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500 naira is too much and annoying.

Just a heads up about Chipper Cash's declined transaction fees. They charge 500 naira each time you try to use your card but don't have enough funds in it. The annoying part is that you have to transfer money from your Chipper Cash wallet to your card before making any online purchase.

I kept forgetting to do this and ended up racking up over 10,000 naira in fees! I finally deleted the app because it was too much hassle.

Wish they could just link the wallet to the card automatically.

How do i stop ads from showing up on my phone. I have removed all apps that i don't use. What should i do?

Dirty Kitchen

Can you suggest a healthy energy drink that can provide me with a quick energy boost to stay active and avoid feeling fatigued while working, especially after exercising?

2023 Marks a Grim Record: Mediterranean Migrant Deaths Soar to Highest Since 2018, With 2063 Lives Lost According to UN Tracker

Disturbing figures reveal a relentless stream of tragedies as migrants seek entry into Europe. Last week, a heart-wrenching shipwreck claimed 41 lives en route to Italy's Lampedusa from Tunisia, with another separate incident recovering 11 bodies in Tunisia itself.

Delve into our compilation of insights and reports shedding light on the deepening global crisis.

Insights
The Central Mediterranean route, the most popular yet treacherous path from North Africa to Italy or Malta, claims one life in every 21 migrants.
This crisis disproportionately impacts Africa's youth, notably those aged 15 to 24.

Accounting for 54% of Africa's workforce, they grapple with challenges like high unemployment, climate-driven disasters, and social unrest, driving many to embark on perilous journeys.

More insights -
https://www.capith.com/migrant-deaths-in-the-mediterranean-are-the-highest-in-four-years/

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As an experienced entrepreneur, I believe that investors should have a certain level of influence in the companies they fund, but the extent of that influence should be carefully considered and negotiated to ensure that the company's vision and direction are not compromised.

When an entrepreneur seeks funding from investors, they are essentially asking for a partnership. In exchange for capital, the investor expects a return on their investment and potentially a say in the company's operations. This is a fair exchange, but it's important for both parties to come to an agreement on the level of influence the investor will have.

Ideally, the investor and entrepreneur should share a common vision for the company and work collaboratively to achieve that vision. However, there may be times when the investor's priorities diverge from the entrepreneur's. In these cases, it's important to have a clear understanding of the investor's expectations and the entrepreneur's boundaries.

One way to mitigate the risk of investors dictating major decisions that could impact the company's vision and direction is to establish a board of directors with a balanced composition of both investors and independent directors. The independent directors can represent the interests of the company and ensure that decisions are made in the best interest of the business.

Another way to protect the company's vision and direction is to have a clear and well-defined business plan that outlines the company's goals, strategies, and milestones. This plan should be communicated to investors early on in the process to ensure that everyone is on the same page. If the investor's priorities diverge from the plan, it may be a sign that they are not the right fit for the company.

In addition, it's important for entrepreneurs to negotiate the terms of investment carefully. They should be clear on what the investor's expectations are, what level of influence they will have, and what rights they will have as a shareholder. The entrepreneur should also negotiate for protective provisions, such as anti-dilution and veto rights, to ensure that their vision and direction are not compromised.

Ultimately, the relationship between an entrepreneur and investor should be a partnership based on trust and mutual respect. While investors should have a say in major decisions that could impact their investment, they should also respect the entrepreneur's vision and direction for the company. By establishing clear boundaries and negotiating carefully, both parties can work together to achieve success.

https://www.capith.com/should-investors-influence-a-companys-major-decisions-altering-the-founders-vision-and-direction/

Are you looking for reliable sources to enhance your knowledge about investments and wealth management? In the world of finance, staying informed and up-to-date is crucial for making informed decisions. Fortunately, there are numerous blogs dedicated to providing valuable insights and expert advice on these topics. In this article, we will introduce you to the top ten blogs that you should consider reading.

Each of these blogs offers unique perspectives, practical strategies, and in-depth analysis to help you navigate the complex world of investments and wealth management. Whether you are a seasoned investor or just starting, these blogs will provide you with valuable resources to expand your financial expertise and make sound financial decisions.

Let's dive in and explore the top ten investment and wealth management blogs that you should add to your reading list.

1. The Motley Fool - Known for its straightforward and accessible investment advice, The Motley Fool covers a wide range of topics and offers in-depth analysis. It is suitable for both beginners and experienced investors.
Link: https://www.fool.com/

2. Investopedia - A comprehensive resource for financial education, Investopedia offers articles, tutorials, and videos covering various investment strategies, financial planning, and wealth management topics. It also provides a helpful dictionary of financial terms.
Link: https://www.investopedia.com/

3. Seeking Alpha - A popular platform that offers investment research, news, and analysis written by both professional investors and individual contributors. Seeking Alpha covers a wide range of asset classes and investment styles.
Link: https://seekingalpha.com/

4. Morningstar - Known for its mutual fund and ETF analysis, Morningstar provides in-depth research, ratings, and performance data on a wide range of investment products. They also offer insightful articles and educational resources.
Link: https://www.morningstar.com/

5. The Wall Street Journal's MarketWatch - MarketWatch provides breaking news, analysis, and insights on various financial markets, including stocks, bonds, commodities, and real estate. It covers a broad range of investment-related topics.
Link: https://www.marketwatch.com/

6. Bloomberg Markets - Bloomberg is a leading financial news and data provider. Its Markets section offers up-to-date news, analysis, and insights on global financial markets, investing trends, and wealth management strategies.
Link: https://www.bloomberg.com/markets

7. NerdWallet - NerdWallet offers practical advice and guidance on personal finance, investments, and retirement planning. It provides a wealth of educational content, tools, and calculators to help individuals make informed financial decisions.
Link: https://www.nerdwallet.com/

8. The Reformed Broker - Written by financial advisor Josh Brown, The Reformed Broker covers a wide range of investment topics, market insights, and personal finance issues. It provides a unique blend of humor and practical advice.
Link: https://thereformedbroker.com/

9. Capith.com - Capith.com is a comprehensive blog that covers a broad range of topics related to investments and portfolio management. Whether you're an experienced investor or a beginner, their articles aim to offer valuable insights and actionable advice. The blog covers investment strategies, portfolio diversification, and market analysis.
Link: https://www.capith.com/

10. Financial Samurai - Financial Samurai, run by Sam Dogen, offers practical advice on wealth management, investing, and personal finance. It covers early retirement, real estate, and entrepreneurship topics, providing a unique perspective.
Link: https://www.financialsamurai.com/

In conclusion, exploring reputable investment and wealth management blogs can be immensely beneficial for individuals seeking to enhance their financial knowledge and make informed decisions. The top 10 blogs mentioned above offer a diverse range of insights, analysis, and strategies to cater to both seasoned investors and beginners.

Whether you're interested in investment strategies, portfolio management, market analysis, or wealth preservation, these blogs provide valuable resources and actionable advice. By immersing yourself in the wealth of information available, you can enhance your financial literacy and pave the way towards achieving your investment and wealth management goals.

The demand for an apology from King Charles for British colonization is a sign of the fragile position of the monarchy within the Commonwealth. Indigenous leaders and groups from 12 Commonwealth nations are demanding acknowledgment and redress for the “genocide and colonization” they suffered.

If King Charles fails to deliver a genuine acknowledgment and restorative actions, the monarchy risks permanently alienating these countries and their people, resulting in more members leaving the Commonwealth to transition to republics. However, there are also valid counterarguments against apologizing, such as setting a precedent for countless other groups to make claims on British resources and taxpayers, damaging national pride and unity, and the practical limits of restitution.

This complex issue implicates political, social, moral, and economic considerations beyond any easy or universally satisfying answer. Ultimately, the debate around whether King Charles should apologize for British colonization and the legacy of the empire will continue as a subject of discussion, dispute, and consequence in the relations between Britain, the monarchy, and the Commonwealth realms for years to come.

Read more here - https://www.capith.com/round-table/should-king-charles-apologize-for-british-colonization-to-save-the-crown/

OpenAI, a leading artificial intelligence research laboratory, has recently achieved an impressive valuation of $27-$29 billion, following a successful mega-funding round. The funding round was led by Tiger Global, Sequoia Capital, Andreessen Horowitz, with participation from several other prominent investors like Microsoft.

OpenAI was founded in 2015 by a group of leading technology experts, including Elon Musk and Sam Altman, with the aim of developing advanced artificial intelligence technologies in a safe and responsible manner. The company has since established itself as a leading player in the field of AI research, with a focus on developing advanced technologies such as natural language processing and machine learning.

The latest funding round is a major milestone for OpenAI, highlighting the growing interest in advanced AI technologies and their potential to transform a wide range of industries. The company plans to use the funds to continue its research and development efforts, as well as to expand its team of experts and increase its presence in key markets around the world.

OpenAI's achievements in the field of AI research have earned it a reputation as one of the most innovative and forward-thinking companies in the industry. Its advanced technologies have the potential to revolutionize a wide range of industries, from healthcare and finance to transportation and logistics.

https://www.capith.com/tech-and-innovation/openai-valuation-is-at-27-29-billion-after-mega-funding/

The principal of a Florida charter school was scammed out of $100,000 after she fell for a fake Elon Musk email. The email, which was sent to the school's finance department, claimed that Musk wanted to make a donation to the school. The finance department then sent the money to a bank account that was controlled by the scammers.

The principal, who has not been identified, reportedly believed the email was legitimate because it had a verified blue checkmark next to Musk's name. However, the blue checkmark was actually a fake one that had been created by the scammers.

The school has since filed a police report and is working to recover the money. However, it is unclear if the money will be able to be recovered.

This scam is a reminder that even the most tech-savvy people can be fooled by fake emails. It is important to be careful when receiving emails from people you do not know, and to always verify the sender's identity before sending any money or personal information.

https://www.capith.com/2023/03/29/starstruck-principal-scammed-by-fake-elon-musk/

Allegedly, a Google AI engineer named Jacob Devlin warned Google against using ChatGPT data, as it would violate OpenAI's terms of service and result in answers that closely resembled OpenAI's. Devlin later left Google to join OpenAI, possibly due to these concerns. It is rumored that Google ceased using the data in question following Devlin's warnings, and may have discarded corresponding training material.

Read more - https://www.capith.com/2023/03/30/googles-bard-model-allegedly-utilized-openais-chatgpt-data-to-play-catch-up-raising-concerns-over-ai-integrity/

Psquare brothers Peter Okoye and Paul Okoye have been called out for allegedly abandoning their sister who has practically turned into a beggar.
A fan trying to prove that Peter Okoye and Paul Okoye have been living a fake life on social media disclosed that their blood sister who is in Johannesburg is really suffering but her brothers are busy living a fake life on social media.

According to the person, the blood sister of Peter Okoye and Paul Okoye can’t even afford her rent and her landlord is on her neck to the extent that she has to be begging people for money where she is while her brothers are living big.

Adding that she has to beg some people to plead with her landlord so that he doesn’t throw her out of the house she is in and she’s always in tears each time someone asks her to ask her brothers for money and she will say they don’t care.

Peter Okoye and Paul Okoye aren’t the only brothers of the lady in question but also Jude Okoye and we all can testify that the three siblings despite their misunderstanding have been living a good life but then their sister is allegedly suffering.

The story hasn’t been confirmed yet but if it turns out that they have indeed abandoned their blood sister who has turned into a beggar with all the money they have helping people around them, then Peter, Paul, and Jude Okoye need to do better.

screenshot below;

https://www.newsdey.com/psquare-brothers-peter-and-paul-called-out-for-abandoning-their-sister-who-has-turned-into-a-beggar/

Etsyforever.com

Popular comedian, Mr Jollof has blasted Success Adegor and her family after they cried out that all the promises made to them were all audio promises.

Success in a recent video, claimed that all the promises made to her after her video went viral, were not fulfilled.

According to Success, her father still rides Okada to survive while her mother was given a job without payment. She said they only gave them N10,000 to stuff their pockets.


However, Mr Jollof debunked their claims, insisting that Success’ family received nothing less than N1million through donations.

He said he personally went to her school and paid school fees

Watch the video here
https://www.newsdey.com/success-and-her-parents-are-ingrates-mr-jollof-reveals-how-he-paid-her-school-fees-personally-sent-cash-donations-to-her-parents-video/