Hello everyone, so it happened that my Dad made some withdrawals at the ATM, on the last withdrawal the ATM did not dispense.l and he was debited.

Followed him to the bank to complain so the amount will be reversed.

Upon our arrival, we met a woman crying profusely. She was restless, saw three bankers on one computer trying to figure things out and another consoling her.

So it happened that she was scammed of N300,000. She said she received a call from someone who claimed to be the bank manager who asked her to provide some of her private information which she did.

Man, I felt bad for her. I was really angry inside, I hope this scammers meet their Waterloo.

So I’ve got some questions regarding this:

1) how do these scammers get the phone number and account details of people to the extent of calling them and requesting personal information.

2) can the money be recovered, if yes what process does one need to follow. This is to educate people

On a final note, please and please, don’t give your personal information to anyone who claims to be from a certain bank. Always go the bank!

All these fraudsters will meet their Waterloo soon

I wish them times three of the pains the woman is going through..

It's just a pitiable situation 4 d woman, I wish such atrocity could be undo, but unfortunately, it would tk luck and bank cooperation 2 help her case.

As per ur No. 1 question, may God help us all, especially in this country as we are all vulnerable consciously or unconsciously, as long as we av our info or deals with internet or belong 2 any social media network, our info isn't safe. D only set of people dat r safe 2 sm level of extent r dose dat r completely offline nd has notin 2 do with online transactions or banking, dose set occupy d minority nd r mostly dose 4rm old generation.

We just need 2 be fraud conscious nd not be greedy. We need 2 tk it up as duty 2 shield ourselves.

Even tho nobody is infallible (i.e not above mistakes) but at least these Banks have been trying their best to educate their customers about the activities of these scammers....Yet, people keep falling victims

Same thing almost happened to my popsman late last year when he went to open an account with first bank.... Immediately after he got his atm card,he was contacted by a scammer and was demanding for his card details...The good news was that I had cautioned and educated my dad on such things before...so when he called,i was even around,so I quickly took the phone from my dad and I was following up with the idiot just to waste his airtime . Las las,na insult the idiot begin to insult me untop my popsman own money

Na wa oh..

Like I do tell people,say yahoo money dey sweet oh but if e cast for you, na then you go know say na two types of water dey this life

Honestly it's painful to lose what you have worked for to this scammers...

Nigerian banking system is just useless and weak.. they only know how to recover loans and overdraft..

In the real sense it should be traceable and recoverable.. they have the receipt of the transaction on their system.. the account the money went into.. what is stopping them from producing the profile of the account and the police tracking the owner of that account...

You go there.. they begin to tell you bring this bring that

lajid:


So I’ve got some questions regarding this:

1) how do these scammers get the phone number and account details of people to the extent of calling them and requesting personal information.

1) From bankers. Most tellers that handle your day to day transactions are contract staff. Sadly they are the least paid too. So they have made peace with the fact that they are not recognized and have no hope climbing up. As such they do any quick runs to get by. Not forgetting marketers, they could be a handful too.

2) From useless children. You will be shocked that at least 50% of fraudulent withdrawals on accounts of elderly people are carried out by/in connivance with their kids or caregivers.

2) can the money be recovered, if yes what process does one need to follow. This is to educate people

As long as it moves from one account to the other, it can easily be recovered or at least traced to someone who knows someone.

The process is to cry abi report like she just did. A lot would be dependent on the cooperation of the beneficiary’s bank. Cases are always easier to treat if it is within same bank.

On a final note, please and please, don’t give your personal information to anyone who claims to be from a certain bank. Always go the bank!

The second you admit you gave out your sensitive details, you take the blame off the bank. Not like bankers do not know that customers compromise their details in such cases, but then, you admitting it makes it a whole lot easier for them to commot head.

Nawa oh

Duda see let me tell u, most of this fraudters are staffs and managers of the bank trust me.


Back to ur dad making a withdrawal and it didn't pay, well let me tell u all something I witnessed sometime ago.

I came to the bank A.t.m machine at around 9pm and met fee queue like about 9 persons, so It was getting my turn and the 3rd to last person before me left and the next Duda slot in his A.t.m, the machine counted but didn't bring out money, the Duda waited about 3minuts and left, just as he left the stupid machine splashes the money like we re in a club or something , few of us there picked, I picked 7k, I don't know the rest.

So what I'm trying to say is whenever such happened, make sure u inside the bank to confirme ur transaction..

Boys doing local now Christmas dey come man need to buy clothes

Wow

Okay

lajid:
Hello everyone, so it happened that my Dad made some withdrawals at the ATM, on the last withdrawal the ATM did not dispense.l and he was debited.

Followed him to the bank to complain so the amount will be reversed.

Upon our arrival, we met a woman crying profusely. She was restless, saw three bankers on one computer trying to figure things out and another consoling her.

So it happened that she was scammed of N300,000. She said she received a call from someone who claimed to be the bank manager who asked her to provide some of her private information which she did.

Man, I felt bad for her. I was really angry inside, I hope this scammers meet their Waterloo.

So I’ve got some questions regarding this:

1) how do these scammers get the phone number and account details of people to the extent of calling them and requesting personal information.

2) can the money be recovered, if yes what process does one need to follow. This is to educate people

On a final note, please and please, don’t give your personal information to anyone who claims to be from a certain bank. Always go the bank!

Inside job, the probability of them guessing your bank and phone number right is very low

Sorry for her loss.

This is serious.
All these fraudsters should know that crime doesn't pay.
My thoughts and prayers are with the innocent woman.

It is a pity that the old woman fell for these scammers, considering her age, she might not be up to date with technology and happenings. A friend was scammed of over 500K about 3 months ago, I was disappointed in him because I never expected an educated person with an M.Sc to fall for such cheap scam. As for recovery, it is on 'best effort basis'. The bank would try their best but 99% of the time, the scammers must have wiped the whole funds in the receiving account and abandoned the account.

It's obviously an inside job,if bankers can connive with arm robbers, who says they can sell people's data?
The very day my junior brother opened a bank account, he was called to be scammed, how did they know he opened an account and the bank he opened with?

Eiya

Chai

Women are mostly gullible and vulnerable...... Such a pity.

They can still be caught but they bad thing is that she gave out her details

People needs to learn, your bank will never call for your Bank details. Once anyone call and ask for bank details red flag 1

Banks now dey do yahoo oh

lajid:
Hello everyone, so it happened that my Dad made some withdrawals at the ATM, on the last withdrawal the ATM did not dispense.l and he was debited.

Followed him to the bank to complain so the amount will be reversed.

Upon our arrival, we met a woman crying profusely. She was restless, saw three bankers on one computer trying to figure things out and another consoling her.

So it happened that she was scammed of N300,000. She said she received a call from someone who claimed to be the bank manager who asked her to provide some of her private information which she did.

Man, I felt bad for her. I was really angry inside, I hope this scammers meet their Waterloo.

So I’ve got some questions regarding this:

1) how do these scammers get the phone number and account details of people to the extent of calling them and requesting personal information.

2) can the money be recovered, if yes what process does one need to follow. This is to educate people

On a final note, please and please, don’t give your personal information to anyone who claims to be from a certain bank. Always go the bank!

Some of these scammers actually work hand-in-hand with some bankers.....

A week after my dad opened an account with First Bank, he got a call from someone claiming to work with First Bank.... He called my dad’s full names, date of birth and also mentioned our address correctly.

He then said our account has some issues that needed to be corrected immediately and he needs to verify if he’s really talking to the right person by asking us some questions. He then asked for Bvn, Atm card number and the 3 digits at the back etc!

I just kept saying “eehnnn” so as to keep him engaged and burn his credit....... lmao!!!

I ended the call when i got tired and told my dad the caller was a SCAMMER!!

Those scammers have insiders in the banks.. But the rate of corruption in Nigeria today will not allow the good ones do the needful..

Many of these scams are perpetuated by relations of the victims,even their children if they have grown up ones.
They easily get access to the victims phone or personal information from being with them and even helping them carry out some transactions.

He get insider work,,most of those bankers seff na big Yahoo boi dem be,,na so one called me dat day,,I waster him card like say tomorrow no dey

lajid:
Hello everyone, so it happened that my Dad made some withdrawals at the ATM, on the last withdrawal the ATM did not dispense.l and he was debited.

Followed him to the bank to complain so the amount will be reversed.

Upon our arrival, we met a woman crying profusely. She was restless, saw three bankers on one computer trying to figure things out and another consoling her.

So it happened that she was scammed of N300,000. She said she received a call from someone who claimed to be the bank manager who asked her to provide some of her private information which she did.

Man, I felt bad for her. I was really angry inside, I hope this scammers meet their Waterloo.

So I’ve got some questions regarding this:

1) how do these scammers get the phone number and account details of people to the extent of calling them and requesting personal information.

2) can the money be recovered, if yes what process does one need to follow. This is to educate people

On a final note, please and please, don’t give your personal information to anyone who claims to be from a certain bank. Always go the bank!

More likely that not, the money is not recoverable.

Skyfornia:

I wish them times three of the pains the woman is going through..

Nobody escapes Karma, for sure.