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Business / 4 Things To Do In Your 20s To Set You On The Path Of Financial Freedom by chikayobi(m): 12:09pm On May 17, 2019
One look at the economy and you tell yourself that it is impossible for you to ever become a millionaire in your 30s.
In fact, most married people in their 30s do not have hope of ever owning their home till much later, at retirement. Therefore, you may assume that as a youngster in her 20s, you don’t have a shot at becoming a millionaire in your 30s.
However, if you stick to these principles, you have a real shot.
1. Save to invest
Many of us make the mistake of saving money only to spend it later. Yet, this is a faulty approach because there will always be an ‘urgent’ need that you have to sort out. You should be saving money so that you can invest it. The investment could be landed property, gold, treasury bills, a professional course, etc. The point is that you put your money into something that will yield returns.


2. Set your goals properly
It is not just about setting goals. Anyone can do that. What is most important is to set realistic, achievable goals with a measuring system attached so that you can track your progress. If you get your goals straight, the possibility of doing well financially is higher.
view full post at ...[https://www.dailyworldtips.com/2019/05/4-things-to-do-in-your-20s-to-set-you.html]
Health / Here Are The Health Benefits Of Wearing A Girdle by chikayobi(m): 4:31am On May 17, 2019
A girdle is a common undergarment designed to help women look slimmer and have a more proportional shape when wearing outfits. Wearing a girdle offers excellent back support and this leads to better posture.
Having a supportive girdle can reduce back pain from scoliosis and reduce excess stress on the knees because of inappropriate posture.
With that said, here are other benefits of wearing a girdle:
1.Girdles Assist With Weight Loss
Girdles helps during weight loss process. Girdles are not a substitute for exercise and eating right but they give you the appearance of a smaller body while trying to lose weight. This improves your confidence and you will look better in your clothes. In addition, the girdle helps you work your abdominal muscles through daily wear while going about your tasks.
2.Girdles Minimize Unappealing Features
Girdles help minimize the features that you want to hide. For example, if your stomach fat is causing a bulge-like look when you put on your favorite outfits, a girdle can hide this in an effective way.

MORE AT [https://www.dailyworldtips.com/2019/05/here-are-health-benefits-of-wearing.html]

Nairaland / General / Re: Every Body Part Is In The Palm Of Your Hand – Press The Points For Wherever You by chikayobi(m): 4:25am On May 17, 2019
REALLY ?
HsLBroker:
Bible confirmed it
Nairaland / General / Every Body Part Is In The Palm Of Your Hand – Press The Points For Wherever You by chikayobi(m): 10:57pm On May 15, 2019
Alternative medicine has proven itself to be more effective when it comes to treating regular body pains, as opposed to conventional, Western medicine. And even though the best solution would probably be to use both, there are still some benefits that only alternative medicine can achieve.


Reflexology is a practice in alternative medicine that is based on the idea of locating various pressure points within the human body that are directly connected to different body parts, and applying pressure to them so that the pain in those body parts can be eliminated. One popular practice is using the palms to treat pains, by applying pressure for 6 seconds, then releasing the pressure for 3 seconds, and then repeating the same for a couple of minutes. Doing this regularly, a few times a day, can eliminate your body pains.
Even Dr. Oz dedicated a segment of his show to this popular practice, where his guest, Deborah Flanagan – an experienced reflexologist, invited 5 audience members who had chronic pains in various areas of their bodies and provided explanations on which area of their palms could be used to help with their issues. The audience guests problems were fatigue and sleeplessness, sinus blockage, back pains, constipation, and lowered libido.

Fashion / The Best And Worst Dressed Celebs Wore At The 2019 Met Gala Night by chikayobi(m): 4:46am On May 12, 2019
This year’s Met Gala theme, “Camp: Notes on Fashion,” was originally greeted with trepidation: Everyone wondered just how hard the A-listers would lean into the mood—or whether the target would prove too hard to hit. But we needn’t have worried. Sure, interpretations of each outfit’s relative campiness will vary widely, but this pink carpet yielded something even better than a perfect record of accuracy: a sense of mischief, experimentation, and, most importantly, real joy. It was hard to pick only 19 standout looks from the buffet of fun, but we did our best to give you a primer. see more photos at [https://www.dailyworldtips.com/2019/05/the-best-and-worst-dressed-celebs-at.html]

Health / How Earphones Can Cost You Your Very Life (i) by chikayobi(m): 8:24pm On May 11, 2019
So many of us use earphones on various occasions—when travelling, when working, when strolling, and when shopping. However, improper use of these devices can actually cost you your very life.
Try to think of the time when you or someone was almost hit by a car as a result of the earphones you or the individual plugged in, which blocked his ears so much so that he could not hear the horn of the car. That’s terrible! Not so?
You may ask if it is really possible for earphones to cost you a very precious thing—your own life. Well, the answer is not far-fetched—it can. How?
Let’s examine areas where earphones can do this.



1. Sharing earphones with someone who has an ear infection---click here for full post cool cool[https://www.dailyworldtips.com/2019/05/how-earphones-can-cost-you-your-very.html]

Literature / Around The World In 80 Days( Free Book Download) by chikayobi(m): 12:12pm On May 08, 2019
Phileas Fogg of London and his newly employed valet Passepartout attempt to circumnavigate the globe in just 80 days to win a £20,000 wager set by members of the Reform Club. (An unabridged reproduction of the original 1873 Hetzel edition.)
GET BOOK AT [https://www.dailyworldtips.com/2019/05/around-world-in-80-days-free-download.html]

Nairaland / General / Examination Malpractice Causes, Effects, And Solutions-what's Your Say? by chikayobi(m): 3:20pm On May 04, 2019
Every single person has to understand the importance of proper education. And, the earlier we understand this, the easier it will be for us to live and work in the future. A negative phenomenon can be observed, which constantly affects the educational system in general. And this problem is examination malpractice. In this article, we will take a closer look at examination malpractice causes, effects, and solutions for it.


Definition of examination malpractice
Examination malpractice can simply be defined as academic dishonesty or academic fraud. In fact, both of these notions can be used interchangeably. So, what is the definition of examination malpractice? This is any type of cheating during the examination process. It does not only refer to students, but to staff too. There are a lot of different types of examination malpractice, but the most general ones are:
Join the Discussion on... [https://www.dailyworldtips.com/2019/05/examination-malpractice-causes-effects.html]

Phones / Which Should I Go For? Infinix Hot S4 Vs TECNO Camon 11 Pro by chikayobi(m): 10:16pm On May 02, 2019
Recently we have seen a release of breathtaking smartphones, especially in the Nigerian market. One of such devices includes the Camon 11 Pro which was introduced while another is the Infinix Hot S4. Surprisingly, both phones share similar features and also have some differences.
So, the debate starts. Which of these phones comes as a better option? Is an upgrade to either of the devices worth the effort? Let’s move on to discover which phone comes with the best features.CLICK HERE FOR FULL POST--[https://www.dailyworldtips.com/2019/05/which-should-i-go-for-infinix-hot-s4-vs.html]

Celebrities / How To Earn 65,000,000 Naira- Buy A Car Of Your Dreams In Just Four Months by chikayobi(m): 2:58am On May 02, 2019
Do you have enough money? Do you have everything you've been dreaming of? Are you happy with how your life is going? If the answer is 'Yes', then just don't waste your time and close this page.
Those who answered 'No', go on reading. I'll tell you how to quit your annoying full time job and start earning 150,000 or 250,000 Naira a day in just 2 days, from the comfort of your home.
I succeeded in it, and if you want, you'll be successful, too! It won't hurt me if I share this secret with you, while it will help some of you to change your life for good and finally become financially free.



First, a couple of words about myself. My name is Iyawa Okoro. I'm 26, I live in Lagos, and I'm just an ordinary girl from a family, which cannot by any means be called 'well-off'. I was born to middle-aged parents. My Mum was a nurse at clinic, while my Dad was a dump truck driver.
When I was little, all I remember was that my parents made every effort to buy the cheapest food and clothes possible. If they were lucky enough, they would save up a bit for vacation. We even could tour Zanzibar once in 3 or 4 years.
Once I graduated from secondary school, I didn't even think about going to university, as I needed to raise money for my parents (already retired) and myself.
So I found a job instead, worked as a sales assistant, with a monthly salary around 130,000 Naira. It was 2014, and this was quite a good starting salary for Nigeria.
I made enough money for living, but I had a dream, which was to buy a brand new Porshe Panamera. I knew it was extemely expensive and I'd have to save up for years. However, this was fine with me. After all, it was a dream, and you just can't make your dream come true in a day or two. Well, this is what I thought at the time...
I was really depressed at my financial situation then, prices were starting to increase due to inflation and living in Nigeria became more difficult. People were upset but I knew I had to carry on working...
However, 3 months more passed, and the shop I worked at turned bankrupt, so here I was, with no job or income sources at all, having to live on my parents' retirement benefits.
These were actually joyless times. I was looking desperately for any possible job opportunity on the Internet, but after nearly two months, there were no results at all.
Another two weeks passed, and I was about to abandon all hope, when suddenly I came across a web page. This was a story about a guy who had earned 3,000,000 Naira on the net, in front of his computer, without even leaving the house he lived in!
He said he had traded....view full post [https://www.dailyworldtips.com/2019/05/how-to-earn-65000000-naira-buy-car-of.html]

1 Like

Romance / 4 Possible Reasons Why He Is Ignoring You by chikayobi(m): 6:28pm On Apr 20, 2019
Men say women are complicated but I believe no such thing. I would rather concede that we are different.
The same way men find it hard to understand women is the same way women wonder what goes on in a man's mind. This is why it is imperative that the lines of communication remain open so that it is easy to eliminate misunderstandings.
However, what of situations where you and your man just had an argument and he ignores afterward? You have no idea what is going on in his mind and you are wondering how to approach him.
There are 4 possible reasons for his behaviour. This does not make his attitude right but it gives you an idea where he is coming from.



1. He is angry
He may be snubbing you simply because he is too angry to talk to you. He.....View full post at [https://www.dailyworldtips.com/2019/04/4-possible-reasons-why-he-is-ignoring.html]

Celebrities / Here Are Some Natural Ways You Can Enlarge Your Breasts by chikayobi(m): 10:20pm On Apr 12, 2019
There is nothing to ashamed about when it comes to wanting large, round and firm breasts. For many, breasts symbolize beauty and enhance a woman’s femininity. Due to the Hollywood influence, the bigger the better. This also means a lot of male attention, if that is your intention.

If surgical options are not your cup of tea and don’t believe in chemical filled creams that promise miracles, there are some ancient and modern methods which have proven to be effective. But be warned it will take time, patience and consistency.

This is no way a guarantee you will see results either, and it may be of no help especially to women with small breasts due to hereditary factors.

But, it is worth a try!

Here are some ways to enlarge breasts naturally. view full post at ...[https://www.dailyworldtips.com/2018/12/here-are-some-natural-ways-you-can.html]

Nairaland / General / Top 10 Tech Pranks by chikayobi(m): 12:40pm On Apr 12, 2019
HELP COLLEAGUES GROW CLOSER WITH THESE PRACTICAL IT JOKES
Pranks are awesome. They are one of those few things in life that most people can unequivocally agree on being great (except if you're Microsoft). Pranks are in the same league with cat videos, candy, and free stuff – everyone loves 'em. (Except for that one guy you know, but he's still sore from your last prank. Lighten up, Joe!)




You've probably already pranked some lucky members of your life at one time or another. Maybe you deployed the humble Whoopee cushion or used the vacuum on someone sound asleep. Fun times, but are you really living up to your prankster potential? You're a tech-savvy individual, and it's time that your pranks showed that. We've got some ideas...
Note: This feature was originally published on 03/28/2016. We have bumped it because a good lighthearted prank can build better teams and help colleagues grow closer, destroy barriers, and dramatically improve morale.
1. FLIP THE COMPUTER DISPLAY SCREEN UPSIDE DOWN....view full post at[url][https://www.dailyworldtips.com/2019/04/top-10-tech-pranks.html]

Nairaland / General / 8 Benefits Of Sex You Did Not Know Before by chikayobi(m): 3:26pm On Apr 10, 2019
We have all heard the wise words, “don’t rush into marriage” repeated over and over while we nod sagely. But exactly does it mean?
How does one define it when someone is rushing into marriage? Is it based on how long the couple dated? Inasmuch as we all agree that we should not rush into marriage, it is not exactly clear what it means to rush into marriage. Catch my drift?
Therefore, I have sought to answer the question just so that we are clear.
In my opinion, ‘rushing into marriage’ is not really about whether or not the couple dated for a long time. I concede that the length of time that a couple dates may play a role, the truth is that there is no hard and fast rule. For example, a couple may date for only 6 months before getting engaged and then enjoy a relatively happy marriage while another couple may date for 2 years before the engagement and still endure a severely turbulent marriage. Meanwhile, couples are told to date for a long time so that they can get to know each other properly and enjoy a hitch-free marriage.
However, going by the example above, you would expect that those who dated for short while will be termed as those who rushed into marriage. But their results say otherwise.



This is why I believe that ‘rushing into marriage’ means two things:
1. The couple’s motives are questionable—if one party wants to get married simply to acquire the ‘married’ status and not because she wants to be with the guy then that is a problem.
2. The couple did not take the time to get to know each other—it is not about quantity of time but of the quality of time spent together.
This is my definition of rushing into marriage. What is yours?

Business / How To Become An Entrepreneur With No Money Or Experience by chikayobi(m): 3:02am On Apr 10, 2019
Being your own boss, calling all the shots, hustling to hit your goals -- for many people, entrepreneurship is the ultimate career goal.
But as awesome as running your own business sounds, it's also incredibly difficult.
How difficult? 75% of startups fail.
Entrepreneurs are also more anxious than other people and experience more day-to-day stress. After all, when you're responsible for the bottom line, every setback falls on you personally.
Here's the good news: Starting a company can be one of the most rewarding, exhilarating, and interesting opportunities you'll ever get. If you're aware of the risks and you're still dead-set on being an entrepreneur, use the strategies and advice in this guide.
TAKE CONTROL OF YOUR SUCCESS WITH THE HELP OF THIS FREE BUSINESS PLAN TEMPLATE AND CHECKLIST.

HOW TO START A BUSINESS WITH NO MONEY
Identify a profitable startup idea
Validate your startup idea
Find a co-founder
Get funding to start a business
Incorporate your business
You can't build a business without an idea. Here are some creative techniques for thinking of a product or service.
IDENTIFY A PROFITABLE STARTUP IDEA
1. ASK YOUR FRIENDS WHAT ANNOYS THEM.
Founders get inspiration from their frustrations all the time. For instance, Travis Kalanick and Garret Camp started Uber after they had trouble getting a cab.
Andrew Kortina and Iqram Magdon-Ismail founded Venmo (acquired by PayPal) after they had trouble paying each other back by check.
Chris Riccobono launched UNTUCKit -- a line of shirts that look good untucked -- after getting frustrated with how wrinkly and ill-fitting his regular button-down shirts were when he didn't tuck them in.
With this in mind, ask your friends to keep track of the day-to-day things that annoy them. Then go through their lists and look for problems you might be able to solve.
2. PREPARE FOR THE FUTURE.
As the world changes, people need different products. As an example, the rise of Uber, Lyft, and other ride-sharing apps created a demand for a third-party app that will tell you the cheapest fares at that exact moment.
You want to get ahead of the curve. Read trend predictions for your industry or market, or check out universal trend forecasting publications like Trend Hunterand Springwise. Then ask yourself, "If these predictions come true, which tools will be necessary?"
3. LOOK ONLINE.
Checking out what other people have come up with can be a great way to kick your own thought process into gear. Go to Product Hunt, a constantly updated curation of the newest apps, websites, and games, for digital inspiration. Meanwhile, Kickstarter is great for physical products.
There are also a ton of product review sites like might spark your creativity. Try Uncrate, Werd, and Wirecutter.
4. MAKE SOMETHING BETTER (OR CHEAPER).
You don't always need to develop something brand-new. If you can offer an existing product at a lower price point, better quality, or ideally, both, you'll have plenty of customers. Better yet, there's clearly an existing demand.
As you go about your day, make a list of everything you use. Then review the list for something you could improve.
5. FOCUS ON A GROWING CATEGORY.
Licensing expert and intellectual property strategist Stephen Key recommendspicking a category that fascinates you but isn't overly competitive.
"I avoid industries that are notoriously challenging, like the toy industry. There are so many people creating in that space," he explains. "You will have an easier time licensing your ideas if you focus on categories of products that are growing as well as receptive to open innovation."
After you've picked a category, Key says you should study all the products in that category. What are each product's benefits, and how do they vary? What's their packaging and marketing strategy? What do reviewers say? What are the potential improvements?
Once you've picked a product, consider questions like what can be done to improve it? Can I add a new feature? What about a different material? Can I personalize it somehow?
6. FILL AN UNDERSERVED DEMAND.
You don't need to reinvent the wheel if there aren't enough wheels.


Many people start successful businesses after noticing a gap in the market. For example, perhaps you learn there's a shortage of high-quality sales outsourcing. Since you have experience in sales development and account management at early-stage sales companies, you might decide to offer this service to tech startups.
OTHER SUGGESTIONS
Network with other entrepreneurs: Use Meetup or Eventbrite to find events in the local startup community. Not only will networking with other entrepreneurs help you build valuable relationships, but it'll also give you lots of ideas.
Research patent applications: Patent applications are typically made public 18 months after they were filed. Although we don't recommend outright copying any inventions, browsing through these documents can give you a good sense of where a particular space is headed.
Have a brainstorming session: If you need to get your creative juices flowing, invite three to five other entrepreneurial-minded people to a brainstorming session. Ask everyone to come prepared to discuss a certain product category or question, such as, "What's your favorite type of X and why?" or "Do you use anything to accomplish Y? Why or why not?" The answers may lead to some great ideas.
VALIDATE YOUR STARTUP IDEA
Great, you've got an idea. But don't quit your day job yet. Before you go all in, you need to know other people will actually want your product. (No, your friends and family don't count.)
Here's where the idea of a minimum viable product, or MVP, comes into play. An MVP is the simplest, most basic version of your tool or service possible. It's functional enough to satisfy early customers and get a sense of what you should improve.
Let's say you want to build an app that will connect college students with virtual tutors. You might create a bare-bones version, manually invite 150 tutors you found online to join, and then post the link to the app on the local university's Facebook page. If you get a decent number of sign-ups, that's a sign you should move forward. If you get barely any, you should either rethink the idea or start fresh.
Doing interviews with potential customers is another option. Show them a working demo of your product, ask what they like and what they don't, how much they'd pay for it, how often they'd use it, and so on.
Envato blogger Chris Bank also recommends "listing the problems you assume your product will solve and then asking for opinions and a ranking of each problem."
If you want to test the market's interest before building anything, build a landing page that describes your product or service. Ask people to submit their email addresses in exchange for early access; a free subscription, membership, or product; a discount, product updates, or some other compelling offer. Then promote the video on social, paid search, etc., and see how many visitors convert to sign-ups.
FIND A CO-FOUNDER
Conventional wisdom says you should look for a co-founder when starting a new business. There are three main advantages to having a co-founder.
It's easier to get funding. Whether or not multiple founders actually contributes to a company's success, many venture capitalist investors believe it does. They're reluctant to back solo founders.
As an example, "single founder" is the first thing on Y Combinator co-founder Paul Graham's list of causes of failure. He writes, "Have you ever noticed how few successful startups were founded by just one person? It seems unlikely this is a coincidence."
You have emotional support. Running a company is a stressful, exciting, and unique experience. If you're riding the emotional roller coaster by yourself, you won't have anyone to celebrate with during the ups -- or survive the downs. A co-founder understands exactly what you're going through and makes you feel less alone.
They can provide different skills, knowledge, and connections. Maybe you're great at selling, while your co-founder is more technical. You've got lots of connections, and they've actually started a business before. Picking a co-founder with a complimentary resume is an excellent way to boost your odds of success.
But there are also drawbacks to having a co-founder.
There's conflict. You and your partner will inevitably disagree. A little healthy disagreement is productive, but if you don't find a solution relatively quickly, you'll waste valuable time and energy. Plus, you might hurt your team's morale.
You'll have to split the equity. If you're the sole owner of your company, you start with 100% equity. As time goes on and you hire more people and/or receive funding, you'll distribute that equity -- but you'll likely be giving 0.005% to 35% to a single entity, depending on who they are. If you have a co-founder, you're automatically giving up 40-60% of your company in a single swoop.
Lastly, you have to find a co-founder. It can be really hard to find someone with the same business ethics, work habits, and complementary personality. In addition, they need to believe in your vision, contribute the right skills, and have a desire to be your co-founder in the first place. That's a tall order.
It's worth noting that an analysis of thousands of successful startups showed that more than 46% had only one founder. Make a decision based on your situation, not traditional advice.
WHERE TO FIND A CO-FOUNDER
If you decide you want a co-founder, the next step is finding one. Look within your own network first. Choosing someone you already know, or whom your connections can vouch for, is much less risky than a stranger.
This concept works in reverse as well: You've also got a better shot of convincing them to join you if they're a first or second-degree connection.
But if you've tapped your network without success, there are a few "co-founder matching" services you can turn to.
co-foundersLab
Founder2be
FounderNation
You can also attend local entrepreneurship events to meet potential partners.
HOW TO GET FUNDING TO START A BUSINESS
Ask your family and friends to invest in your business.
Apply for a small business grant.
Use a crowdfunding platform.
Pitch to angel investors.
Solicit venture capital.
Use a credit card for a short-term cash option.
Get a microloan.
Bootstrap it.
You have to spend money to make money. To fund your startup, consider the following TK options:
1. ASK YOUR FAMILY AND FRIENDS TO INVEST IN YOUR BUSINESS.
Many entrepreneurs rely on their friends and family for an initial investment, typically called a "seed round." You can exchange funding for a stake in your startup (i.e., your cousin receives 4% of the company after giving you $12,000), request personal loans (with or without interest), or even donations.
2. APPLY FOR A SMALL BUSINESS GRANT.
Federal, state, and local governments have programs to help small businesses, including low-interest loans, venture capital, and grants.


To find programs your company qualifies for, check out Grants.gov.
Most businesses aren't eligible, so you might not be able to find anything. But it's worth looking into, because hey -- free money!
3. USE A CROWDFUNDING PLATFORM.
Kickstarter, Indiegogo, GoFundMe, Fundable, and other crowdfunding platforms let you get backing through an online campaign.
This method doesn't just generate capital, it can also help you get early product feedback, brand awareness, and sometimes, if you have an interesting story or especially cool product, press.
4. PITCH TO ANGEL INVESTORS.
Angels look for early-stage companies that can 10X or more their investment. Typically, they put in $25,000 to $100,000. If you do the math, angels are looking for businesses worth $2.5 to $10 million in the future.
They will be extremely diligent in making sure you understand your target customers, the product space, how you'll make money, and how you'll scale. Make sure you're prepared with a solid business plan and early signs of traction (such as "the average user refers two additional users in their first week" or "we doubled our revenue from January to March."wink
Along with an angel's funding, you'll get access to their expertise and connections. They'll receive equity in exchange.
5. SOLICIT VENTURE CAPITAL.
Venture capital firms look for young, private companies. Like angel investors, VC firms are looking for high-risk, high-return investments. The returns they expect depend on just how mature your startup is. If they invest right before your company goes public or gets acquired, a 3X return is good.
But if a VC firm invests very early, they're probably looking for a 7X to 10X return.
Venture capitalist Fred Wilson's blog post about venture returns is a good introduction to these concepts.
6. USE A CREDIT CARD FOR A SHORT-TERM CASH OPTION.
It's typically not a good idea to use your credit card to pay for business expenses -- unless, of course, you can pay the balance. Sometimes, you have no choice: You need money, and fast. But sacrificing your credit score and racking up credit card debt will hurt your business in the long run (not to mention, your personal financial health).
7. GET A MICROLOAN.
You can't apply for a loan in your company's first year, as lenders are unwilling to make such a high-risk investment. However, you can take advantage of the Small Business Administration's microloan program. Small businesses can receive up to $50,000; the average SBA loan is $13,000.
This is a list of SBA partner microloan providers by state.
Microlenders and nonprofit lenders are other options. These lenders often seek out minority or disadvantaged entrepreneurs. Their terms are usually very fair.
NerdWallet's guide to the top nonprofit lenders in the US is a great resource.
8. BOOTSTRAP IT.
You don't need to accept money from anyone else if you don't want to.


Some companies never raise funding at all -- their founders pay for initial costs by themselves, and then, when the company becomes profitable, its revenue covers all expenses.
This option allows you (and your co-founder, if you have one) to hold on to a much bigger percentage of your company. But you may grow less quickly without big infusions of cash. If you do decide to bootstrap, keep your budget as lean as possible to extend your company's lifetime.
HOW TO INCORPORATE YOUR BUSINESS
At a certain point, you need to decide whether you want to incorporate your business. As a sole proprietor, you and your company are considered to be the same entity.
Once you incorporate, your business becomes separate from you. From a legal standpoint, it can buy and sell property, incur taxes, sue and be sued, set up contracts, and commit crimes.
THE ADVANTAGES OF INCORPORATING
First, and most importantly, a corporation protects you from businesses debts and obligations. Creditors can typically only seek repayment from the corporation's assets, not your personal assets (like your house, car, bank account, and so on).
You're also not legally liable for the corporation's actions. In contrast, as a sole proprietor, anyone who sues your business is suing you.
Having a corporation lets you transfer shares. You can sell some of your ownership in a company, transfer it, or give it away. If you want to accept external investments or bring a partner on board, you need the ability to divest.
Corporation status also gives you more credibility, which helps you attract investment capital.
Lastly, corporations can deduct normal business expenses before they allocate income.
THE DISADVANTAGES OF INCORPORATING
It creates an additional tax burden: You need to periodically file with the state and pay yearly fees.


The process can be relatively time-consuming, and hiring a lawyer can cost anywhere from a few hundred to a few thousand dollars.
You don't need to incorporate -- there are a variety of business structures to choose from. But if you have a co-founder, need external funding, and would like legal protection, it's a good idea.[url][https://www.dailyworldtips.com/2019/02/how-to-become-entrepreneur-with-no.html]

1 Like

Health / Do Stretch Marks Really Go Away Or Is It Just A Myth? by chikayobi(m): 1:41am On Apr 09, 2019
At least 90% of women get stretch marks.
For some of us, they are faded lines that are evidence of the life we have brought to this earth. For others, they are signs of puberty that came upon us suddenly and we have to carry with us through the rest of our days.
The lines can be hideous sometimes, as though we were severely flogged and sometimes, it can make us uncomfortable with our bodies, as we shy away from wearing anything that bares them for the world to see. They could be along the upper arms, belly, breasts, thighs, and hips.
Therefore, we jump on any remedy that claims to be able to take care of this 'problem'. We take the tea, the creams, and lotions that promise solutions in a matter of days. But do they really work?


I am not sure if you are ready for the truth. You may want to sit for this.
The truth is that more often than not, stretch marks do not really disappear except if surgically removed, as know nip tuck procedures. They may fade but you can't really make them go away totally because they are actually tiny tears in the skin as the body suddenly stretched, perhaps due to dramatic weight gains like growth spurts or pregnancy.
Does that mean that there is absolutely nothing you can do? No. I will share tips for easing stretching marks in another post and hopefully, they will fade as time goes on.

Education / Jamb, Waec Speak On Clash Of Exam Dates, Reveal Next Line Of Action by chikayobi(m): 3:10pm On Apr 08, 2019
JAMB, WAEC STAFF BLAME ELECTION FOR CLASH
Members of the two exam body, Joint Admissions and Matriculation Board (JAMB)and the West African Examinations Council (WAEC), have given reasons behind the clash in the dates for their exams.
the Senior School Certificate Examination (SSCE)conducted by WAEC is slated to commence with practical exercises on ...Veiw full post @
[https://www.dailyworldtips.com/2019/04/jamb-waec-speak-on-clash-of-exam-dates.html]

Sports / Popular Prophet Reveals Clubs That Will Win Epl, Serie A by chikayobi(m): 3:08am On Apr 08, 2019
Prophet Temitope Aduroja, who predicted Goodluck Jonathan’s defeat in 2015, as well as the postponement 2019 general elections,....veiw full post @[https://www.dailyworldtips.com/2019/04/popular-prophet-reveals-clubs-that-will.html]

Nairaland / General / 10 Step To Get Rid Of Windows 10 Ads, Office Offers And Other Bugs by chikayobi(m): 2:57am On Apr 08, 2019
[https://www.dailyworldtips.com/2019/04/how-to-get-rid-of-windows-10-ads-office.html]
Microsoft started to sneak advertisements into the Windows platform with Windows 8 and they’ve only crept up further in Windows 10. You may recall, millions of users received Windows 10 as a free upgrade at launch, making the promos more forgiving. From so-called suggested apps in the Start menu, to nagging taskbar notifications and lock screen ads, enough is enough.


Thankfully it's easy to shut down most of these annoyances if you know where to look. We published this guide when Windows 10 was newly released, we've since revised all content so it's current with the latest OS updates.
DISABLE LOCK SCREEN ADS, OR BYPASS THE LOCK SCREEN
To get rid of lock screen ads you'll need to disable Windows Spotlight, which is the default option for the lock screen background and displays different images as you log into the operating system. It also suggests Windows 10 features you may have not tried yet, throwing the occasional ad in the mix.
To turn off Windows Spotlight head to Settings > Personalization >...veiw full post at [https://www.dailyworldtips.com/2019/04/how-to-get-rid-of-windows-10-ads-office.html]

Health / Re: Here What Happens To Your Body When You Hold Your Pee? by chikayobi(m): 2:34am On Apr 08, 2019
as soon you feel pressed
Dottore:
What time is "longer time"?
How often should one empty one's bladder?
Health / Here What Happens To Your Body When You Hold Your Pee? by chikayobi(m): 3:36am On Apr 06, 2019
If all your life you’ve always delayed pee-time ’cause you’re too neck-deep in work, I bet you’ll be interested in the potential health risks your body can suffer.
It has been discovered that a good number of people just find it too much work to get up from the comfort of their couch or work desk for a short trip to the restroom to empty their bladder. So, we hold the pee for a very long time and make a dash to the restroom in a frenzy just when we feel our bladder can no longer hold out. If you’re wondering if this habit is healthy or poses any health risks for you, the answer is a straight YES.
Continue reading to discover what happens to your body when you hold your pee.
• Getting used to holding your pee can potentially weaken your bladder muscles, this might just lead to urinary retention. This here is an abnormal condition that prevents you from being able to empty out your bladder in a go.
• Holding urine for long periods can increase the chances of contracting kidney diseases. Pregnant women should in no way postpone their visit to the ladies 'cause they are already at a heightened risk for urinary tract infection.
• It might prove to be life-threatening! That simple habit of not peeing immediately you feel the need to might just lead to a fatal end, such as death as a result of your entire bladder giving up on you. You don’t want to take any chances, so learn to excuse yourself anytime you’re pressed.

Nairaland / General / 6 Ways To Grow The Perfect Beard by chikayobi(m): 10:54pm On Apr 05, 2019
The average guy out there wants a nice beard he can stroke gently while mouthing perfect nonsense into the hearing ears of that beautiful girl-next-door. Some desire a growth of facial hair because they believe it is a mark of maturity and of course, ‘masculinity’. Whatever the reasons are, it is understandable that a fully grown beard plus mustache is a source of pride for guys.


So, are you having issues growing a beard? Have you used almost every facial hair stimulant out there with no luck? Is achieving a fully-grown mustache and beard one of your man goals this spring? Well, you’re just in luck because we’ll be giving out some tips and tricks to growing facial hair without breaking a bank.

• Take foods rich in vitamin A, B, C, and E. You can also take over-the-counter supplements to stimulate facial hair growth. You might want to get hooked to biotin too since it is notoriously known for speeding beard growth.


• Exfoliate skin regularly. Clogged up skin pores might slow down the process of growing out some facial man hairs, so it is necessary you exfoliate the skin to eliminate dead skin cells and also stimulate hair growth naturally.
• Follow up skin exfoliation with a mild cleanser twice a day; cleaning skin only speeds up the beard growth process.
• Invest in essential natural oils that promote hair growth. Massage coconut oil, Amla oil, or Eucalyptus oil onto the skin. These oils act as natural remedies to increase facial hair growth.


• Increase your protein intake. Hair is basically made up of protein. Therefore, get all the protein you can get in foods like meat, fish, eggs, and nuts to help the hair on your face grow faster.
• Ditch your shaving stick for a spell and just let that hair go wild for a month or two following all the aforementioned steps, just so you understand how your hair grows naturally and then you can sculpt all that facial hair into a masterpiece!
more at [url][https://www.dailyworldtips.com/2019/04/6-ways-to-grow-perfect-beard.html]

Health / Get Pregnant Faster With These Tips! by chikayobi(m): 3:21pm On Apr 04, 2019
[https://www.dailyworldtips.com/2019/04/get-pregnant-faster-with-these-tips.html]
Pregnancy is a miracle that does not come to some persons naturally. If you’ve been having issues trying to conceive, you might want to consider the following tips to get you fertile in no time see full most at....https://www.dailyworldtips.com/2019/04/get-pregnant-faster-with-these-tips.html[url][https://www.dailyworldtips.com/2019/04/get-pregnant-faster-with-these-tips.html]
Stop popping birth control pills


You might have issues conceiving if you’ve been using birth control for a while. So not only do you need to go off the pills, but you also need to give your body time to get your ovulation regulated. The moment your cycles attain constant K status, you are well on your way to timing your conception.
Have sex before you ovulate
You don’t want to take any chances here so you need to get busy with le-boo under the sheets. When you ovulate, your egg isn’t liable to last more than a day. Therefore, it is important you have sex just before you ovulate to ensure there’ll be sperm all over you to receive your precious egg the moment it drops.


Best sex position for conception
Against popular misconception, there is actually no such thing as a perfect sex position suitable for making babies. However, you can up your chances of conceiving by lying on your back right after sex. After having sweet, gentle sex, or jungle sex with your partner, ensure you stay on your back for a long time just so sperm can gather down there and commence the gradual process of swimming to your egg.

Nairaland / General / ASUU Resumes Indefinite Strike by chikayobi(m): 1:46am On Apr 04, 2019
[https://www.dailyworldtips.com/2019/04/ASUU-resumes-indefinite-strike.html]
The Academic Staff Union of Universities (ASUU), Taraba State University chapter, have today resumed indefinite strike to press home its demands.
Recall that the union started a strike in 2018 but suspended it after they were promised by the Taraba state government to meet their demands
The demand included the payment of earned academic allowances from 2014 till date, and the provision of required infrastructure to enhance teaching and learning. see full details

[https://www.dailyworldtips.com/2019/04/ASUU-resumes-indefinite-strike.html]
Politics / Atiku Reveals How Inec Reduced His Votes In 31 States (full Results) by chikayobi(m): 5:04am On Mar 21, 2019
[https://www.dailyworldtips.com/2019/03/pdps-atiku-reveals-how-inec-reduced-his.html]
The presidential candidate of the Peoples Democratic Party (PDP), Nigeria’s main opposition party in last month’s Presidential election, says data from the server of the Independent National Electoral Commission (INEC) revealed how his votes were reduced in 31 states and the Federal Capital Territory (FCT).
reports that Abubakar, a former Vice President of Nigeria, made the claim in a petition he and his party filed before the presidential election tribunal. see ful post at [https://www.dailyworldtips.com/2019/03/pdps-atiku-reveals-how-inec-reduced-his.html]

Health / Fastest ways to loose Weight In 3 Days by chikayobi(m): 7:19am On Mar 16, 2019
These days, when even instant cereal isn’t fast enough, we want weight lossnow, not later. And who could argue with dropping the weight of a large laptop in just one long weekend? The 3 Day Diet promises exactly that.


If you’ve been struggling to budge the scale and you’re tempted to try it, here are the details you need to know.
The diet, aimed at people wanting to lose a lot of weight, claims you’ll drop up to 10 pounds if you follow it for three days.
The menu consists of three breakfasts, lunches, and “dinners” -- if you consider a cup of tuna fish or two hot dogs, plus fruit and vegetable sides, dinner.
One web site that markets the diet claims it’s “chemically and enzyme balanced,” though this statement isn’t explained or supported.
One thing is clear: You won’t be eating much. On Day 1, you get just 870 calories. Days 2 and 3 aren’t much different.
What You Can Eat and What You Can't
For three days, you’ll eat extremely basic meals made with foods you may already have in your kitchen.
For example, breakfast on Day 1 is black coffee or water, half a grapefruit, and a slice of toast with a tablespoon of peanut butter. Lunch is half a cup of tuna, another slice of toast, and another cup of black coffee (or tea or water).
If you’re looking for variety or foodie thrills, you won’t find them here.
Lunch on Day 2, for instance, is nothing but a cup of cottage cheese and some saltine crackers. Sauces, dressings, and even spices are off the list. If you have a sweet tooth, though, you’ll be happy to find vanilla ice cream on the menu each day.
Level of Effort: Low
The biggest effort you'll make on the diet may be stopping yourself from reaching for more food.
Limitations: The menu is what it is, with no room for varied palates or eating preferences, though some web sites say you can swap tuna for cottage cheese and vice versa.
Cooking and shopping: This diet is about as low-effort as it gets, short of having meals delivered to your door. Just about the only cooking involved is steaming the vegetables, unless you choose to eat them raw (either is an option).
Packaged foods or meals? No.
In-person meetings? No.
Exercise: It's frowned on because, as one web site puts it, “you will not be feeling very energetic" while you're on this diet.
Does It Allow for Dietary Restrictions or Preferences?
Vegetarians and vegans: This menu is not for vegetarians or vegans. It’s not low-salt, low-carb, or low-fat, either -- just low-calorie.

Gluten-free: This diet includes toast and crackers, which traditionally include gluten in the wheat. You could buy gluten-free versions if you chose to, but going gluten-free is not a feature of this diet.
What Else You Should Know
This diet was most likely not developed by nutrition experts. One web site that offers the diet includes this warning: “Neither the staff nor management of 3 Day Diets are experienced, licensed, or knowledgeable to judge or recommend the validity or safety of this diet. We do not necessarily endorse this diet and recommend that before trying this or any other diet to consult a physician or licensed medical practitioner. Use at your own risk.”
When judging any diet, including this one, keep in mind two key pieces of advice from the Academy of Nutrition and Dietetics: First, if a diet sounds too good to be true, it probably is. Second, if you can’t see yourself following the diet for the rest of your life, it’s not for you.
Costs: None beyond your shopping.
Support: None. This is a diet you do on your own.
What Dr. Melinda Ratini Says:
Does It Work?
You will likely lose weight on any diet if you eat less than 910 calories a day. But losing 10 pounds in 3 days is both unlikely and unhealthy. To lose just 1 pound of body fat, you need to reduce your daily calories by about 500 a day for a whole week. That’s giving up 3,500 calories over the course of 7 days. To lose 10 pounds in 3 days would mean decreasing your calorie intake by 35,000 calories in just 3 days! The Academy of Nutrition and Dietetics recommends a slow and steady weight loss of no more than 1/2 to 1 pound a week. Otherwise you are losing muscle and water, as well as weakening your bones. You also are much more likely to gain it all back.
Is It Good for Certain Conditions?
The 3 Day Diet is low calorie, but it certainly is not low-fat, low-salt, or low cholesterol, so it is not a healthy option for most people with certain medical conditions such as diabetes, hypertension, heart disease, and high cholesterol. If you are overweight, weight loss is key to managing these conditions. But it should be a healthy and sustainable weight loss that includes healthy nutrition and exercise.
The Final Word
The 3 Day Diet is a very low-calorie diet that uses simple foods that are low cost and easy to find and prepare. A short-term weight loss is likely. But that is where the good news ends.

Sports / Messi Scores Twice As Barca Progress Barcelona 5 -1 Lyon by chikayobi(m): 2:58am On Mar 14, 2019
[https://www.dailyworldtips.com/2019/03/messi-scores-twice-as-barca-progress.html]
Lionel Messi scored twice and set up two more as Barcelona reached the Champions League quarter-finals for a record 12th consecutive year with a last-16 win over Lyon.
Treble-chasing Barca, who drew 0-0 in the first leg, led when Messi chipped home a penalty.
Philippe Coutinho tapped into an empty net from Luis Suarez's unselfish pass before Lucas Tousart's volley gave Lyon hope.
Messi clinched the game with a run and finish before assisting late strikes from Gerard Pique and Ousmane Dembele.
Barcelona will discover their quarter-final and potential semi-final opponents on Friday at 11:00 GMT.
Manchester City, Manchester United, Liverpool, Tottenham, Juventus, Ajax and Porto are their potential rivals.
Masterclass from magical Messi
The night after his old rival Cristiano Ronaldo scored a hat-trick to help Juventus knock out Atletico Madrid, captain Messi put in a sensational performance of his own as Barca joined the last eight.
He was sublime right from the start as he had a shot saved in the fourth minute after a good Barca move.
He opened the scoring with a cheeky Panenka-style penalty after Jason Denayer clipped Suarez in the box.
Barca looked in control when their two former Liverpool players linked up for a second goal, Coutinho - who was booed by his own fans in Saturday's win over Rayo Vallecano - tapping home from Suarez's pass.
At that stage the La Liga leaders looked in control, but Tousart gave them a fright when he volleyed home after Sergio Busquets' poor headed clearance.


But Messi stepped up when his team needed him, running 30 yards and stepping inside two defenders - including sending Marcelo to the ground - before firing past substitute keeper Mathieu Gorgelin, who should have done better.
It was the 31st time he has scored at least two goals in a Champions League game. The Argentine is this season's joint top scorer on eight with eliminated Bayern Munich striker Robert Lewandowski.
At that stage they started to pull away and Messi charged forward from the halfway line before squaring it to centre-back Pique, who had come forward in open play looking for a goal, to slide in at the back post. visit site for more..[https://www.dailyworldtips.com/2019/03/messi-scores-twice-as-barca-progress.html]

Nairaland / General / Checkout The Best Lifting Shoes For Your Workouts/exercise by chikayobi(m): 1:29am On Mar 13, 2019
Lifting shoes are some of the most important parts of workouts and a lot of bodybuilder’s know this. They are so, because they are specifically designed with a lifter in mind.
You may have thought that lifting shoes are not necessary, thinking they don’t make much of a difference but if you do a bit of research, you will understand the benefits inherent in wearing them. A huge benefit is the ability to activate more muscle and recruit more fibers.
These shoes allow you to push through the floor much easier, which will allow you to produce more force during a lift. When you work out, especially during leg exercises you have to be driving through the heels. It is very hard to drive force through the heel in running shoes.
The sole does not support that. Lifting shoes can help you to feel sturdier during heavy squats, deadlifts and any other free compound lift. These shoes were not designed to be worn during cardio or for machine work.
The big question now is Hard sole, flat thin shoe, wrestling shoes or barefoot, which are ideal for lifting weights?

Nike Paleos
This is likely the best when it comes to support and comfort. They have got a hard sole which is ideal for anyone who trains with mostly free weights. They are also the most fashionable, as they come in a variety of colours and designs.

Adidas adiPower
These shoes also have a hard sole and come in a variety of colours. However they are lower to the ground. The heel is shorter but both still has the ability to provide comfort, while also allowing you to generate the force you need.

Converse All-Stars
The converse is cheap, simple and effective. These shoes get the job done and come in a variety of colours. They are very light and versatile; can be used during the whole workout as opposed to some options that should only be worn during big compound movements.
The Worst Lifting Shoes

Nike Free Runs
This shoe is designed to allow for a more comfortable run. It comes with plenty of cushion for the impact of running. The problem with it however, is that this shoe will cause uneven pressure when you try to push through your heels. The flexible bottom will allow your foot to wiggle, which will cause you to lose stability.

Air Jordans
As lovely as these sneakers are, they were designed for playing basketball. Just like the Nike free runs, these shoes won’t allow you to generate as much force as you could with a squat shoe.

Barefoot Shoes
A lot of people use these for lifting. These shoes will actually allow you to generate the amount of force you need, problem is these shoes have no protection for your feet.
If you happen to mistakenly drop a weight plate, there is no padding to absorb some of the impact. You can cause severe damage to your foot in the event of an accident.
Believe it or not, what you put on your feet can improve our performance. There are shoes for almost every sport. Most shoes are sports specific; the company designs the shoe around the type of athlete they are marketing too.

Politics / Gov. Ugwuanyi Declared Winner Of Enugu Governorship Election by chikayobi(m): 10:14pm On Mar 10, 2019
[https://www.dailyworldtips.com/2019/03/gov-ugwuanyi-declared-winner-of-enugu.html]
The Peoples Democratic Party (PDP) in Enugu State has won all the governorship poll in all the 17 local government areas of the state

The results which was announced at the State Collation Centre office of the Independent National Electoral Commission, INEC, in Enugu by Prof. Joseph Ahanekwu, the Vice Chancellor of the Nnamdi Azikiwe University, Awka, the State Collation Officer.
Naija News Learnt Prof Joseph gave total number of registered voters as 1,944,803, while the accredited voters stood at 478,241.
According to him, while the APC got...[https://www.dailyworldtips.com/2019/03/gov-ugwuanyi-declared-winner-of-enugu.html]

Politics / Nollywood’s Star Desmond Elliot Wins Re-election In Lagos by chikayobi(m): 12:14pm On Mar 10, 2019
[https://www.dailyworldtips.com/2019/03/nollywoods-star-desmond-elliot-wins-re.html]
The Independent National Electoral Commission (INEC) has declared Nollywood actor and candidate of the APC, Desmond Elliot, winner of the Surulere1 state Constituency election in Lagos State.
The State Constituency Returning Officer, Dr Bolajoko Dixon-Ogbechi made the declaration on Sunday, at the Surulere Local Government Collation Centre in Lagos.


She said that Elliot emerged winner with....[https://www.dailyworldtips.com/2019/03/nollywoods-star-desmond-elliot-wins-re.html]

Romance / Here's What Happens To Your Body When You Have An Orgasm by chikayobi(m): 10:23am On Mar 10, 2019

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