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AfahaAbia's Posts

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Business / Re: My Advice To Salary Earners by AfahaAbia(m): 10:33pm On Oct 27, 2024
Jokerman:


Apart from real estate sir, what else can a man invest in?

Stocks? Bonds? mutual funds?? Etc?

The best advice I will give you as a young man coming up. Go to the Google Play store and download the "Bamboo App". Do not invest in Nigerian stocks. Invest in American stocks as much as possible.

4 Likes

Business / Re: My Advice To Salary Earners by AfahaAbia(m): 10:30pm On Oct 27, 2024
mctech:


Not a very smart move! Don't be deceived by the figure, the Naira is crashing daily.

It would have been better to save even 10% of that in dollars and best to invest in real estate or crypto.

Bro it's not about saving. I don't save, I invest. It's called investing. In America we can it "401k" you can Google it
Business / Re: My Advice To Salary Earners by AfahaAbia(m): 10:29pm On Oct 27, 2024
horia:


Do I meet my bank manager to set up this pension account or how do i go about it. Do you also have any tips on other ways that I can grow this account apart from regularly saving into it

Use Stanbic IBTC pensions. They are the best

1 Like

Jobs/Vacancies / Re: Impunity In The Banking Sector. United Bank For Africa As Case Study. by AfahaAbia(m): 1:27pm On Oct 27, 2024
This is so so sad. I actually started my career with First bank in 2012 then moved to UBA in 2015. I worked for only about a year before I fled the country for greener pastures. All you said is 100% true. Even in those days it wasn't easy at all. A lot of colleagues I worked with those days all left Nigeria. You see working in any of those Nigerian banks, it's a big career killer!!!

8 Likes 1 Share

Education / Re: Gov. Fubara Decries Pace Of Work At Okrika Grammar School(pics) by AfahaAbia(m): 12:24am On Oct 27, 2024
What is this man doing for rivers state Wike was far more better as Governor
Business / Re: My Advice To Salary Earners by AfahaAbia(m): 1:29pm On Oct 26, 2024
Telltruth123:
My advice to salary earners, I am a graduate of Accounting and I have been working for the past 12 years but presently I don't have any savings. I have made some mistakes during this journey.
Below are my advice to salary earners so that you won't live in regrets as I am presently:

1. Save at least 20% of your earnings you can increase it if you have the capacity but it must not be below 20%, you can save it in a co-operative society, I learned that after some few months, they will lend you three times of the money you save with low interest rate.

2.Try and have a business plan, calculate the amount you will need for the business and save towards it, you don't need to leave your work unless it grows to a certain level that can pay 3 times your salary.

3. Don't touch your savings unless for business, it is good to save it where you can't easily access it , co-operative society, bank with instructions on duration etc

4. Don't entrust your business with family members, they don't take it serious, I have bad experience with this and I am regretting it.

5. Don't lend out your savings, people might not return it, I have bad experience with this and I am regretting it.

6. If you are working in a company where you have access to loan, please make use of the opportunity as the interest rate is low invest it in a business, there is no access to loan in my company so I don't have the opportunity..

7. Lastly know that you can't be young for life make sure you have a business running for you so that when the work force is rejecting your age limit, you will have something to fall back on
I reject poverty for me and you.
Thank you.

There is no formula in all this you said up there. You can save millions today, a terrible emergency can take it all tomorrow. For me with over 15 years experience working I would advise any young person today not to focus on savings alone but to invest as much as possible from your 20s and beyond. Try to also keep money in your pension account(another way of investing for retirement)even if you have contributions made by your employer already. I personally have over 100million naira(which will still increase as time goes on)in my pension account which I can not access till I'm in my 50s.. All im saying is thàt invest more than save.

75 Likes 4 Shares

Business / Re: Who Remembers All This Products Sold In The 1980s by AfahaAbia(m): 8:53pm On Oct 24, 2024
Afonja44:


Well grin
Planta over Blue band anyday anytime

They had one nice that ad I can't remember clearly now

Let me remind you grin

Mummy loves the Planta taste... Planta... Daddy loves the Planta taste... Planta...

12 Likes

Business / Re: Who Remembers All This Products Sold In The 1980s by AfahaAbia(m): 5:30pm On Oct 24, 2024
Mrwhite09:
i know pronto but dont know parazone and treetop

So you now agree you are among the indomitable generation grin

38 Likes 2 Shares

Family / Re: House Clearance Sales.. Come In Here!!!! by AfahaAbia(m): 5:26pm On Oct 24, 2024
I am just surprised that most of the clearance sales here are grossly overpriced!!! I wonder how you people will just put outrageous prices for items that have been used.

10 Likes

Business / Re: Who Remembers All This Products Sold In The 1980s by AfahaAbia(m): 5:20pm On Oct 24, 2024
Afonja44:
Nido
Coast Milk (we like it moooooo) grin
Canoe soap
Joy & Dove soap
Vim
Jik before Harpic came around
Vitalo was Ovaltine before Ovaltine
This Robb was stronger than aboniki
I can see Omo, Quaker Oats and the original Bournvita before Cadbury
The first one at the very top is Pronto. Far sweeter than Milo or Bournvita. grin
Is that Ribena I see atop the Elephant detergent?
Business / Re: Who Remembers All This Products Sold In The 1980s by AfahaAbia(m): 5:20pm On Oct 24, 2024
Afonja44:
Nido
Coast Milk (we like it moooooo) grin
Canoe soap
Joy & Dove soap
Vim
Jik before Harpic came around
Vitalo was Ovaltine before Ovaltine
This Robb was stronger than aboniki
I can see Omo, Quaker Oats and the original Bournvita before Cadbury
The first one at the very top is Pronto. Far sweeter than Milo or Bournvita. grin
Is that Ribena I see atop the Elephant detergent?

You did well. Do you remember TreeTop?

13 Likes 1 Share

Business / Re: Who Remembers All This Products Sold In The 1980s by AfahaAbia(m): 5:19pm On Oct 24, 2024
Mrwhite09:
nthing is old i was born 1994 nd i know them all

Do you know the beverage called Pronto which is in the picture? Did you use Parazone bleach? What about the drink called TreeTop? grin grin grin

41 Likes 5 Shares

Business / Who Remembers All This Products Sold In The 1980s by AfahaAbia(m): 4:29pm On Oct 24, 2024
Alot of people especially those born from 1991 onwards may not know most of the products displayed here. Sadly many of them in the picture are no longer sold in our shops today.

30 Likes 5 Shares

Business / Re: Herbert Wigwe's Estate: Court Gives Cousin Ultimatum To Explain His Interest by AfahaAbia(m): 7:10am On Oct 23, 2024
I have always advised rich clients and any other person who have property not to just write a will. Try as much as possible to set up a "Trust" immediately while alive this will help stop all this greedy family members from taking over what belongs to your children.

4 Likes

Travel / Re: Relocation Sales!!!! by AfahaAbia(m): 11:16am On Oct 22, 2024
OBTOREPA:

Portharcourt, 1 plot of land with an uncompleted building on it at roofing level in Portharcourt.

I am interested. Please which location In Portharcourt is the property and how much?
Crime / Re: Househelp Caught Redhanded Putting Rat Poison In Family's Food (pics/video) by AfahaAbia(m): 10:03am On Oct 22, 2024
Who the hell even allows a house help to cook food or have access to food That's the sole duty of the wife.
NYSC / Re: Lagos Corps Members Navigate Through Flooded Area To Attend CDS (Photos) by AfahaAbia(m): 5:06pm On Oct 19, 2024
This is for copers who fight tooth and nail to serve in Lagos

3 Likes

Business / Re: Dangote’s Wealth Doubles To $28 Billion On ‘monster’ Nigeria Oil Project by AfahaAbia(m): 10:41am On Oct 18, 2024
AutoManual:
I still think it's too late for mega refinary project.

Combustion engine is on the last stage of it peak. No world billionaires will build a mega refinary at this time as they consider future and long time projects.

In the next 20-30 years combustion engine will likely phase out in developed world. In places like China recharge cars, scooter, truck and bike has already taking over.

In Nigeria for example we don't buy new cars, instead we buy used cars from develop world. What this means is whatever they use is what we buy

If they complete stop combustion engine and move to electric it only means on the next 5 to 10 years those cars will end up here. So there is no future in oil.

Dangote should think about making engine oil and other products in other to recoup money wasted on that refinary on time.
And it has reduced their use of crude oil.

Dangote didn't think about

You really made a very beautiful point. This Nigerian politicians and business men like Dangote fail to realize that in the next 10 years their so called oil will be obsolete.
Foreign Affairs / Re: US Imposes First Sanctions On Chinese Firms For Making Weapons For Russia’s War by AfahaAbia(m): 10:31am On Oct 18, 2024
handsomeyinka:

seems you've been denied Us Entry Visa multiple times cos your hate for USA no be here ooo.

You're really an "Asslicking slowpoke"

2 Likes 1 Share

Foreign Affairs / Re: US Imposes First Sanctions On Chinese Firms For Making Weapons For Russia’s War by AfahaAbia(m): 10:30am On Oct 18, 2024
agulion:
,. My friend shut up, Isreal is fighting Islamic terrorist, don't you know that most Muslim are terrorist by nature

You yourself should just shut your dirty mouth... What do you know about Israel Asslicker
Foreign Affairs / Re: US Imposes First Sanctions On Chinese Firms For Making Weapons For Russia’s War by AfahaAbia(m): 10:28am On Oct 18, 2024
The United States of America is the most useless country in the world. Bastards
Politics / Re: List Of States Paying Above 70K Minimum Wage And Their Various Amount by AfahaAbia(m): 2:41pm On Oct 17, 2024
So Rivers State with all the mighty allocation can't pay I always knew that sates no follow
Celebrities / Re: "Why I Chose To Stay Unmarried" – Bimbo Akintola Opens Up by AfahaAbia(m): 12:24pm On Oct 17, 2024
She should be in her late 50s by now.

7 Likes

Career / Re: Ladies And Guys In Tech Share How Much They Earn (photos/video) by AfahaAbia(m): 6:43pm On Oct 15, 2024
They all look hungry to me

29 Likes 2 Shares

Travel / Re: Why Has Jakpa Trend Greatly Reduced by AfahaAbia(m): 10:44am On Oct 15, 2024
People have always been traveling. It's just that between 2020 to 2023 Gen Z did not let us hear word about japa. I first left Nigeria in 2014, you need to the the thousands of people leaving the country then. Even when I visited the UAE embassy then with a friend the crowd was massive.

But the sad irony today is that it's far far more difficult for the young people today to leave Nigeria because of the high cost and visa refusals

3 Likes

Travel / Re: Night Travels And Kidnappings Along Nigerian Exp. Ways by AfahaAbia(m): 10:35am On Oct 15, 2024
You're a good story teller.

12 Likes 1 Share

Travel / Re: General UK Visa Enquiries - Part 5 by AfahaAbia(m): 10:23am On Oct 15, 2024
Kenelekan:
U gotten any agent yet….. am also very interested

Oga or madam(which ever one) going to the UK to give birth to a baby is a total waste of funds. Your child wouldn't get citizenship or whatever you're thinking the benefits will be.
Travel / Re: General UK Visa Enquiries - Part 5 by AfahaAbia(m): 10:18am On Oct 15, 2024
nlenq:
Good day esteemed members.

For a new comer of 3 days in London,Pls I just want to ask the best bank for a student to get started with?

How do I go about getting a job( any type of job to start with) just to cushion the high cost of living in London. I don dey hear before but now I know, it's not a child's play.

Any useful tips/advice that would help is welcome and would be highly appreciated.

Hiw can u come to the UK without funds to sustain you for at least 3 to 4 months When we tell you it's not easy in the UK you people will never listen. Don't worry your eye go soon clear.
Politics / Re: Has Anyone Else Noticed This About Barbers Nowadays? by AfahaAbia(m): 1:30pm On Oct 14, 2024
I have been using my own personal clipper for the past 10 years now. Nothing beats that
Food / Re: Price Of Bread Rises Faster Than Inflation by AfahaAbia(m): 10:24am On Oct 14, 2024
I hear that bastard Market Square super market has increased their bread price by 200%
Jobs/Vacancies / Re: Between UBA And First Bank Graduate Trainee by AfahaAbia(m): 6:56pm On Oct 12, 2024
vivian5000:


At this moment, the pay is not really the ish. Nigerians are natural survivors.

I want where I can grow career wise. Next 5 years, I would say I have achieved something with my life.

Am looking for a place that treats their staffs with kindness in as much as banking is not easy, it’s shouldn’t be my deathtrap.

And for the record guys, it’s a SHE😀

Hi Vivian5000, please send me your number to kaladajumbo74@gmail.com.... I would like to discuss something with you
Career / Re: Top 7 Degrees That Produce The Most Millionaires by AfahaAbia(m): 6:22pm On Oct 12, 2024
Namaster:
If you study Political Science in Nigeria, just be ready to use your NYSC Allowance to buy a POS.

grin

Tgats not true. I studied Political Science at Uniport many years ago. Today I have landed properties everywhere due to my business and I live overseas too... Never underestimate anyone in life.

4 Likes

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