The acquisition of a property is a type of transaction that involves high values ​​and, therefore, getting the small details right and avoiding major mistakes are actions that can have a positive impact for decades. With this in mind, we prepared the following content with some tips to buy a property safely.

Fortunately, if you are careful and seek a little more knowledge about the subject, you will get a smooth negotiation when it comes to acquiring a special place for your family, which meets your main desires and expectations. Keep reading the post and find out how to do this!

1. Carry out detailed planning

The first step in buying a property safely is to plan well. After all, without organizing your thoughts and having a reasonable view of the steps that this type of acquisition should offer, you considerably increase the chances of falling into a scam or trap in the market.

High investment demands an intelligent strategy, while respecting your financial potential is essential for the realization of your family's dream. Make sure you find out how much is available to spend, what investments the property should require, and whether you have debt that could erode your savings.

2. Assess your real needs
The next step in buying property safely is to assess what your real needs are with this purchase—and, if so, what your family's demands and expectations are. This ensures not only greater transaction satisfaction, but also economic peace of mind for years to come, or even decades to come.

Consider whether you and your spouse should remain in the same job for a long time, whether you plan to have more children, whether other relatives reside locally, and so on. People with pets, for example, tend to have a better experience in homes, while more modern people like apartments.

3. Know some unexpected expenses

Virtually any acquisition we may make brings us unexpected expenses, even more if it is something of great financial value. In the real estate market, it doesn't change the picture: although this purchase is good for the finances in the long run, there are some costs that can weigh on your budget right away.

Keep in mind that there are some fees and expenses that accompany the purchase and sale transaction, among which we can highlight the ITBI (Transmission Tax on Real Estate Assets), the Public Deed, the Property Registry, the IPTU and, if applicable, In this case, a Declaration of Non-existence of Condominium Debts

4. Check all documentation carefully
To minimize the risk of falling into a scam, you need to be sure about the property's documentation. Therefore, one of the most important steps is to go to the Real Estate Registry Office in your municipality to request the property certificate - which indicates, for example, who is the real owner.

Not to mention that it is in this document that you can check other crucial data, such as the existence or not of debts, liens or legal disputes in relation to the property. It is essential to assess whether there are outstanding debts, whether with the city hall (IPTU) or the condominium.

5. Also check the seller's documentation
In addition to these possible debts and hidden expenses, which can arise mainly with the property documentation, it is interesting to check the seller's information, as this can also create obstacles and headaches during the process. Fortunately, this is not a very complicated thing to do.

You should start with basic identification documents such as the CPF and RG. If the person has a marriage or common-law marriage, you need to ensure that your spouse or partner is aware of the transaction. Also request some clearance certificates, especially for criminal and civil actions.

6. Choose the best payment method
Buying a property is not a simple transaction. Therefore, there are several ways for people to manage to raise the necessary amount and become happy homeowners. Therefore, you should do the math and check what is the best strategy to pay for this investment.

Generally speaking, UK opt for real estate financing, which can be done by a bank or paid in installments directly with the construction company. Also remember the possibility of using resources from the FGTS (Guarantee Fund for Length of Service) and having a good reserve to increase the entrance fee. https://plumberslubbocktx.com/how-to-unclog-a-kitchen-and-bathroom-sink-without-having-to-call-a-professional/

7. Register the notarial deed immediately


There is a maxim in the real estate market that says “only the owner registers” — of course, there is a lot of truth in that sentence. Thinking that you became the owner of the place just by owning a deed is a mistake that some people still tend to make, unfortunately.

For the place to be really yours, the deed must be registered at the city's Real Estate Registry Office. If you feel unsure about this procedure, the ideal is to have the help of someone who really understands the matter, such as a company or a broker specialized in the sector.

8. Count on a credible real estate agency
After checking this content, you must have realized that it is necessary to be aware of a series of details and details, to buy a property safely. These points may sound a little strange to those who are not active in the segment.

Given this reality, the best option is to have the help of a credible real estate agency, which will make available the know-how of its employees (especially brokers) so that you can make the best possible purchase!

As it was possible to see throughout the text, buying a property safely can be a little complicated for those who do not understand the market, which makes the help of a real estate agency essential to succeed in this transaction.