If you traveled to a 1st world country ie USA, Canada, UK, Germany, Australia, etc. from Nigeria within the last 5 years, you will may have asked yourself this question too.

You quickly realize that; you hustle hard to be ok. The system works and so things like good roads, electricity, and health care is a given. You need not pray for it, but then you realize you may be stuck in that cycle and work till you are old. Too old to then enjoy even retirement.

I really want a soft life; I have worked in Nigeria and work here, and I can confidently say I don’t desire work but will only do it to provide for and secure my future. I met a white man who had retired in his mid-40 and all he does now is flex, volunteer, and travel. And I think that is what life should be about. Freedom. He has a couple of rental properties, no mortgage. Kids are taken care of. But he had the benefit of starting working at 18, etc. I feel I am late to the party but can take advantage of the power of the currency in Nigeria or another African country.

I think the idea of working for 25,30+ as our parents did is long gone. No company wants to be responsible for your financial future. The day my Oga in Nigeria was retires and paid 600k for working 22years in a bank. E shock me. I knew it was up to me to guarantee my financial future.

As a man in his mid-30s, with how hard my wife and I work and save. We can afford to make real estate rental investment decisions and retire in Nigeria in a few years.

I met an old African man at work that got me worried, I don’t want to be that age and still be working. So, I have been asking myself

What must I do now, to retire and secure financial independence for myself and my family?

Is Japa for Forever, would I be happier in an aged care home in old age?

Would you rather be Rich in Africa or Poor/Average in America?

Rich enough to cruise the world!
I don't really fancy the western idea.

Africa has a culture and that culture defines me, that culture is life.

Japa nor follow!

Felimax:
Rich enough to cruise the world!

That's the dream, Soft life.

I don't really fancy the western idea.

You seem rich already, to be sincere if you are you have no business running to the west

Africa has a culture and that culture defines me, that culture is life.
Good one, Im with you on this.

Japa nor follow!

The average Nigerian who has no opprutnity should japa, if you rich stay.

The richest Nigerians like dangote, otedola, atiku and many others stay abroad for a while every year. All their kids have dual citizenship and study abroad. The recent rich people are buying citizenship via investment in America and South America countries. Are they fools . This is Nigeria where one medical emergency equals death 99% of the time, one terminal illness wipes off all you money and assets, noise pollution from generators . A country where many people went to university and later became bitcoin trader or bag seller on Instagram . my advice to any youth is to japa if they can, get that second citizenship and come back if you want. Alot of people who refused to japa in 1980s are regretting as their 30plus kids are still stuck at home with them jobless or underemployed

Rich is good in some Africa countries like Southern Africa and Northern Africa because they have good health care and schools but if you are talking about Nigeria then that’s another level.

Rich in Nigeria is good until you need emergency health care then you will know why Nigeria billionaires and millionaires have private jets

Smile4mee01:


I met an old African man at work that got me worried, I don’t want to be that age and still be working. So, I have been asking myself

What must I do now, to retire and secure financial independence for myself and my family?

Is Japa for Forever, would I be happier in an aged care home in old age?

Would you rather be Rich in Africa or Poor/Average in America?

Passive income is what you need. That is what i am doing. The rat race makes you tired and weary. Look into the US stock market, real estate. Godspeed.

ednut1:
The richest Nigerians like dangote, otedola, atiku and many others stay abroad for a while every year. All their kids have dual citizenship and study abroad. The recent rich people are buying citizenship via investment in America and South America countries. Are they fools . This is Nigeria where one medical emergency equals death 99% of the time, one terminal illness wipes off all you money and assets, noise pollution from generators . A country where many people went to university and later became bitcoin trader or bag seller on Instagram . my advice to any youth is to japa if they can, get that second citizenship and come back if you want. Alot of people who refused to japa in 1980s are regretting as their 30plus kids are still stuck at home with them jobless or underemployed

Bump.

Insightful points.