thesilentman:
My father told me that when he was a shop-keeper in Jos in the 70s,they used to have the credit and the cash department.You could walk into many stores at any given time and buy things on credit and the shop-keepers would sell to you with the same enthusiasm as with cash buyers.
Nigerians don't take credit purchases on a friendly note.Most shops have signs that says "No credit today,come tomorrow!".Whereas credit is normal thing elsewhere.This issue is even particular to yoruba people who says that they have not had their first sale and it's rather too early in the morning.
Is it our economy system?
PS: I don't buy things on credit o.Just my observation.

segaloo:
help me sir I'm sick and have nothing to eat

thesilentman:
My father told me that when he was a shop-keeper in Jos in the 70s,they used to have the credit and the cash department.You could walk into many stores at any given time and buy things on credit and the shop-keepers would sell to you with the same enthusiasm as with cash buyers.
Nigerians don't take credit purchases on a friendly note.Most shops have signs that says "No credit today,come tomorrow!".Whereas credit is normal thing elsewhere.This issue is even particular to yoruba people who says that they have not had their first sale and it's rather too early in the morning.
Is it our economy system?
PS: I don't buy things on credit o.Just my observation.

jmoore:
They give credit but you have to come tomorrow to benefit from the credit.

thesilentman:
My father told me that when he was a shop-keeper in Jos in the 70s,they used to have the credit and the cash department.You could walk into many stores at any given time and buy things on credit and the shop-keepers would sell to you with the same enthusiasm as with cash buyers.
Nigerians don't take credit purchases on a friendly note.Most shops have signs that says "No credit today,come tomorrow!".Whereas credit is normal thing elsewhere.This issue is even particular to yoruba people who says that they have not had their first sale and it's rather too early in the morning.
Is it our economy system?
PS: I don't buy things on credit o.Just my observation.

Depsui:


The Yoruba's have a provide that describes what you wrote. "San laarin, aje ni n muni pekoro"

Foodqueen:


I don't know the meaning of what u wrote o

thesilentman:
My father told me that when he was a shop-keeper in Jos in the 70s,they used to have the credit and the cash department.You could walk into many stores at any given time and buy things on credit and the shop-keepers would sell to you with the same enthusiasm as with cash buyers.
Nigerians don't take credit purchases on a friendly note.Most shops have signs that says "No credit today,come tomorrow!".Whereas credit is normal thing elsewhere.This issue is even particular to yoruba people who says that they have not had their first sale and it's rather too early in the morning.
Is it our economy system?
PS: I don't buy things on credit o.Just my observation.

Foodqueen:
To buy credit is easy, to pay back is a big problem to so many people.

When u sell credit to people that u will normally see everyday, they will change their route, and u won't get to see them again till u go to their house or jam them on the road.

I can't give example, my eye don see shege.

uche393:
this is where trust Muslim(Hausa) most, they avoid credit but if it must be credit... he'll surely pay.
apart from them others can't be trusted with credit, Nigerians love free things anything they don't pay for instantly will be hard to pay later especially where there is no written agreement and collateral.

thesilentman:
My father told me that when he was a shop-keeper in Jos in the 70s,they used to have the credit and the cash department.You could walk into many stores at any given time and buy things on credit and the shop-keepers would sell to you with the same enthusiasm as with cash buyers.
Nigerians don't take credit purchases on a friendly note.Most shops have signs that says "No credit today,come tomorrow!".Whereas credit is normal thing elsewhere.This issue is even particular to yoruba people who says that they have not had their first sale and it's rather too early in the morning.
Is it our economy system?
PS: I don't buy things on credit o.Just my observation.

snowland:
Haa. I've learnt my lesson about lending to Nigerians. The people I called friends are the ones that are owing me. One is $3k and one is $1k. It's been over a year now and it's been one from one story to the other. They one wey I borrow $1k dey naija dey build him house. The one of $3k dey US but had businesses in naija.

snowland:
Haa. I've learnt my lesson about lending to Nigerians. The people I called friends are the ones that are owing me. One is $3k and one is $1k. It's been over a year now and it's been one from one story to the other. They one wey I borrow $1k dey naija dey build him house. The one of $3k dey US but had businesses in naija.