Under the Affordable Care Act (ACA), health insurance marketplaces are available in every state, where people can purchase coverage on their own.

Those who do not have affordable coverage from an employer or other source may be eligible for subsidies to make it more affordable.

Arkansas has several affordable health insurance options. You can insure through your employer, buy your plan directly from an insurance provider,

Sign up for Medicare or Medicaid, use the Health Insurance Marketplace created by the Affordable Care act, or even look into low-income insurance programs for children.

People who buy coverage through the Marketplace can’t be denied or charged more because they have a pre-existing condition, including HIV or COVID-19.

Marketplace plans are also required to provide a minimum package of “Essential Health Benefits,” which include prescription

Drugs, doctor visits, hospital care, mental health care, and certain preventive services.

People can buy coverage in the Marketplace during the open enrollment period, a specific time at the end of the year, for coverage to be effective on the first day of the following year.

Read More: Best Ways To Get Affordable Health Insurance In Arkansas