and I help them find.
So one of my customers mailed as usual claiming she wants to deposit 100k gave her account details and I saw alert of a million naira she claimed it's a mistake I should help her return 900k I did then I transfered 100k to my opay to help her fund ,she went offline so I didn't get the bet id.
Afternoon I logged in my banking Mobile and it's Freezed ,called customer service was told it was a fraudulent transaction
Then I contacted her (she had cleared our chat by now) and transferred the 100k back to her that I don't want a part in this
She said it's her boyfriend money that she was arrested she had paid the money back ,but my account is still Freezed and am so scared to go to the bank any body with advice

As a retired money launderer, I think . . .

You should have an account officer that you could open up to first before showing up. I think a court affidavit as disclaimer might suffice. I'm not sure though.

Omo.
Dem don nak u akpako.
Before you go to the bank, confirm the details and identity of your customer and her supposed boyfriend with convo details. Na Dem go fit help our Niger Area banks unfreeze your account. Na LOCAL be the game bro. The girl can lie for Africa. Cheers

Go to bank you have nothing to be scared of as far you are not involved

Make sure you get in touch with your account officer before you step into that bank or else Nigerian police would have slapped tomorrow out of your remaining life before handing you over to efcc.
And should in case they mandated you show up get a lawyer.

Contact your attorney, collect enough evidences of your transaction and texts before you step in that banking hall.

Guys am just 19 where would I get a lawyer
Also do you think I should just go to another bank and open an account with them

God help us in this country against fraudulent bad boiz...

This is exactly y big firms don't collect transfers....

Tomzy649:
Guys am just 19 where would I get a lawyer
Also do you think I should just go to another bank and open an account with them

you cannot open another account without getting caught. BVN is the same across all boards. They will know its you

sad

@Tomzy649
This story is not quite clear.

Don't u ve evidence of where u trfd the 900k to her?
And ur chat with her was via wch chanel that makes it impossible for u to retrieve the chat even when she deleted it from her end.

U can't open a new acct cos the lien would be on ur BvN

Orlaoluwayimika:
@Tomzy649
This story is not quite clear.

Don't u ve evidence of where u trfd the 900k to her?
And ur chat with her was via wch chanel that makes it impossible for u to retrieve the chat even when she deleted it from her end.

U can't open a new acct cos the lien would be on ur BvN

I transfered the 900k back to the account number she gave me instantly, I have the receipt on my mobile Banking app I also have the receipt for the 100k I transferred to her through opay
The chat was on telegram she cleared for both parties am not even sure if she is a she

Tomzy649:

I transfered the 900k back to the account number she gave me instantly, I have the receipt on my mobile Banking app I also have the receipt for the 100k I transferred to her through opay
The chat was on telegram she cleared for both parties am not even sure if she is a she

Go get a lawyer. Your BVN has been flagged meaning your account remains frozen and you cannot open any bank account with any bank controlled by the CBN in Nigeria.

You loosed Guard

You could have transfer back to the account she transferred the money from

And not providing you another account to transfer to

That’s where you could have known something is not right

Tomzy649:

I transfered the 900k back to the account number she gave me instantly, I have the receipt on my mobile Banking app I also have the receipt for the 100k I transferred to her through opay
The chat was on telegram she cleared for both parties am not even sure if she is a she

Ensure u keep the receipts of the account u trfd the money to.

I hope the acct is not all this one time acct.

Whether that or not engage a lawyer but if practically impossible try go get contact of ur acct officer or a banker in the bank seek their opinion on what to do and ensure u do that fast cos delay may be more dangerous.

If those options are impossible for u to do look for an educated elderly person that is bold not someone that would easily fidget to go with u to the bank and request to see one of their ogas preferrably d Mgr. and explain what happened with the receipt of the acct u trfd to.

I pray the case ain't a case of kidnapping/robbery.

U urgently need to go to the bank in other to ensure lien can also be placed on the recipient's acct hopefully all the money won't ve been withdrawn.