Our client, who is a major player in the financial services sector is currently looking to hire an Underwriting Officer[/i] for their outfit in Ilupeju, Lagos.
 

Job Summary:
Responsible for analyzing and monitoring the credit worthiness of new business prospects and existing clientele
 
Reporting line: [i]Head, Operations
 

 JOB DESCRIPTION:
 Strategic:
Coordinate the loan underwriting process including requesting, collecting, and managing required documentation
Prepare, distribute and maintain Due Diligence Checklists and update same regularly to meet target underwriting   goals
 
Operational:
  Review loan documents for accuracy, completeness, and adherence to approval conditions
Structure and recommend loans based on risk considerations and submit credits for appropriate approval
Works closely with relevant teams to monitor existing portfolio to ensure proper risk ratings and early identification   of potential problems. Collect, review and advise relevant stakeholders regarding receipt and status of all   underwriting documentation
Contact clients to obtain all necessary information and clarification on financial analysis, and resources
Establish loan files in designated software and ensure electronic and hard copy documentation is placed in     appropriate location
Order and obtain reports and verifications from external parties
  

Key Competencies & Experiences
  Minimum of 3 years’ cognate work experience in a similar role in the same industry within a reputable organization
Solid analytical skills in credit analysis and financial statement analysis
Interviewing and probing skills
Proficient at preparing and presenting credit approval memos
Inquisitive, with good eyes for details
  

General Competencies
Ability to work well under pressure
Good with the use of MS Office suite i.e. Word, Excel and PowerPoint
Strong organizational skill
Initiative and drive the document request, collection and underwriting process ability to work independently and in a    reliable manner
Team work and effective communication

 Educational Qualifications:
  First degree in Accounting, Finance, Business Admin or related discipline
Masters in Finance or related specialism will be an advantage
  

Certifications:
Relevant certifications (e.g. ICAN, ACCA, ISO, Basel, FRM etc.) 


Method of Application: [i][/i]Interested and qualified applicants can send CVs to recruitment@stresertservices.com using the role as subject, or click: https:///33PKiCE