You can get up to 5% per year if you save USD on some exchange platforms that support USD savings. Quidax offers up to 7% or 10% on their USD savings, depending on whether you select flexible or fixed. You can simply convert your USDT or any other cryptocurrency, such as BTC or ETH, to USD to get started. This is a safer option to make money during a dip or for a low-risk investor.

During the coronavirus pandemic between 2019 and 2020, some countries' fiat currencies lost more than 50% against the US dollar. The Nigerian Naira, for example, rose from N360 to N800 in 2022, indicating a more than 100% depreciation against the USD. Any trader or investor at the time would have been able to hedge perfectly against this inflation and still earn interest on savings.

This is an obvious reason to make money with the USDT and/or save in US dollars.