Late payments can happen to anyone. And now you’re wondering how you can get late payments removed from your credit report. Well, ASAP Credit Repair knows how and we’re going to break it down for you step-by-step. Let’s dive in!

1. Write a goodwill adjustment letter asking the lender to remove it.
Pretty simple and straightforward. Simply write a letter explaining why your payment was late. Ask them to forgive the lateness and remember to assure them it won’t happen again. If they agree to removal, your creditor should adjust your credit report. Even if they don’t forgive the late payment, it never hurts to try. If they do agree to it, make sure to get the agreement in writing and keep it for your personal records.

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