@RandD Congrats on your approval, could you please introduce me to the law firm you used. Note I'm currently outside Nigeria. Thanks alot

RandD:
Hello guys. My EB2-NIW got approved recently within 75 days. My questions are: (1) what is the next step?(though accompany message says I should wait for 30 days for the department to contact NVC) and (2) How long from now (an estimate) can I wait to get the immigrant visa approved?
Note: I'm applying from Nigeria.
Thank you.

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@OP

Sorry to hear these challenges,u seem like the quiet type. A number of issues could be the problem, and your long periods away from home is a contributing factor. In my opinion

- Someone else maybe bleeping your wife in your absence, Its common with wives of guys working off-shore, at least I know of about 4 cases personally. Some of the traits displayed when this happens is she would generally be irritated and unsatisfied with anything you do

- She could have been pretending during your courtship and you are now seeing/experiencing the real her.

- She maybe bored. I don't know if she works, but boredom could contribute to what you are experiencing. You could try actively engaging her, in a business, education or other activities that will take her mind away from your absence

- Finally, If you exhaust all options and symptoms still persist, sometimes its best to read the handwriting on the wall and exit the marriage while you are in one piece,cut your losses and start life again. Life is too short

Rooneyboy:

I thought I was the only person that noticed all his errors

And he claims to have a PHD , I laugh .

@RoonerGAYboy It's PhD not "PHD" Idiot, I wonder if you went to school at all. I hope u are a primary school teacher, if not you are wasting your talent

s.depanace:
Here is another good site where you can shop with full trust www.perfume.com.ng. They deliver within few hours.

Is this same as perfume house www.perfumehouse.com.ng there give a free designer body spray along with the perfume. Saw alot of nice perfumes here. I'm about to try out online shopping cos of this thread.

WhyAWhy: It's a pretty new experience in nigeria. I have used Konga.com without any issue

Please Dealdey.com is NOT an ONLINE Store.. don't confuse it with anything. Dem don put it there already "deal" means, they help you find deals around and connect you with the vendors directly.. that's not hard to figure out isn't it

I also discovered http://www.buynownow.com/, this ones even sell pepper, onions, etc.. I think they use the same model with Jumia.

Another unique one is www.1500naira.com, I haven't tried it at all but I think it is owned by one of the co-founders of

I also found a website that deals strictly in perfumes, Its the largest perfume products shop I've come across, Can I patronize them? They give a free Body spray with all products ordered online. I've never shopped online before www.perfumehouse.com.ng

@ Kool Kesh

Na u go drive your Avensis. With 2.7 I will get 2008 Toyota Camry with leftover change to love-vendor DVD screens. At this price I give u 7yrs b4 u go find mugu wey go buy. Lol

Hi Livvvy,

I'm also about to get a Chrysler 300, but no body seems to know anything about this car and how it performs on Nigerian roads plus its perculiar problems, Can u please help me with your experience with this car or what u have heard

Thanks

2m cash,


can this fly

N2.2 million cash down! what do u say

@ dab8r419er

Off all the resources online, this is the best article you could reference for Black African History (an obvious racist site).

The only reason you can make such a reference is if u are white, then I understand.

dab8r419er:

When I read things like this I ask myself do these people have any education of their own history? It was by your own people who threw the white farmers out and as a result are now so much worse off then when they were there. Also Slavery was started long before you may know poor white folks were used a s sex slaves long before free African slave owners were trading and using slaves. So before you go trying to justify why you steal from innocent people and hide behind false stories you were told. Read a little.
http://seanbryson.com/articles/black_slave_traders.html
http://www.heretical.com/British/slavery.html
Again do not talk just to hear yourself speak. A man is better to use the 2 ears to listen twice as much as he speaks with his 1 mouth. A wise man never follows another's tales for fact without first educating himself for his own sanity.

In as much as I'm not an advocate of paying back the west with fraud (I am against all forms of scams and 419), I find the articles to the references you provided appauling. So now Africans are to blame for slave trade. The fact that there where a handful of greedy people who aided and abated the this monstrous crime (becos they were paid by the europeans) does not give the slightest indication that european slave traders where not resposible for the genocide then.

Next thing you will be telling me that Isreal was responsible for the Holocaust on themselves.His attempt to stir blame, for this "man's inhumanity to man". It is criminal. So what is his point?

When slaves where put onto a ship and loaded like cargo and left in one position (with no space to even turn ur head). The ones that suffered from diarrhea had their arses plugged with cloth. Made to extcrete there.Where over 40% of the cargo died b4 they arrived. (thats nearly 10million people ==nearly half population in Ghana).Made to farm day and night held in prison conditions through generations.


And all this blame should be alloted back to Africa because of a few middlemen by the coast. While the perpetrators are not responsible because there were simply performing commercial activies (with "animals".for the article to suggest that the white slave dealers were "not really" monsters even adds insult to injury.


@ dab8r419er

That article should be spite on your pride. Someone comes burns your house, steals ur cattle and kills your children, years after it becomes your fault that it happened to you.My brother slave trade did not just happen it was planned, executed and commercially exploited to bring growth (as at that time) to the west. There is nothing like indoctrination (as article suggest), Like all guilty men the idiot is tryin to rewrite History. If slave dealers were such saints why did they start buying slaves in the first place with animalistic treatment.

For the record I HATE 419, there shd all get caught so that electronic commerce can grow in Nigeria.

All y'all that are complaining that GJ shd not have reversed his decision would be the same peolple blaming him if you dont see Nigeria in next world cup and subsequent competitions. It does'nt take anything for him to have kept the Ban in place, but I'm sue the wider implications were considered. All said the Super Eagles DESRVE the Ban. It was just in the best interest of the wider populace.

As for Chris Okotie, he would have to do better than that, scoring cheap points with football. He may have to go and join PDP.

newmusic:

What is the NAFDAC number of the air you breath
Did NAFDAC test the air if it is ok for us?

Try and get NAFDAC number to all the food you cook in your house before eating.

I just hope you are in your right senses,NAFDAC number for anointed water!!!

Infact get the NAFDAC number of this world if it is ok for you to live.

People can be funny with their reasoning at times.

@ newmusic

Your Point?

The poster said it was being SOLD publicly, these should raise safety concerns and as such products should be duly certified b4 being sold to the public. As for air you breathe and food you cook, you can breathe anything from H2S to CO2, as long as you don't sell it to the public. As for packaged food and drinks, trust me u don't want to be a consumer in an unregulated market.

Why is "the church/pastor" selling anointed water (it sounds very wrong, unbiblical and exploitative). Other options could bring your own water and I pray, anoint it or whatever.

@ marvo09

I think you still fall short of N10,000,000 a year after taxes and bills, for which some collect higher in Naija. You hav'nt quite hit the top

I think qualification/performance at international competitions should not only be tied to the coaches and team managers, but also the thieving NFA officials and possibly the minister for sports.

In essence poor performance at international outings should threaten the jobs of the coach, top NFA officials (including the chairman), and possibly the Minister for sports.

The problem with this country is there are no enforceable consequences for misconduct and failure. Hence nobody is accountable for anything.

In a situation where NFA officials would be negotiating their "own cut" inside the contract of the coach is appauling, and hence settle for a substandard coach if he agrees to their currupt terms.

For an outing where National pride is at stake at the highest level, and NFA continue with their curruption and politics, it is a really sad case.

OMO IBO:

Why are people making uninformed comments?
The article made reference to none-EU WORKERS and not STUDENTS.

Talking about students, a home office reports states that international students added £8billion to the nations coffers a few years ago.
David Cameron and the coalition will not risk losing that money by putting cap on students coming over.

All in all, i support a cap on migration but they can't really put a cap on people getting married to British citizens and/or international students.

Oh yeah, and what about the Illegal Immigrants already in the country? I can answer that question.
David Cameron isn't going to do any more than Labour did. The country needs all the money she can get.

@Omo Ibo

Mind you students would eventually become workers, and many so called non-EU workers were once students. How do you propose student immigration should be handled, because the post study visa system is also an incentive to attract students. You dont expect a student to bring in 25,000-30,000 pounds into the system and you just tell him to beat-it immediately after studies. Personally if I had that cash to spend on studies I'll look at systems with better folow up incentives after schooling

We have to truely ensure that it does not happen again by kicking you off the team. You cost us that game

"On Wed Jan, 06 2010 09:08 by Sani Malami
Those who are rushing to hail the USA for descending on Nigerians should know that Not too long ago, the British covered up the ugly trial of their Shoe bomber, Robert Reid. He had attempted to blow up a transatlantic flight some years back. Timothy McVeigh, the man who blew up a Federal Building in Oklahoma City in 1995 was an American. They quickly sentenced him and covered the story. What of the IRA Ireland terrorists that routinely blew up buses and even churches in Britain? "


I think the UK and the US(itself) should be included on its own terror list

Without sympathy or appology to the affected politicians, It could be argued that it will limit repatriating of stolen funds, but there are several other nations money could be kept. However, I think we should look beyond stolen money and at the underlying message. The best way to fight corruption is not by barring oversea access (that equally cripples trade and bilateral relations). We still need to battle corruption internally, No other nation will do it for us.

On the other hand looking at it from an international viewpoint, I feel it is a step too far and also a slap to nigeria, this guys are simply sending the message that we are no longer relevant. I bet its high time we also do away with the US and all their companies from Exxon to Haliburton and shop elsewhere, or better still learn to run things on our own.

I really don't see this as solving anything (or making US any safer) this just strains relations between the two countries and gives opportunity for other nations to key into Nigeria relations(oil of course), if nations like China/Russia and "taking it further' Middle east should take interest, then I feel US would be doing themselves a disfavour by letting go of territory they should have enjoyed substancial influence over. This ultimately increases their security treats with money flowing into the wrong hands(nations).

On the whole No Nation is paradise or GOD, the US is not indispensible and no one can tell the Global Power shifts that may occur in decades to come (or centuries to come). No king rules forever

are u sure he was'nt charged for BWB, (Driving while Black) LOL!

Britains Triple Standards, Its disgusting

Dear Customers & Shareholders,
I am writing this letter to you as the Chief Executive Officer of Oceanic Bank International Plc at a time of unprecedented financial sector
crisis in Nigeria and the rest of the world and following the intervention of the Central Bank of Nigeria in your bank.
The year 2009 for your bank has been extraordinary and our unaudited financial statements for the nine months to September 30, 2009
reflect the need to come clean about the true and fair state of affairs of the bank. In coming clean, we have examined the extent to which
the bank's accounts both in 2009 and prior year have reflected the true position of our non-performing loans and the recognition of
interest thereon.


th In the unaudited accounts for the nine months to September 30 2009, we have booked provisions of =N=311.8billion in respect of bad
and doubtful loans and , in line with Prudential Guidelines , accounting standards and best accounting practice , we have not booked
income on such non-performing loans, resulting in a loss before tax of =N=398.3billion. We are now confident that all known losses as at



th September 30 2009 have been properly accounted for. We also believe we have addressed the twin problems of 'ever greening' the loan
book and bad loans that were not properly accounted for.
rd To the extent that most of the loans we have now classified as bad in the 3 Qtr 2009 unaudited accounts had already become delinquent
in 2008, but were not classified or accounted for as such in the 2008 audited accounts, we will in the coming months restate the 2008
accounts in order to correct these distortions. When this is done, it is expected that the Profit and Loss account for 2008 will show a
substantial loss vs. the profit after tax of =N=7.68billion currently shown, while the restated Profit and Loss account for nine months to
th September 30 2009 will show a correspondingly reduced loss. The restatement is not however expected to result in a change in the
th Shareholders Funds position as at 30 September 2009 except to the extent of tax related adjustments.
Once this is done, we will be able to put behind us all the unfortunate events of the recent past and focus on the future of our great bank.
Our bank has a great brand. We are proud of our loyal and dependable customer base, a successful retail business, a network of 440
branches strategically located across Nigeria, world class transaction banking and retail banking product engines, rich holdings of real
estate, to name a few of elements we must continue to be proud of.
It is widely expected that the financial sector crisis in and outside Nigeria will persist in 2010. As we prepare to brace the macroeconomic
and external difficulties ahead, we are optimistic about the future of Oceanic Bank and we are poised to implement fully the recovery
strategy.

Your bank is taking action to streamline its cost base so as to align expenditure with revenue. To enable us focus on stabilising the bank's
Nigerian and core banking operations, our investment program has been postponed almost entirely. Unfortunately, since many of these
actions concern our employees, personnel adjustments cannot be avoided.


As I look forward to 2010, I am confident I have the right staff in the right positions to weather the financial storm, which may get worse
before it gets better. The nature of the economy is one we have never before experienced; however, I believe we can endure and tackle the

challenges that lie ahead.
To be successful in 2010 and beyond, we must:
1. Remain focused on our customers
2. Be committed to the enthronement of strong corporate governance
3. Sustain the momentum of the last two months that has resulted in deposit growth, loan recovery and improvements in efficiency;
4. Carefully monitor credit quality and proactively work with customers to remedy delinquencies and mitigate further deterioration of
their loans;
5. Use capital wisely.
6. Continue to review and control expenses.


In closing, I would like to reaffirm our commitment to a conservative corporate philosophy and strong corporate governance. I believe your
bank can rise above this and can be profitable even during these very difficult times. In fact, these difficult times may bring new growth
opportunities to Oceanic Bank.

Over the next days and weeks, the management team will be following through with stakeholders on this landmark bridge from the past
into the future of your bank, premised on the right foundation.
The Un-audited Accounts as at September 30, 2009 will be published on our website during the week and hardcopies will be available to
customers and investors.

Thank you for your continued support and investment in Oceanic Bank.


John O. Aboh
MD/CEO

Personally, I think oceanic bank is heading for the Rocks. I don't see how a right thinking individual or organisation would risk its funds and investments in oceanic bank after a clear distress call like this one from its management. The management is not even talking about profit, its contemplating how to cut down losses running into Billions. After all said and done its the common peoplle who slaved their butts off that bear the brunt (employees).

Thank God i've pulled out all my funds and shut down my accounts, I enjoyed the service while it lasted.

Dear Customers & Shareholders,
I am writing this letter to you as the Chief Executive Officer of Oceanic Bank International Plc at a time of unprecedented financial sector
crisis in Nigeria and the rest of the world and following the intervention of the Central Bank of Nigeria in your bank.
The year 2009 for your bank has been extraordinary and our unaudited financial statements for the nine months to September 30, 2009
reflect the need to come clean about the true and fair state of affairs of the bank. In coming clean, we have examined the extent to which
the bank's accounts both in 2009 and prior year have reflected the true position of our non-performing loans and the recognition of
interest thereon.


th In the unaudited accounts for the nine months to September 30 2009, we have booked provisions of =N=311.8billion in respect of bad
and doubtful loans and , in line with Prudential Guidelines , accounting standards and best accounting practice , we have not booked
income on such non-performing loans, resulting in a loss before tax of =N=398.3billion. We are now confident that all known losses as at



th September 30 2009 have been properly accounted for. We also believe we have addressed the twin problems of 'ever greening' the loan
book and bad loans that were not properly accounted for.
rd To the extent that most of the loans we have now classified as bad in the 3 Qtr 2009 unaudited accounts had already become delinquent
in 2008, but were not classified or accounted for as such in the 2008 audited accounts, we will in the coming months restate the 2008
accounts in order to correct these distortions. When this is done, it is expected that the Profit and Loss account for 2008 will show a
substantial loss vs. the profit after tax of =N=7.68billion currently shown, while the restated Profit and Loss account for nine months to
th September 30 2009 will show a correspondingly reduced loss. The restatement is not however expected to result in a change in the
th Shareholders Funds position as at 30 September 2009 except to the extent of tax related adjustments.
Once this is done, we will be able to put behind us all the unfortunate events of the recent past and focus on the future of our great bank.
Our bank has a great brand. We are proud of our loyal and dependable customer base, a successful retail business, a network of 440
branches strategically located across Nigeria, world class transaction banking and retail banking product engines, rich holdings of real
estate, to name a few of elements we must continue to be proud of.
It is widely expected that the financial sector crisis in and outside Nigeria will persist in 2010. As we prepare to brace the macroeconomic
and external difficulties ahead, we are optimistic about the future of Oceanic Bank and we are poised to implement fully the recovery
strategy.

Your bank is taking action to streamline its cost base so as to align expenditure with revenue. To enable us focus on stabilising the bank's
Nigerian and core banking operations, our investment program has been postponed almost entirely. Unfortunately, since many of these
actions concern our employees, personnel adjustments cannot be avoided.


As I look forward to 2010, I am confident I have the right staff in the right positions to weather the financial storm, which may get worse
before it gets better. The nature of the economy is one we have never before experienced; however, I believe we can endure and tackle the

challenges that lie ahead.
To be successful in 2010 and beyond, we must:
1. Remain focused on our customers
2. Be committed to the enthronement of strong corporate governance
3. Sustain the momentum of the last two months that has resulted in deposit growth, loan recovery and improvements in efficiency;
4. Carefully monitor credit quality and proactively work with customers to remedy delinquencies and mitigate further deterioration of
their loans;
5. Use capital wisely.
6. Continue to review and control expenses.


In closing, I would like to reaffirm our commitment to a conservative corporate philosophy and strong corporate governance. I believe your
bank can rise above this and can be profitable even during these very difficult times. In fact, these difficult times may bring new growth
opportunities to Oceanic Bank.

Over the next days and weeks, the management team will be following through with stakeholders on this landmark bridge from the past
into the future of your bank, premised on the right foundation.
The Un-audited Accounts as at September 30, 2009 will be published on our website during the week and hardcopies will be available to
customers and investors.

Thank you for your continued support and investment in Oceanic Bank.


John O. Aboh
MD/CEO

Tudór:

Nobody said it was right. You dishonestly mentioned it like its only okada riders who go about and begin operations with impunity. Giving this ridiculous reason as your basis for a ban.Another weak and hilarious point.

Err, what stops the government from "organising" and "regulating" the okada sector? Why a ban? Do you have any evidence to show cars, trucks, buses and taxis do not constitute hazard, disrupt traffic and land many people in the hospital? If cars cause havoc and accidents on the roads as well, does that not tell you there's a problem with nigerian road users in general? Blaming it all on okada riders is a sick thing to do.
Guy, you're making no sense.Here is someone who has no argument other than weirdly linking okada business to erecting illegal structures on gutters. . . .talk about ridiculous extrapolations. I laugh in urhoboThis thread is on the banning of okada in Calabar. Where in calabar or the whole of nigeria have you seen alternatives provided? Let us see the alternatives first before you bore us with this self-righteous shit of "I advocate for a ban if alternatives are provided"

@ SkyBlue
I think your argument is weak, looking at the BAN from the point of view constituting hazards is really myopic, If its hazards we want to talk about you may have to pack out of Nigeria as a whole (starting from your kitchen and the electric pole infront of your house). Ignoring the economic side of things and contributions of these citizen to economy of the state (which is far more important) is simply being partial. Have you tot of the repercursions of such a Ban. I believe simple reasoning would be to provide a feasible alternative first ( not programs like "planning to purchase 250 taxis, what will that do, to everyone affected).
Your point about reducing casualties at the wards may not be completely true, after the Ban there will be casualties alright, but of Gunshot woulds and matchet cuts from robberies.

The fact is crime would always be with us as long as humans exists, cutting/haulting a particular sector is not the best measure, I believe the govt is just looking for the easy route with less resistance.

Now once I am paid at the end of the month, I'll be on CBNs radar. COOOOOL!

How many police officers and security personnel is govt willing to deploy after this ban. Because the state would surely need it for the crime that will be unleashed thereafter.

When I hear lame govt programs like substituting 120,000 unemployed okada riders with 250 drivers it makes me sick. Of what effect will this have? Is it feasible to run drive-training schemes for okada riders after the ban, how long will this take, how many will genuinly gat a cab, HONETLY.

The Okada transport business is one of the private business sectors in Calabar (which is a civil service state) why on earth will government want to pinch revenue accrued to citizen (by hard work) in this sector by deploying govt owned taxis which ultimately the funds will be embezzled or mismanaged.

This govt should look for more innovative ways of improving the real sector and bringing more business and industries to the state instead of all these policies that are not directly beneficial to livelyhood of it citizens, and even take food of the tables of common citizen and put them in the accounts of lofty political thugs and thieves.


Another big joke is "all in the name of keeping the town clean and modern" NA CLEAN WE GO CHOP?

I need Cisco products AIRONET ACCESS POINT with some cisco switches anyone who deals in these items or can offer them at a fair price can contact me on 08036677271 or email agimtakon@yahoo.com

I need Cisco products AIRONET ACCESS POINT with some cisco switches anyone who deals in these items or can offer them at a fair price can contact me on 08036677271 or email agimtakon@yahoo.com