Prosperous111:
Lol I can’t stop laughing

You mean you mistakenly download the apps?

You mistakenly input your details why registering?

You mistakenly input your bank details and get an OTP for confirmation?

And finally you mistakenly withdraw the given amounts to your bank accounts why smoking agege weeds abi high on heroine? Lol

You’re not even sincere to yourself haha make una Dey try fear God sometimes nah.

You did that willingly and not by mistake mr Man

them suppose rename the guy to MISTAKE

There is a reason these people are called loan sharks. Avoid them.

Anywhere belle face.

KristaPretty:


They will go after you and inform every of your contact affliated with you.

They might also send your contacts messages saying you escaped a HIV facility.

It is a very embarrassing thing. Let me see if I can get from the messages I was sent in respect to few people I know who took loans. I don't even know how they got my numbers, but I learnt such info is not hidden from them.

Repay the money now so that the % won't be much

deltateam:


I am not of age, since you're of age you should carry wheelbarrow, do conductor or carry block.

Why beg in a faceless forums instead of being a man.

Do you know my capability? I'm a driver and right hand isn't good, you're dragging me to carry block when you don't know my physical condition. I should lose my arm all in the name of BEING A MAN?

BeanmanX:

If you love @Cyntie55 then go ahead and propose to her. No dey beat around the bush.
Africa China say: if you love somebody walk up to her and tell her you love her, because no crime, no crime at all.

Holywater123:
I was just playing around the app when I mistakenly clicked on the withdraw button. The process was so simple that I thought It wouldn't work. Until I saw “loan processing."

I just sent them a mail though. I am waiting for the day to break so I can put a call across.

This is ridiculous honestly. 15k to pay 19.5k in just 14days. I can't take it.

What do you mean by mistake? You also mistakenly downloaded the app too I guess? Please go and pay the money, hope you have not mistakenly speent the money? �

Can you imagine the rubbish?
Any, just go to Sterling Bank and collect Specta Loan with a very very low interest. For 1 million loans, you will pay 96250 for 12 months. Can you beat this?

Lekan239:
the first picture 16k to pay 25k in 7 days.

The second pics 500k to pay 1million in a year. Payment of 81,250 monthly.

Very outrageous

Holywater123:


I don't just know honestly. I thought it won't go.

That's wrong of you to have done. Prepare to pay everything back.

Oga nothing like mistakenly, na your type dey also mistakenly impregnate ghe

SmartyPants:


The interest is high because the default rate is high. The high interest is to cover the losses so that it still averages into profit.

This what you told me sir but up till now. I implore you to kindly respond to me so I can know what's up because I'm very anxious and eager to start the business.thank you


Hi Yunusa,

I'm so glad to hear from you and i'm happy we're making progress. I've really busy and still am, but i will be back to continue the conversation before the end of the week.

It has been three months now

TRADELYN:
@Holywater123

Ok, just knowing about this App.
If #15k loan is the highest amount granted to you, then your average monthly income may not be more than #30K.

I use Loan Apps to check my credit ratings only, and it's increasing well.

They always beg me to take the loan, but to me, it's poor.

A #1million Loan at 30% in 3 months is ok for me. It's always negotiable based on the amount and duration
Cc: Fairmoney

How can I use loan apps to check my credit rating? I've never actually taken a loan before

Baba said "mistakenly borrowed"

But dis newscredit people no gree borrow me money o

Hahaha

This story is very funny.

It's like fucking_ a pussy without condom and them getting surprised or shocked that it resulted to pregnancy.

ceematics:

Do you know my capability? I'm a driver and right hand isn't good, you're dragging me to carry block when you don't know my physical condition. I should lose my arm all in the name of BEING A MAN?

Your neighbors are better off helping since they see you and understand your condition.

For all, you might be a scammer.

Daniel7543:
If you love @Cyntie55 then go ahead and propose to her. No dey beat around the bush.
Africa China say: if you love somebody walk up to her and tell her you love her, because no crime, no crime at all.

Tarhhh...

Almost 3500 for interest just 2 weeks what a rubish

internationalman:
But why the huge interest for just 2 weeks. Even Bank interest for 2 years on 30k is not up to 4k

Nigerian companies are out to add more burdens to our lives instead of softening it.

Just jejely look for 4k and add to it and transfer to them.

for watin, he should spend the #15k and forget about them, nothing will happen. Nonsense

Some of these loan app are very dubious. Like Easy money and Okash will not ask you for password. Once you press on the amount, they will start processing the loan. That was how my daughter click on 100k on Easy money and the next thing was the alert of the money in my wife's account. According to my daughter of 3 years old, she opened the app and saw 1 with plenty zeros and she just touched it. That was how we paid over 150k in 6 weeks because you pay 50k plus every two weeks. So it's better you don't install most of them in your phone.

deltateam:


Your neighbors are better off helping since they see you and understand your condition.

For all, you might be a scammer.

call me whatever you want, I never mentioned or called your name, God has saved me thru people on this forum many times,even if it means changing my surname to scammer to feed myself I don't mind. I leave everything to God to Judge

Holywater123:


Around 30% intrest.

No, interest is calculated monthly basis therefore the interest is actually 58.66% per month!
Guy sens that email, if they don't take there money back, don't pay them!

Holywater123:


I don't just know honestly. I thought it won't go.

Lolz,u thought it wouldn't Go..now e don go..just arrange the 19k keep for them..loan app wey find people to reap,na u carry dey play..u thought is akin and pawpaw

DollarBuddy:




Lol.. fes of all, OP, how old are you?

You Berra spend that money and pay back the 19k in 2wks or keep the money and add the 4k to pay back the 19k in 2 wks.

Failure to pay back in 2 wks, the kind of embarrassment wey you go collect from those guys hand ehn? All your phone contacts, even that fine babe wey you dey try toast for Whatsapp go finally know say you are a criminal or an HIV positive fellow.

All your phone contacts will hear of this, if you fail to do what is expected.

Loans sharks are so damn heartless, bro.

The bottom line is, just have it at the back of your mind that you are paying back the 19k in 2wks or else....hmmm!

Lol
Those message don't panic chronic debtor like me. I don't pay back loan to any loan companies in Nigeria since 2019 I started collecting loan. To the extent I'm owing Kuda since a year plus now and won't dare pay back. Those threatening messages don't move me again.
The only loan that will panic me is bank loan, just like when I collected loan from fcmb I quickly pay back before deadline. But you see all these loan sharks companies I don't give a middle finger to pay them back.

Though I stopped collecting loan since a year plus now, let me be focus on my job. Before the threatening messages ruin the relationship I have with my business partners.

Prosperous111:
Lol I can’t stop laughing

You mean you mistakenly download the apps?

You mistakenly input your details why registering?

You mistakenly input your bank details and get an OTP for confirmation?

And finally you mistakenly withdraw the given amounts to your bank accounts why smoking agege weeds abi high on heroine? Lol

You’re not even sincere to yourself haha make una Dey try fear God sometimes nah.

You did that willingly and not by mistake mr Man

if it is fairmoney bro. once you borrow the money, it will be in your fairmoney bank account till you decide to move it into your bank account. Maybe the app he borrowed from sent to his direct bank account

Holywater123:
I was just playing around the app when I mistakenly clicked on the withdraw button. The process was so simple that I thought It wouldn't work. Until I saw “loan processing."

I just sent them a mail though. I am waiting for the day to break so I can put a call across.

This is ridiculous honestly. 15k to pay 19.5k in just 14days. I can't take it.

go to suya spot, chop the #15k, return home buy more data, uninstall the App, nothing will happen, please tell me the name of the loan app, I want to collect my own share

budaatum:


Can someone please work the interest for us.

720% Annual Interest rate.

That is
If the collects the loan is paid after 2 weeks, he will be paying N4,500 + 15,000
19,500

For a year he will be paying
N108,000 + 15,000
123,000

The secret why people take this loans is out of Financial Ignorant and with the false premise that it is collateral free. It is not collateral free. Your BVN is enough collateral, bank information and permission to auto debit your account is enough collateral.

Holywater123:


This people are wicked and heartless honestly. I don't know what will happen if I don't pay back the interest. Because I am not working at the moment.

The 3k I have is for emergency tomorrow [It requires 6k]. Now, one mind is telling me to remove 3k and add to the one I have, but I know I won't be able to pay it back in 2 weeks time.

Trouble de sleep Nyanga go wake am!
Cat de sleep rat go bite m tail.

Waitin he de find
......,............

airsaylongcome:


29.81% in 14 days! That's 777.20% per annum! M.A.D.N.E.S.S

APR. Just what I was after. Thanks.

luluosas:
Can you imagine the rubbish?
Any, just go to Sterling Bank and collect Specta Loan with a very very low interest. For 1 million loans, you will pay 96250 for 12 months. Can you beat this?

Any collateral?

Kazim88:


720% Annual Interest rate.

That is
If the collects the loan is paid after 2 weeks, he will be paying N4,500 + 15,000
19,500

For a year he will be paying
N108,000 + 15,000
123,000

The secret why people take this loans is out of Financial Ignorant and with the false premise that it is collateral free. It is not collateral free. Your BVN is enough collateral, bank information and permission to auto debit your account is enough collateral.

What happens if there's no money in auto debited account and if bank won't let me go overdrawn?

Holywater123:


This people are wicked and heartless honestly. I don't know what will happen if I don't pay back the interest. Because I am not working at the moment.

The 3k I have is for emergency tomorrow [It requires 6k]. Now, one mind is telling me to remove 3k and add to the one I have, but I know I won't be able to pay it back in 2 weeks time.

if they don't reply your email or calls.. Add the 3k and pay them.. If they call you. Tell them you don't have money to make it 4k