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I Owe Alot Of Loan Apps - Literature (2) - Nairaland

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Re: I Owe Alot Of Loan Apps by Bodeem: 7:45am On Jul 02, 2023
animides:


This is not true, the moment you give them access to your contacts,it is saved on their database, so even if you delete the app it doesn't matter.
Not all of them. Infact I think with the new Google regulations on loan apps, they no longer have the ability to save numbers on their data base.

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Re: I Owe Alot Of Loan Apps by Bodeem: 7:48am On Jul 02, 2023
pstemma1990:
They have stopped calling my contacts, but they are still calling me
Hahaha how do you know they've stopped calling your contacts.

Did you delete the app from your phone ever since then.?

And like how many times do they call you in a day. ?

2 Likes

Re: I Owe Alot Of Loan Apps by pstemma1990: 7:50am On Jul 02, 2023
Bodeem:

Hahaha how dp you know they've stopped calling your contacts.

Did you delete the app from your phone ever since then.?

And like how many times do they call you in a day. ?
I didn't delete the app, it's still there, I know because at least one person should have at least informed me.

1 Like

Re: I Owe Alot Of Loan Apps by Bodeem: 8:02am On Jul 02, 2023
pstemma1990:
I didn't delete the app, it's still there, I know because at least one person should have at least informed me.
Stop putting hope in those kinda things bro. Many people will just overlook it and not inform you. You can't be so sure they've stopped calling your contacts.

3 Likes

Re: I Owe Alot Of Loan Apps by ololololo: 11:10am On Jul 02, 2023
Sorry to break the news to you pal, but if you don't pay, they'd mess up your credit reports. It doesn't sound like that can do you any harm now till much later when you're ready to have proper financial dealings with banks, either MFB or commercial. That's when it'd come back to bite you and you'll pay every single penny.

Some employers even run a credit report on you before employment. What am I saying sef, banks won't give you machine for POS business if your credit report is showing any unpaid loan

1 Like

Re: I Owe Alot Of Loan Apps by animides(m): 4:51pm On Jul 03, 2023
ololololo:
Sorry to break the news to you pal, but if you don't pay, they'd mess up your credit reports. It doesn't sound like that can do you any harm now till much later when you're ready to have proper financial dealings with banks, either MFB or commercial. That's when it'd come back to bite you and you'll pay every single penny.

Some employers even run a credit report on you before employment. What am I saying sef,
banks won't give you machine for POS business if your credit report is showing any unpaid loan

This is only possible with the registered loan companies, those rogue loan apps cannot do anything to your credit score or you dealings withe the bank.
If you use CRC bereau to check your credit info, you can only see the registered apps there, even if you're owing 100 of those unregistered rogue loan apps, none will feature in your credit report.

7 Likes

Re: I Owe Alot Of Loan Apps by Candeej: 7:24pm On Jul 06, 2023
I'm owing NNmoney for 2 days now and they've been calling me. Google didn't grant them access to my contacts but have access to my call logs which I've just disabled. Please should I be scared? Who has used them?
I just feel they still have a way around my contacts one way or the other despite google denying them access

2 Likes

Re: I Owe Alot Of Loan Apps by vicbros75: 4:31pm On Jul 07, 2023
Am owing alot of loan apps.i have disabled their access to my contacts bt it seems it's registered once u give Dem access while opening it.i have had no peace since then.calls and messages everywhere.they have started calling some of my contacts and sending messages to them.my picture has been tagged with many criminal headings.i just hope to get funds and settle them so that I can get peace of mind.

2 Likes

Re: I Owe Alot Of Loan Apps by animides(m): 6:50pm On Jul 07, 2023
vicbros75:
Am owing alot of loan apps.i have disabled their access to my contacts bt it seems it's registered once u give Dem access while opening it.i have had no peace since then.calls and messages everywhere.they have started calling some of my contacts and sending messages to them.my picture has been tagged with many criminal headings.i just hope to get funds and settle them so that I can get peace of mind.

Once they have sent messages to your contact, you're not entitled to pay them anymore. But you can still go ahead if you wish.

8 Likes

Re: I Owe Alot Of Loan Apps by Danny075: 1:48pm On Dec 13, 2023
Please has anyone borrowed from Freshmoni bfor
Re: I Owe Alot Of Loan Apps by Danny075: 1:51pm On Dec 13, 2023
Have been borrowing from Freshmoni and I always pay back but this last time I couldn’t pay Nd they send message to my contacts that I ran away with their money Nd after tv broadcast I will be arrested am shaking here

1 Like

Re: I Owe Alot Of Loan Apps by Herosax: 5:33pm On Dec 17, 2023
Omo na them sabi, everyone know say the country hard, but for these loaners they’re evil. God forbid. Like this eh, I no dey pay shishii 😒😏. Rubbish people😂.if you are still worried about them or what they will do to you if you’re owing them, sorry oooo 😂🤣na u sabi, that’s to your own detriment. Do not mind whatever messages or threats they send to you on daily basis. Most of those loaners are fast killers, crooks, life hunters and real time scammers. Like this eh……. Am owing about…. of them😌, but I no dey pay shishii 😒 it’s over a year and some months now since overdue and none of them were able to call or send messages to my contacts and post my pictures anywhere. They are even tired of calling me😌😏.Dem dey crase. If you wish to know how to deny them access and how to clear your contacts and data from their server send me a DM on WhatsApp @09151977310. But if you’re one of their agents, don’t disguise into my DM because I’ll know 😏. Nonsense people.

1 Like

Re: I Owe Alot Of Loan Apps by Adeolaadewumi: 11:56pm On Dec 22, 2023
Danny075:
Please has anyone borrowed from Freshmoni bfor
did they sent the picture to your friends
Re: I Owe Alot Of Loan Apps by Verysambabe: 9:42am On Jan 22
Danny075:
Have been borrowing from Freshmoni and I always pay back but this last time I couldn’t pay Nd they send message to my contacts that I ran away with their money Nd after tv broadcast I will be arrested am shaking here
how long have you been owing for?
Re: I Owe Alot Of Loan Apps by Adele93: 8:57am On Jul 29
I am owning fair money 150k and they are threatening to take legal actions depicts me begging them to give me more time to pay up. Can they arrest me for defaulting cause they are saying I should get a lawyer
Re: I Owe Alot Of Loan Apps by kay29000(m): 11:53am On Jul 29
HitlerGaddafi:

Check the spelling well you know they are different. There is easymoney, easemoni, easemoney and easymoni.

Which one of then?

cheesy
Re: I Owe Alot Of Loan Apps by kay29000(m): 12:01pm On Jul 29
Adele93:
I am owning fair money 150k and they are threatening to take legal actions depicts me begging them to give me more time to pay up. Can they arrest me for defaulting cause they are saying I should get a lawyer

How long have you been owing them?
Re: I Owe Alot Of Loan Apps by Dausi001: 6:13pm On Aug 07
Am also in a dilemma with some loan app please help me, I owe about 40k , I accepted the loan cause I wanted to pay my school fees, cause I was sponsoring my self an a student please help me donate even if is little here is my account number opay 8145902961 Muhammed Firdaus. I was owing and decided to borrow to pay back and fell into traps and am been threatening to be ruined.. please someone help me am owing apps like fairmoney, branch, money tree,mint app, cashlawn,plenty cash xcrosscash,Nmoney please guys help mee😭😭😭
Re: I Owe Alot Of Loan Apps by ElizabethNelson: 6:49pm On Oct 22
I always worry that I won’t be able to pay off one of my loans. Recently, I’ve been having financial issues and problems at work, and I’m giving almost everything I have to the banks. If I could go back in time to when I needed extra money, I would choose payday loans in MD. In my view, they’re much easier to pay off because I immediately have a deadline and know that I will have the amount in hand with my next paycheck.
Re: I Owe Alot Of Loan Apps by Akrone: 8:06pm On Dec 18
It can be overwhelming when debts pile up, and credit agencies constantly call. The first step is to stay calm and assess your financial situation. Consider contacting a financial advisor to discuss consolidation or restructuring options. Meanwhile, find ways to relax and take your mind off the stress. For example, enjoying some entertainment like online gaming can provide a mental break. Check out this https://1wincasinoar.com/ casino for a fun distraction. Remember, challenges are temporary, and solutions always exist!
Re: I Owe Alot Of Loan Apps by Dvea(f): 12:02am On Dec 19
Bomberman:
Please guys,I need help..the advice and insults are welcomed
I owe 3 loan apps as we speak and the total amount is accumulating 400k.i don't know what to do as we speak because I don't know how I'm going to pay all these debts.sometimes,I feel like committing suicide because I'm so frustrated.. please..I seriously need your advice


I'm going to give an advice that most loan apps won't like but here goes:


First of all calm down. As long as you don't want to run and you are making the effort to pay back little by little then calm down.

Next excluding defamation which is their biggest tactic there is only so much they can do to you for a long while.

The thing is, as long as there is late fee added to your bill, they can't take you anywhere. But that is on the condition that you keep paying regularly. What the late fee is supposed to be is their compensation for situations when clients don't pay at the repayment date. So they are billing you fir being late, as long as you pay they can't take you to the police or to court. It is only when you've been quiet, no payment, and no response that they can claim fraud.

So plan your self. If it's 20k per month you can pay split it into 2 and pay 2 banks each month. If it's 40k do the same but make sure every month you drop something and don't try to argue the late fees, that's the only security you have.

One more thing, don't think getting loans is a horrible thing, most people have loans, the prayer is having the funds to pay back even if not immediately, eventually.

1 Like

Re: I Owe Alot Of Loan Apps by senator282: 9:33pm On Dec 23
You sound like a loan app agent 😂😂

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