gScales:


Tell them oooo! I have missed two days from work now, because the POS operators in my area does not have cash at all, queuing at the ATM point effortlessly, will I afford to loose my job because I couldn't not get cash, and some set of people still clamour of POS operator charges, even when the bank itself does not have the money to pay us

People's lives and means of livelihood are endangered by this lack of cash.

make them available and POS operators will fall in line, how many people had their time back in the days?

chinos20:

If you Come to my village with this kind motivational speech na you go suffer am.who you won do transfer for,how many of them even have an account.I know the root of my nemesis and POS agent isn't one.It's better for the Government to do the right 'fore we do it for them.

So, if your salary is 100k, you will willfully pay 30k to get 70k?
Think na!

Xkale1996:
mumu man transfer no dey sup ni

Mumu weyrey
Thunder fire you

ArchiLimited:
My only question is, what EXACTLY did this whole naira redesign achieve?? Can someone really tell me one strong point? Just one? Or are we going through all of this for nothing?

lol. when we describe APC govt as a riotous govt, people seem not to get it.
this their naira-redesign policy typifies their riotous system of governance.
of course nigerians have just gone and are still going through this hallowing experience for nothing.
the most annoying aspect of it is that, the banking sector will experience, mistrust from nigerians, even after the whole brouhaha, that will lead to low deposit of their money in the banks.
APC govt wanted to stop money bags from vote buying, ignoring the suffering of nigerians, through such ill-advised process, but the money bags decided to influence the people that counts the votes, with a much more little resources, than that of vote buying, and received a more better results.
any serious govt, ought to have gone after the corrupt politicians, instead of suffering nigerians, in this manner, it's so sad and embarrassing.

[quote author=John4B post=121774970][/quote]
Or deh

Perfectnumber6:
Apc and PDP government na bastard with their supporters na me talk am . Mtcheew

but peter obi also support this policy

So your parents own that name u call people

unclejb2:
We must retire these men that have brought so much suffering and hardship to Nigerians.

Labor Party from Top to bottom on Saturday

instead of bottom to top. You people keep on saying from top to bottom. No be demotion zone be that?

3k for 10 is even fair.... They charge 4 in Imo state

imagrg:
In spite of the order given by CBN on POS charges, the Road Side POS Terminal operators still take 30% or more as charges for cash withdrawals.

The CBN should as a matter of urgency approach this matter sternly by making cash available at commercial banks and also asking the staff of these banks desist from owning POS terminals for cash-in, cash-out transactions.

The masses are being exploited by these POS operators who take advantage of the present cash crunch to inflict untold hardship on the common man.

This evil practice must stop!

Let me educate you because I 'm a POS operator.
The charges is higher because the cash is not available at the banks.The banks have no money so some of smart pos agent go out to other places where cash are normally available and buy the cash you see them vend.

We normally buy 100K cash for 115K transfer at slaughter,fish cold , pharmacy or petrol station then you expect him or her after buying those money they should return to their shop to do it for you cheap or less than how they are bought
That is not going to happen.

When there was availability of cash pos operator was doing N5000, for N100.

Instead of challenging the CBN to release money in supply you are crying that pos charges should reduce.

Go out and see how many pos have folded up because of cash scarcity.

Atimes we should sit down and think before coming to public forum to fool ourselves.


Must you withdraw money from pos agents if their charges is high? Why not go to bank and withdraw your money and see what it takes to get the cash you are accusing pos operator for.

Or better still buy a POS machine and start the business

Same POS agents go dey follow call Buhari and Emefiele wicked leaders
Nigeria citizens are greedy people.

madridguy:
How many banks have you visited?

2 in my area and there's no money.
People are still jam-packed as it was a month ago in the banking hall.There is no difference bw now and then

favour32:

Not all banks but only with crowded halls

Then we can't say there's money in the bank.
Until the banking hall return to what it used to be,we can't say there's money.

Kazim88:


Why you de expose yourself as part of POS hoodlums extorting their fellow Nigerians?

They are lots of people doing POS on this thread that are doing same shortsighted business practices but are silent.

Can you point out one paragraph where my comment says I'm a POS operator? The truth of the matter is, I've been in a place where a POS man was given a prize for a particular amount he's to be given. You think it's their fault? Oga, go and drag Emiefele, leave these people alone. Until Banks starts giving money to their customers you will continue to pay high at a POS stand

mcdokwe:


1. That shows the level of greed inherent in humans, but that is equally fueled by desperation. I operate a POS business and have sworn never to buy cash or sell it; when I get cash, I dispense the little I can and rest and have equally sworn not to buy cash from anyone in the name of withdrawing from POS, if you have a service I need and would not accept transfers and at no extra charge, I move to the next person or forego the need unless it is live saving.
Do not buy money from POS operators, if people don't buy they won't keep selling.

2. It is foolish for the CBN to dabble into regulating POS operators; and in this case almost everybody is guilty, the storekeeper sells cash, the keke operator, the fuel attendant.... everybody!
The CBN should be more concerned about making cash available in the banks and circulating therefrom as it were in past and not running after POS agents that people now look up to for the little cash they give when banks have failed

Nigerians are naturally evil and corrupt, when things like this happen abroad people come and see what they can do to help the masses but here we see unfortunate situation as avenue to make fast money.
There's an alfa in my Street that's by charging same 100 for not more than N2000, when I asked him why he's not charging like his colleagues, he said such money is undue advantage and cannot enrich him. I was surprised we still have such honest Nigerians among us, even my blood sister would not give me cash except I add charges. I'll be surprising the guy with a gift when everything dies down

BigBrother9ja:





Upon all your rants and support for Atifkū, so he didn't give some cash at the end?

iss atiku responsible for the cash crunch or is buhari no longer an apc president.

post=121771812:
Nigerians are the number one problems of Nigeria 🇳🇬.
God help Nigeria 🙏

Nigerians are the problems of Nigeria.......for real!


Greed and Dishonesty, the two main problems of an average Nigerian.
Read along to understand our reasons for saying so......

(N.B : If you are a fraudster and criminal on Nairaland,
Skip to the next post or you may not survive reading this)

*HOME TRUTH*

I run a manufacturing business and a trading business.
The biggest challenge in my manufacturing business is not power, or infrastructure, the biggest challenge is getting honest staff. Everyone we hire appears to be on a mission to steal as much as possible. Inflated invoices, recording less than the actual number of units produced. The worst part of it all is that all the fraud we've uncovered is not done by a single person, it's usually many staff who collude with each other, from production, to sales, to finance, even top management. There was a year I overhauled management 3 times in a year.........
But me, I've found a solution sha, I now use Indian management. So competent, so honest and so straightforward. I thought they were expensive at first with all the visa fees, accommodation, house staff, but now that losses due to staff theft have been reduced to a minimum, and efficiency increased, the Indian management has turned out to be cheaper than the previous Nigerian management. Now, all sensitive positions involving money go to Indians. Nigerians are only allowed in non-sensitive positions. I used to criticize companies like Dangote Group that hire so many Indians when there are many unemployed Nigerians, but now, I understand their decision.

My biggest challenge in the trading business is the same, getting honest staff. The form of trading occurs in the open market, and involves staff having access to huge sums of money running into a few millions. I know how much I pay to security companies to provide escorts for the staff, not to prevent robbery, but to ensure that the staff go straight to the bank to deposit the money after the day's sales and not disappear with my money. This money spent on security companies is even enough to be declared as profit. We have to spend on CCTV, biometric scanners and other things that wouldn't be needed if staff weren't looking for the slightest opportunity to steal.

It got so bad at a point that my main criteria for employing staff was no longer competency but honesty. At least, competency and skills can be learnt, but once you're dishonest, you're dishonest.

We always complain of the economy and how there are no jobs. I know people abroad who would have loved to set up job creating businesses in Nigeria but they can't because they can't get any trustworthy person to run it.

I know people in Nigeria with so much money, they want to start factories and other job-creating businesses but they can't because they are occupied elsewhere and can't get any trustworthy person to run the business. So instead of investing in the real sector and creating jobs, they'll just buy treasury bills, while the thieves are shouting no jobs.

Many big businesses would have been born in Nigeria if we could engage in partnerships, but we cant because you can't trust anyone. This is one advantage the Indians and Lebanese have over us in Nigeria. They can pull resources together and do mega-business, unlike Nigerians that because only one person must do everything since we can't partner, end up with small, tiny businesses.

Start a poultry and they will be stealing your eggs. Some will even go ahead to be killing the chickens so that they'll be allowed to take them home.

Start an entertainment/viewing/game center and they'll be pocketing your money. On the days you're around at the business, the money realized will be x10 of the money realized when you're not around..... Because they're eating your money.

Lease out a vehicle to a driver to use and watch as he'll finish you.

Start a restaurant, the same thing will happen. More than half of the total food ingredients will end up in their personal kitchens.

Even ordinary provisions shop, they will find a way to steal.

You'll see them with that their evil, wicked saying "na where person dey work, na there e dey chop, na e make dem dey callam workchop/workshop"...... Just imagine, justifying theft at work.

And you'll see these people point their crooked fingers at politicians when they're not any different. I usually say the reason most Nigerians haven't stolen billions of government money, is simply lack of opportunity.

*On every level, Nigerians are the problem of Nigeria*.


If the truth wanna kill the online fraudsters and criminals we have on Nairaland,
you guys should better die now.
We will continue to hit your head as much as we can with the truth and be against your fraudulent lifestyle ALWAYS.
For all the scams you have scammed innocent people all over the world, and they end up committing suicide or becoming homeless, and y'all here thinking you are living large, kid you not, you will never enjoy that fraudulent money, it will lead you to your grave soonest. (You can keep hating honest, and hardworking members on this forum, but some of us will continue to kill you with the truth.)
Only if God doesn't exist.
Thieves, Barawos everywhere.



**********************************


GREED!!!

When we say we are our own problem they start grumbling.....

Okay listen to these examples:

1. You sell chicken and add over 40% profit ,you are happy forgetting that the person that bought the chicken sells tomatoes and pepper.

2. The tomatoes and pepper seller has to recover the excess she paid for the chicken, so she adds her own 42% profit margin.

3. Teacher will come and buy these 2 items with what? She has no other alternative than to increase lesson fees or school fees.

4. You will go and rent house from a landlord who has paid excess for cement, sand, chicken, tomatoes and pepper, lesson fees, how will he meet up if not by increasing his house rent by 60%.

And the circle continues, it is not about dollars, dollars is just an excuse, abi wetin concern garri, beans and yam with dollars.

The problem is you and I and our excessive greed.



Only a fraudster or criminal will be wailing about our above post.
We hope you ain't one of them kiddo?
If so, we understand your weeping about the honest truth.
No wonder you are your fellow children are always wailing and in serious pains reading our posts here.
The earlier, the better for you.
Advice from the elders



Sure we do get the good ones among the youths.


Only sane, honest and hardworking Nairalanders like you will definitely like our answers and comments,
Not the miserable fraudsters aka, children of hate, frustrations and perdition that abound here.
God bless your legit hustle man.
It will end in praise for you.


Addendum:
The below are screenshots from a very recent party we went to grill Barbecue for one of our clients we met on Nairaland,
And the below are the amount of meats the food caterer hired for the event stole, ready to take home with her.
After telling people at the party that beef has finished!
(After being paid close to 2 Million Naira for her catering job!!)
A picture speaks more than a thousand words.
Shame on her and her online criminals here.....

Please boss I need job in Lagos if you can help me or even employe me I will 4ever be grateful , am young graduate. Trust me all your write up here are my watch word.

imagrg:
In spite of the order given by CBN on POS charges, the Road Side POS Terminal operators still take 30% or more as charges for cash withdrawals.

The CBN should as a matter of urgency approach this matter sternly by making cash available at commercial banks and also asking the staff of these banks desist from owning POS terminals for cash-in, cash-out transactions.

The masses are being exploited by these POS operators who take advantage of the present cash crunch to inflict untold hardship on the common man.

This evil practice must stop!

Same here in Lagos. 3k for 10k.

PurestBoy:


Nigerians are naturally evil and corrupt, when things like this happen abroad people come and see what they can do to help the masses but here we see unfortunate situation as avenue to make fast money.
There's an alfa in my Street that's by charging same 100 for not more than N2000, when I asked him why he's not charging like his colleagues, he said such money is undue advantage and cannot enrich him. I was surprised we still have such honest Nigerians among us, even my blood sister would not give me cash except I add charges. I'll be surprising the guy with a gift when everything dies down

people look at me in disbelief to be sure they heard me right when I tell them the charge, like he rightly said, taking undue advantage of will only give you a temporary satisfaction.

This is so outrageous.
Same thing here, 300 for 1k

The POS operators are now charging 4k for a 10k withdrawal as at this morning.

The queue at First Bank in King's Square in Benin City is outrageous. Customers are only allowed to withdraw 10k in old currency notes.

Jsucre:
instead of bottom to top. You people keep on saying from top to bottom. No be demotion zone be that?

presidential election top, state assembly elections bottom.

LP from top to bottom tomorrow

Greed and heartlessness everywhere you go!

BigBrother9ja:

Mumu weyrey
Thunder fire you

I pray make bat you for eye mumu idiot