The first thing we need to do is define what a scam is. A scam is a fraudulent scheme designed to trick people out of their money or personal information.

Scams can take many forms, including fake job offers, investment opportunities, and online romance.

It's important to be aware of the warning signs of a scam, so you can avoid falling victim.

First up is the common types of online scams. These can include:

- Phishing scams: Scammers send fake emails or texts that appear to be from a legitimate company or organization.
They'll try to trick you into giving them your personal information or money.

- Job scams: Scammers may post fake job listings or reach out to you directly with an offer. They may ask for money up front, or get you to share personal information.

- Romance scams: Scammers create fake profiles on dating sites or apps to form relationships with their victims. They may ask for money or personal information.

Red flags to look out for;

- Offers that sound too good to be true.
- Requests for money or personal information.
- Lack of information about the company or the person offering the opportunity.
- Requests to keep the opportunity a secret.

What to do if you've been scammed:
Contact your financial institution or credit card company, contact the authorities, report the scam, and change your passwords.

I hope you find this information very helpful.