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Nairaland Forum / Nairaland / General / Health / Bank Loan Defaulting (legal Advices Needed) (704 Views)
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Bank Loan Defaulting (legal Advices Needed) by timidogg(m): 11:21pm On Nov 29, 2022 |
So I took a bank loan of 10M from a bank (this my 3rd loan with them), But my bank officer talked to me borrow her 3.7M for 2 weeks that she needed it to save her job. ( I have known this girl since 2015 but she wasn’t with this bank) fast forward after much plead I borrowed her the money , it’s been 6 months now she hasn’t paid or made any efforts to , 2 weeks ago bank learnt she did same thing to two more guys (to the tune of 9m) Because of the money she’s owing me i have been unable to pay my loan back I’m 3 months behind already negative 2.8M ! Now what can I do ? What will the bank do to me , because I’m scared…. Nb I have reported to the manager and mailed the banks too |
Re: Bank Loan Defaulting (legal Advices Needed) by CEwog91(m): 3:42am On Nov 30, 2022 |
timidogg:the power of woman 1 Like |
Re: Bank Loan Defaulting (legal Advices Needed) by Kobicove(m): 9:22am On Nov 30, 2022 |
timidogg: People abuse trust a lot in Nigeria You made a terrible mistake and should never have agreed to that arrangement but I'm sure she was able to convince you because she probably gave you the impression she helped facilitate the process of securing the loan. As far as the bank is concerned you're the one who is responsible for the entire loan amount 1 Like |
Re: Bank Loan Defaulting (legal Advices Needed) by Mynd44: 9:46am On Nov 30, 2022 |
She is a flight risk sha. Might be planning a japa move to the UK |
Re: Bank Loan Defaulting (legal Advices Needed) by timidogg(m): 11:28am On Nov 30, 2022 |
Re: Bank Loan Defaulting (legal Advices Needed) by timidogg(m): 11:29am On Nov 30, 2022 |
Mynd44: About that I’m with her international passport , how can I make sure won’t get another ? |
Re: Bank Loan Defaulting (legal Advices Needed) by timidogg(m): 11:30am On Nov 30, 2022 |
Kobicove: Chei. Thanks |
Re: Bank Loan Defaulting (legal Advices Needed) by timidogg(m): 11:33am On Nov 30, 2022 |
Kobicove: There’s no law I can hide under ? |
Re: Bank Loan Defaulting (legal Advices Needed) by Kobicove(m): 12:31pm On Nov 30, 2022 |
timidogg: I'm not a lawyer but I do not think there is any law you can use to escape liability except if it was the bank that officially directed you to loan part of the funds to the female member of staff. 1 Like |
Re: Bank Loan Defaulting (legal Advices Needed) by CEwog91(m): 12:44pm On Nov 30, 2022 |
timidogg:is she married? Whats she doing now? |
Re: Bank Loan Defaulting (legal Advices Needed) by Mynd44: 12:47pm On Nov 30, 2022 |
timidogg:What is your relationship? Is it sexual or have you every showed sexual interest in her? |
Re: Bank Loan Defaulting (legal Advices Needed) by timidogg(m): 1:26pm On Nov 30, 2022 |
CEwog91: She works with the bank , my account officer … She’s not married |
Re: Bank Loan Defaulting (legal Advices Needed) by CEwog91(m): 1:26pm On Nov 30, 2022 |
timidogg:nawa ooo... |
Re: Bank Loan Defaulting (legal Advices Needed) by timidogg(m): 1:26pm On Nov 30, 2022 |
Mynd44: Never , never ever ! Just my bank officer |
Re: Bank Loan Defaulting (legal Advices Needed) by seborrhic: 7:09am On Dec 01, 2022 |
timidogg:I don't understand this portion. Are u expecting the bank to help you recover the money or the manager to tell you,"ok, don't worry,once you get back the money,you can start paying"? You are also the one saying you borrowed her the money,there is no evidence you didn't "dash her",as a way to hook or impress her,believing you would get it back from your business,only for the business not to flourish and you are now coming up with this. Mr go and look for legal ways to recover your money,if your story is true because you borrowing someone part of a loan is not the bank's business and when they come for your collateral no one would be interested in your 'stories that touch'. Besides,if your business is doing well N3.7m should not stop you from servicing your loan. |
Re: Bank Loan Defaulting (legal Advices Needed) by timidogg(m): 8:33am On Dec 01, 2022 |
seborrhic: Lol … my business wasn’t doing well that’s why I went for the loan and I have gotten her arrested and she signed undertaking to the effect to pay me first December, I never believed she would pay and yes today I got a horrible message that she needs a 2 week extension, extension, extension that’s what got us here , I didn’t dash her , we never had any sexual relationship or anything! |
Re: Bank Loan Defaulting (legal Advices Needed) by timidogg(m): 8:34am On Dec 01, 2022 |
timidogg:
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Re: Bank Loan Defaulting (legal Advices Needed) by seborrhic: 8:50am On Dec 01, 2022 |
timidogg:Good you got her arrested as you claimed. It's a matter that should involve the police and the courts if no resolution can be found but the bank and manager have nothing to do with your business with her,unless they want to grant you an extension of the loan repayment on grounds of you having a good standing with them,but I bet u there patience would wear thin if you continue defaulting,no matter the reason. 1 Like |
Re: Bank Loan Defaulting (legal Advices Needed) by SavageResponse(m): 11:58am On Dec 01, 2022 |
timidogg: If you're not careful she will keep posting you for the next 12 months. To get your money you have to be ready to harden your heart. Since you have the means, get her arrested again but this time make sure she remains in detention till her relatives pay at least 60% of the money! Do not listen to any plea unless some of the money lands in your account! 1 Like |
Re: Bank Loan Defaulting (legal Advices Needed) by timidogg(m): 12:24pm On Dec 01, 2022 |
SavageResponse: |
Re: Bank Loan Defaulting (legal Advices Needed) by timidogg(m): 12:31pm On Dec 01, 2022 |
timidogg: Today I discovered she did same to two more guys , all three of us 9m , and the bank manager got her arrested |
Re: Bank Loan Defaulting (legal Advices Needed) by timidogg(m): 6:54pm On Dec 01, 2022 |
SavageResponse: Thanks , will act on that … I will just have to be strict |
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