Introduction to Credit Scores.
In today’s financial market, your credit score is an important factor in assessing your financial health. Your credit score determines the result of each loan application, flat rental, or utility setup. Understanding how to raise your credit score is critical for establishing financial stability and seizing new chances.

Understanding Credit Score Factors
Several elements contribute to your credit score, each of which is weighted differently in the computation. Payment history, credit utilisation, duration of credit history, and kinds of credit in use are some of the most important elements influencing your score.

Factors affecting credit scores
Your payment history and credit utilisation are two of the most significant criteria. Late payments or defaults may have a major negative influence on your credit score, as can excessive credit card balances compared to your credit limit.

Importance of Payment History
Paying your bills on time is critical to keeping a decent credit score. Even one missed payment may have a long-term impact on your score.

Impact of Credit Utilisation...
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