If you are one of the millions of people who do not have health insurance, you may be under the impression that it is cheaper to pay for healthcare out of pocket.

However, this is not always the case. In fact, there are a number of reasons why having health insurance is actually cheaper than paying out of pocket or medical care.

You may have heard that health insurance is expensive and not worth the cost.
While it's true that the monthly premium can be costly, it's important to remember that this is just a small portion of the overall cost of healthcare.

When you factor in things like deductibles, copays, and coinsurance, it's easy to see how paying out of pocket can quickly become expensive.

On the other hand, health insurance is a convenient way to pay for medical care.
You don't have to worry about coming up with the money for your deductible or coinsurance when you need to see a doctor.

If you have an emergency, health insurance will cover the cost of your care.
Not only that, but it's also more convenient and can save you from having to pay hefty emergency room bills.

So, what's the bottom line? Health insurance is cheaper than paying out of pocket and can help you save a lot of money.

If you are wondering where to find the best health plan that is tailored to meet all your health needs, you should visit www.rohealth.ng.

It's a platform that has over 20 of the best HMOs and over 200 affordable health plans to choose from.

roHealth is the smartest way to choose and pay for your preferred health plan.