Pls I need an advice,I always find ȋ̝̊τ̲̅. Hard to retrieve it.after colllecting ȋ̝̊τ̲̅ from me,they find ȋ̝̊τ̲̅ difficult to pay back,and I find ȋ̝̊τ̲̅ very difficult to ask.ȋ̝̊τ̲̅ has happened many times.

honestly,if you lend money to alot of your family members, just consider it gone. They never like to pay... Learn to tell them you're broke when they ask,except you want to dash them the money...

My mum has a golden rule that really works: never lend anybody money that you cannot dash them. Just consider your money a charitable donation.

†ђξ funniest thing is that after giving them †ђξ money,they pretend as if you never gave them,they won't even talk about ȋ̝̊τ̲̅ again.I am pissed off

Yomieluv: †ђξ funniest thing is that after giving them †ђξ money,they pretend as if you never gave them,they won't even talk about ȋ̝̊τ̲̅ again.I am pissed off

They take advantage of your good heart.It happens to me a lot.I learn to say no this days except if the situation actually deserves it.For now, sorry pal,your money is gone.Don't fight/quarrel with them.It ain't worth it.

This also happens to me as well but I will give you two tips
1. As people have said, never lend friends and family members money you cannot forget about. Infact don't lend them at all because Nigerians are wicked people. They will have the money and refuse to pay back and I just wonder why
2. Sometimes and in extreme situations, you have to lend e.g for health reasons. You can't watch a family member die. In such cases try and work out a monthly payment from them. And please, there is no shame in it. If they refuse to pay you back don't hesitate to severe the relationship although they still wouldn't pay

I think it's plain wickedness. I lent £7000 to a family member two years ago and till date he only paid back £5000. The painful thing is that this guy can afford to pay me the outstanding £2000 but he just wouldn't. Plain wickedness and then they will say our leaders are thieves. Isn't it the same?

^^ I'm curious, did you ask him for the N2,000 balance? Two years is a long time now.

@ poster, all I can think of in addition to what's already been said, is that next time before lending money out to a family member - make it absolutely clear that it's a loan (not dash money ) and you would like to get your money back in full. Make sure they agree to that condition else no show from you.

If they agree and then don't pay you back the full amount later on, then simply refuse to help the next time they come running to you for financial aid.

Afterall, money doesn't grow on trees!

Goodluck