1. Branch Manager Position

Job Specifications:

• Full Time
• Required Qualifications: BSC/HND
• Location: Oyo (Olorunsogo Local Gov’t Area Igbeti and Saki) | Nigeria.

Full Job Description

A Branch Manager will have many different responsibilities and duties. This will include managing the branch to ensure it is both safe for employees and well-maintained for customers. The manager is responsible for the day-to-day coordination of the branch. Some further responsibilities include:

Responsibilities and Duties

• Identify risks within the business
• Ensure employees are complying with company policies
• Look for growth opportunities within the branch
• Establish and maintain relationships with new and existing clients
• Ensure marketing strategies are executed
• Manage staff, aiding them in goal setting
• Ensure a safe environment, including theft prevention
• Recommend or reject loan requests based on credibility and potential revenue and losses.
• Ensure KYC is properly done.
• Controlling bad debt exposure through direct management of credit terms.
• Monitoring of all loan collections of your team members.
• Accountable for the entire credit-granting process of your team members.
• Assessment of credit worthiness of the potential customer to optimize the mix of loans and bad debt losses.
• Maintaining a structure sufficient to meet all goals and objectives of the Organization.
• Properly motivate the credit and collection team members.
• Inspection of the loan files as submitted by the credit officer
• Review loan/credit portfolio, and collection portfolio and work on delinquent clients to resolve non-performing loans.
• Working with credit officers to contact debtors to pursue payment.
• Devising a customized recovery strategy on a case-by-case basis.
• Following up on client’s payments and post disbursement visit.
• Report daily progress to the head of credit and marketing.
• Ensure zero default TOLERANCE
• Target Driven

Skills

• Leadership skills
• Strong strategic acumen for leading growth opportunities
• Ability to multitask on a variety of projects
• Great verbal and written communication skills
• Understanding of financials and related products

Qualifications and Requirements:

• A minimum of B.SC/HND in Marketing, Business Administration or related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills. The candidate should have 1-3 years of experience in a related role and with a lending institution.
• Proficiency in using Microsoft Packages, especially Excel, Word, PowerPoint, etc., is mandatory.

BENEFIT/PACKAGES

We offer a competitive remuneration package and opportunity for career and personal development.

Method of Application

All interested candidate(s) should send an email containing your CV with the position being applied for as the subject of the email to: recruitment@ammilmfi.com

SELECTION/INTERVIEW:

Please note that the shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: September 30, 2022.

2. Credit Officers/Marketers

Job Specifications:

• Full Time
• Required Qualifications: OND/HND/BSc
• Location: Oyo (Oyo, Ogbomoso, Igbeti, and Saki )

Job Description:

• Facilitate lending for clients by accessing creditworthiness & process relevant
Paperwork
• Prepare loan applications
• Evaluate client's financial information
• Calculate risk ratios
• Gather information about the clients and address verification
• Analyze, verify applicant's financial information and determine loan needs
• Explain different loan options available to the applicants
• Ensure loan terms comply with the organizational regulation and policy
• Loan Monitoring
• Good customer relation
• Act as a liaison between the institution and the applicant
• Book loans in the best interest of both the Organization and the clients
• Account Opening
• Investment Mobilization
• carry out regular post disbursement visits on the clients
• Ensure zero default TOLERANCE
• Target Driven

Qualifications and Requirements:

• A minimum of OND in Marketing, Business Administration or related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills.
• Candidate should have 1-3 years of experience in a related role.
• Proficiency in the use of Microsoft Packages especially Excel, Word, PowerPoint and etc is mandatory.

BENEFIT/PACKAGES
We offer a competitive remuneration package and opportunity for career and personal development.

Method of Application

All interested candidate(s) should send an email containing your CV with the position being applied for as the subject of the email to: recruitment@ammilmfi.com

SELECTION/INTERVIEW:

Please note that the shortlisted candidate(s) will be invited for an interview via SMS and Telephone Call(s).
Deadline: September 30, 2022.