Good day NairaLanders.

Thank you for the advises that you gave me regarding the subject.

Please recall that I informed you earlier that I received credit alert of about ₦200,000 in bank account but the transaction was certainly not mine because I didn’t do transaction to have expected such money especially at that time.

Meanwhile, like I promised to update you the outcome of my efforts to achieve my task of returning the money wrongly transfer to my bank account to the true owner. With the help of advises and information given to me by the NairaLanders, these are actions that I have taken so far though it sad that the ultimate objective has not been achieved but there is progress:

1. I drafted email to the bank and copied CBN to lodged my complain as advised. (The mail is attached here). Based on the response I received, I’m hopeful that the email is addressed to the appropriate channels.

2. The bank and CBN responses to my email (the bank’s response is attached). The bank’s requests was somehow frustrating especially some of the contents in the indemnity form that I was required to sign before my request could be processed.

3. Despite my tight time schedule and some of the contents of the indemnity form that I am not comfortable with, I had to reluctantly signed the form so that it will not be an excuse for not processing my request. All the documents requested from me were scanned and emailed to the bank and CBN was copied in the mail
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4. The bank acknowledged the receipt of the email and promised to get back to me but I am yet to receive the feedback of the outcome of their findings as at this moment. It is almost two months that I have fulfilled all the documents required from me.

Sequel to my email to the bank, I observed that the amount of transaction in question has been made to only appear in my ledger balance. The implication of this is that I can not withdraw more than my actual savings and I’m fine with that.

I hope to send a reminder e-mail to the bank next week which will mark eight weeks that I have instructed to them to do the investigation and return the money to the right owner.

Useful advice to achieve the objective of locating and returning the money to the right owner is welcomed.

Thank you once again.

You did the right thing
The bank will surely sort it all out
I wonder the agony the sender is in right now.

RedChiefPriest:
I wonder the agony the sender is in right now.

I'm feel concerned too. Especially if the sender needed the money to carryout urgent transaction.

Respect sir, you are a good man

BadEnglish:
Respect sir, you are a good man

This is beyond respect ooo, if investigation start an be they discovered the money/transaction is fraudulent it's going to be a big problem which could lead to jail time.

talk2hb1:

This is beyond respect ooo, if investigation start an be they discovered the money/transaction is fraudulent it's going to be a big problem which could lead to jail time.

it's still calls for respect considering the moral decadence that has invaded the society seeing someone willing to do the right thing irrespective. Respect

Send me the money. I'll sort it out