You’ve heard it before, and you’ll hear it again: You don’t need to retire with millions of dollars to be able to enjoy your golden years. In fact, you can live well on far less than that number if you know how to manage your money effectively. Though $100,000 may seem like a lot of money, the truth is that it could actually provide you with an ample lifestyle if you’re smart about how you use it. Here are a few tips on how to retire on $100,000 or less.



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