What if you were asked about your most embarrassing experience without being ashamed or feeling uncomfortable from speaking of a sexual experience, What will it be? Well, I'll talk about mine right now with my full chest.
By the end of this story, will be uncovered the dirty plays that can happen to anyone and can leave you in the worst scenario you can ever imagine.
Back in 2017 when I was just out of school, it was a time to be alive for me since I was just exposed to some excesses at that time and I felt I was held back from a lot of "FUN" back then.

This left me with habits like keeping late nights, spending excessively, flirting (don't come at me), and the rest you know. Not that I was spoilt but I was starting to see some things I haven't been familiar with.

Due to this little extravagant lifestyle, I was left with huge bank charges at intervals and one which held me up to the throat was the levies that came at the end of the month and before you get too far thinking I was that buoyant to not notice those (won't say little) but wicked deductions, I didn't care about them until this day.
The fact I can still remember this day makes it "more embarrassing" because it's an experience that pops up every time that phrase is said.
Thursday afternoon, really sunny as usual in the city of Uyo, my hometown, I was just back from jamb classes which regularly left me drained due to the anxiety and frustration I had because of staying at home for an extra year, I was so hungry and wanted to grab some refreshment before continuing and retiring home later. I went around some blocks with a friend Dan. On the other hand, Dan wasn't a person of eating out so he was reluctant but I applied more pressure. If you are very close to me, you would know I can be very persuasive. I even offered to cover his tabs just so I wouldn't Liverpool.

Oh, sh*t I meant I wouldn't walk alone. We got to this restaurant and got some hot food. This food was the definition of mouth-watering, I mean fit for a king! Excellent service time, and once the food got to us we devoured it immediately before any other person could get to us. We consumed N2450 worth of food that evening. Simple problem solved and time to go.

I received a debit of N1450 saying SMS charges therefore our payment couldn't go through. While trying to outsource funds to cover up, I got another debit of N1000 with a description of Card maintenance. I was wowed because my experience became like those I see on skits and blogs. I couldn't even start telling Dan about what had come upon us.
He just sat there waiting for my signal that we should start going back to class. While trying to explain the scenario to the waiter, she just kept saying the words 'It's not me, you have to meet the manager'

..see poor me, wetin my eyes don see like this

I couldn't leave and every timber and caliber that came in saw me as the boy who had not followed the words 'cut your coat according to your size' worried about Dan already? He said he'll go look for help while I waited, I couldn't think of more words to insult him because he never came back.

How I got out has to be a story for another day but the lesson I learned and still hold onto is to use banks that have zero transactional charges and even give cashback when paying some bills. Since then, I have always managed to escape those wicked levies and charges. There's this online bank I have been using over the years which has saved me crazy charges at month end, the most amazing part about it apart from helping me save is that it gives me virtual NGN and USD cards to make payments on sites with very low conversion rates when funding USD to your card. It also helps me avoid the stress and insecurity of having a physical card. You also get 5% cashback on your card transactions if you use my promo code "EYUVE" at the Earn tab. This app is called Chipper and you can create your account immediately. Just go to your play store or app store and download chipper and sign up using PHONE NUMBER! most importantly. Then verify your account and apply my promo code and receive bonus after making your first transaction to another chipper wallet


The interface of this app is easy to learn and understand and I hope this article helps you.

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