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Nairaland Forum / Nairaland / General / Jobs/Vacancies / AJOOPAY, Become Your Own Bank And Grant Yourselves A P2P Loan. (154 Views)
AJOOPAY, Become Your Own Bank And Grant Yourselves A P2P Loan. / AJOOPAY Ready To Launch Our First Official Branch To Be Opened To Customers / Soliciting For Alan And Grant Aptitude Test Materials (2) (3) (4)
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AJOOPAY, Become Your Own Bank And Grant Yourselves A P2P Loan. by Nobody: 7:09am On Feb 06, 2022 |
AJOOPAY is a location based microfinance platform with the most superior way to do your daily contribution and access group loan. We fully upgraded the popular on field micro savings known as "ajo" by digitizing it and infusing it into an e wallet system. We also added a unique feature to our platform that allows for peer to peer lending whereby our offline and online community can jointly save for their group loan and other micro cooperative activities. This feature is appealing to both millennials and older individuals using any internet based device. How do you start 1. Visit https://ajoopay.com.ng 2. Create a digital identity on our platform 3. Download our mobile app from Google play store 4. Sign up for an account and create a credit union **CREDIT UNION** (cooperative loan) ✓The group name must be decided prior before creation ✓The group must consist of 10 members and each member must have made their contribution before the group becomes active ✓An active group can disburse 3 loans simultaneously and each loan amount is double or triple the initial contribution ✓Members are to pay a non refundable fee of NGN 1,000 before participating in a group and an additional NGN 1,000 for a new loan application request ✓Each loan has a maturity date of 3 months and payment must be done before that date ✓After the maturity date and payment has not been made the group will be suspended ✓A suspended group will be unable to disburse loan to it's members until the debt is paid ✓The complete cycle for the credit union is 40 loans after which the group is closed and each member gets back their initial contribution Please note our platform is a contributory platform and is only interested in contribution and disbursement of funds respectively and not interested in defaults or deliquent members therefore each member becomes each other guarantor and solely responsible for their actions thus always endeavor to do your due diligence before joining or accepting anyone to your group. You can use our Facebook community to meet up with other members and jointly help each other achieve your financial goals
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