Apparently they are linked together.

Jesusbaby4lyf:

Thank you, I checked it out on X and realized the entire Africope job appears unreal

Dere was one micro business loan something too, dat scammed me of 1500 being payment for registration etc.

Kelklein:
If you go and check now, they would call themselves techpreneurs.. who charges job seekers 50k for 'transcript' submission. It's criminal to charge job seekers money for application. It amount to buying the job. The

They definitely want to cash out if they can get 1000 people to send that amount.. imagine that for a second. And funny enough they would get even more people than that.

They know this is a country where even your government would scam you. There was one FEAP.ng that was launched couple of months back, where they collected N500 from Nigerians through remita for so-called 'NIN verification'. Nobody called the government out on that.

Imagine for a second if 2million Nigerians applied for that which actually did, that's a coool N1 billion.

Nigerians have really suffered.

the school shd be able to contact someone transcript is being requested....also 19700 cant bring transcript out, too small. just sayin

mightyrock:


It is better to cancel arrangements of Transcript with your school. Your vital documents will be using online to do fraud. Go to AfriCOPE website, copy their address and search on google. You will clearly see they are professional scammers

SO what about Transcript Africa that receved money from me for transcript processing> They claim to work with Africope.

Enzo5:

Your websites are not opening and can you explain how it is a scam

Many are saying they are scammers. PLEASE DONT PROCEED to do anything with them.

Jesusbaby4lyf:
I recently learnt of Transcript Africa and I want to know more about them. Do they send you the softcopy of your transcript or they only forward it to whosoever needs it without sending you your copy?

Is it reliable?

They scammed me already. I paid N19,700

Tinamoore:
I came across this indept expository article about AFRICOPE on LinkedIn and thought to share the links here to save unsuspecting job seekers.
They have already given link for transcript vetting which comes at a few. Please don't fall for this scam.
Please read the part 1 and 2 thoroughly.

Africope - Another well-crafted scam?
https://www./africope-another-well-crafted-scam-isaiah-adeyanju--p4iff?utm_source=share&utm_medium=member_android&utm_campaign=share_via

AfriCOPE - A WELL-CRAFTED SCAM? - 2
https://www./africope-well-crafted-scam-2-isaiah-adeyanju--iwemf?utm_source=share&utm_medium=member_android&utm_campaign=share_via

Mods, please can this be moved to front page for wider view. During my days of job hunting, I always relied on Nairaland to check the authenticity of suspecting job adverts. I know a lot of job seekers still do same.

One fateful morning, Engineer Danky wakka enter construction site like every other day. E be senior man for the site, full of energy, and everybody sabi say him work no get rival. But for that same site, safety no be something to joke with. The HSE officer don talk tire, every day e dey hammer the matter say make everybody wear their safety gear, especially when dem dey work for height. Harness na life saver, e go talk, but Danky no dey too send.

---

Watch the video of wetin happen to Danky here:
https://www.youtube.com/watch?v=TiXPoZAMw_g?t=15 . Make sure say you sabi all the safety tips wey go fit save your life.

Danky be like person wey sabi too much. E don dey work for construction site for years, so e believe say e no need all these safety wahala. "Harness na for small boys," e go talk as e dey laugh. But that fateful day, wetin Danky no expect happen.

As Danky climb the scaffold, the wind begin blow small small. The whole team dey work, but Danky no wear him harness well. The belt dey loose for him body, and e no even bother to check am. Just as e stretch to reach one beam, na so e lose balance. E try hold something, but the scaffold too high, and before anybody fit shout, Danky don fall.

The fall no be small thing. E hit ground with force wey everybody around hear. Danky body scatter like wetin no good. People rush go meet am, but blood don full everywhere. E lie down there dey fight for him life, and e no fit talk. The people wey dey work for site just dey shake their head, tears dey their eyes. "If only e listen," dem dey talk for under breath.

Thank God say the paramedics reach there quick. Dem rush Danky go hospital, and after plenty treatment, dem manage save him life. But Danky no go ever forget wetin happen that day. The pain, the scars, the close shave with death—everything dey fresh for him memory. All because e no wear him harness properly.

The whole thing shake everybody for that site. People begin dey talk say safety no be small thing, and how Danky for don die because of small carelessness. The HSE officer sef no fit hold back tears as e tell the workers again say, "I don talk am before, but see wetin happen. Make una no play with una life o, safety first."

Abeg, my people, make una learn from wetin happen to Engineer Danky. Life no get duplicate, and one small mistake fit change everything. No play with safety, especially when you dey work for height.

No let another story like Danky own happen before you take action. Life precious pass any work wey you dey do.

Any need to define safety like dis? No ba? For construction site, safety no be only supervisor work; e concern everybody. Whether you be laborer, engineer, quantity surveyor, or project manager, you get role to play to make sure say everybody dey safe, especially when e reach matter of working at heights.

See beta video wey explain di mata wella

https://www.youtube.com/watch?v=TiXPoZAMw_g

Why Safety for Heights Matter
Work for heights no be small thing. E dey very risky, and one small mistake fit cause serious accident. When you dey work for height, you fit fall if you no take correct safety steps. That kind fall fit lead to injury wey fit make person no fit work again or even kpai. But if everybody follow the correct safety steps, we fit reduce this kain accidents.

Wetin You Go Do to Stay Safe for Heights
Wear Your Safety Gear and protective equipment Well-Well
Before you climb any ladder or scaffold, make sure say you wear your safety gear well. Helmet, harness, and safety boots na your best friend when you dey work for heights. No be fashion, na to save your life.

Check Your Tools and Equipment
Before you start work, make sure say the ladder, scaffold, or any equipment wey you wan use dey in correct shape. No manage damaged tools; if anything no correct, report am sharply make dem fix am.

No Carry Too Much Load
When you dey work for height, no carry load wey go make you lose balance. Carry wetin you fit handle well, and if the load too much, make you use rope or pulley to lift am up.

No Rush Work
Time na money, but life na everything. No rush work because you wan finish quick. Take your time, do am well, and make sure say you dey safe.

Chek weather wella
Rain and strong wind fit make working for height dangerous. If weather no dey good, no risk am. Better make you wait or find safer way to continue your work.

Try dey relate with ya colleague dem

No work alone when you dey for height. Make sure say you dey communicate with your team members, so that everybody dey aware of wetin dey happen.

finally,
Make una no forget, safety na everybody business. Make sure say you follow all these steps when you dey work for height. To learn more safety tips, abeg watch our YouTube video on safety and subscribe to our channel for more updates. Na so we go fit keep our construction sites safe for everybody.

if you dey find job for construction industri or you sabi persin wey dey find, visit our base for linkedin.
we full ground for Linkedin 👉 https:///SMSLINKEDIN

Justice Mohammed Madugu of the FCT High Court in Bwari, on Tuesday, dismissed a suit of trespass filed by a property developer, Cecil Osakwe.

The judge, in his ruling, maintained an earlier judgement by the Court of Appeal, on the same matter.

Madugu, gave the ruling following an application, filed by Osakwe’s counsel, Mr Christian Oti, seeking an order of perpetual injunction, restraining the defendant, Ms Asabe Waziri’s claim to a two-bedroom property in Abuja which she purchased from Abeh Signature Ltd promoted by the property developer.

The judge held that suit : no: FCT/CU/3261/2022 was dismissed for abuse of court process and that the court could not struggle for jurisdiction with the appellate court.

He held that the claimants, in their application, failed to provide the court with evidence in the affidavit of the motion and failed to show the source of information they provided before the court.

The judge also noted that the court, having examined the certified copy of an earlier judgement on the matter by the Court of Appeal, would lead to futility and a mere legal exercise that may jeopardise the reputation of the court.

He said: ” That Justice O.A.Othman of a FCT High Court, Apo, in a suit no: FCT/ CV/2435/ 2021 between Abeh Signature and Asabe Waziri declared the defendant an illegal owner of the said property.

” However, having examined the certified true copy of the judgment by the Court of Appeal no: CA/ABJ/CV/ 246/2022, as tendered by the 1st defendant’s counsel on May 27, 2022, It is evident that the defendant in this suit is the bonafide owner of the apartments.

” These are flats 3B and 3C, both being two-bedroom flats with boys quarters, situated at Abeh Signature Apartments in Maitama.

” The Court of Appeal pronounced the 1st defendant as the legal owner of the apartments and overturned the first order by O.A. Othman.

” Any further hearing on this suit would be futile and a mere legal exercise, therefore, this court should refrain from wasting its time on this matter,” the judge held.

The News Agency of Nigeria (NAN) reports that the appeal court strongly criticized Osakwe for unethical practices, stating that he attempted to profit twice from the sale of a property.

The court overturned a previous ruling by the FCT High Court, restoring ownership of the apartments in Abuja’s Maitama district to Ms. Asabe Waziri.

The appellate court rescinded the decision of Justice Othman Musa, which had returned the apartments to Abeh Signatures Ltd and its CEO, Osakwe.

The appellate court also faulted the trial judge for straying from the facts of the case, resulting in a miscarriage of justice.

Izu Simeon Debuts New EP "1 Billion Streams"

Lagos, Nigeria - Izu Simeon, a rising artist in the Nigerian music industry, is thrilled to announce the release of his debut EP, "1 Billion Streams." The EP, which dropped today, is a special piece of art that showcases Izu Simeon's unique talent and sound.

"I am beyond excited to share this EP with the world," said Izu Simeon. "I put my heart and soul into every song, and I hope that listeners can connect with the music and feel the same emotions that I did when creating it."

"1 Billion Streams" features six tracks, each showcasing Izu Simeon's versatility and range as an artist. The EP is available for streaming on all major platforms, including Spotify, Apple Music, and YouTube.

Fans of Izu Simeon's music can follow him on all social media platforms @izusimeon for updates on his music and upcoming shows.

"I want to thank my fans for their support and love thus far," added Izu Simeon. "We are winning together on this journey, and I can't wait for you to hear what I have in store next."

To stream "1 Billion Streams" and support Izu Simeon's music, click the link below:

⏩⏩ https://ffm.to/izusimeon1bs

Whatever you cannot control will eventually control you.

This is a wise saying and it is true of many things in the world of technology today. As with money, if you cannot control technology, technology will control you and eventually wreak havoc on your relationships; not only with friends but most importantly your significant other.

The issue of a partner’s social media behaviour is becoming increasingly worrisome for many couples. Such behaviour can create feelings of insecurity in a relationship that were not present before. As a matter of fact, when the issue is raised by either couple, the one who raises the issue is forced to shut up when the other partner’s reaction is not encouraging.

More here : https://techscoopsng.com/cheating-online-how-social-media-plays-a-major-role-in-breakups/

Tolulope Olulana

Ever visited a website only to be welcomed by an error notification indicating a server downtime? Today April 1, 2023, the website of one of the leading sports betting companies in Nigeria went offline and many punters nursed varied emotions from fear of loss of money to anger that they were unable to play games.

For a brand as reputable as SportyBet, many do not expect downtime. However, it is not uncommon to see even Google hit a snag at times. Are you a webmaster? Below are the 10 common causes of website crashes and how you can mitigate them.

More here >>>> https://techscoopsng.com/10-common-causes-of-website-crashes/

Become a certified massage therapist in just one month! Learn various massage techniques and therapy. Gain hands-on experience.
All for only 100k.

Start your journey towards a rewarding career

Send a chat via WhatsApp or call the number on flier to speak with a staff of Menorah Beauty Place, Adeniyi Jones, Ikeja

We deal in:
School uniforms
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Engineer and Construction workers overall

Call now +234 802 686 8424 or reach us via Facebook https://web.facebook.com/profile.php?id=100032106022110

If you want to buy, just send reply to this post. Fast payment, fast change of details and no scam zone!

This is 2023! There is room for improvement and a massive one at that. Do you want to harness your potentials and build capacity in order to increase your chances in your chosen career, here are important links to FREE UNICEF, World Bank, IMF and ILO online courses to take advantage of now. Time is of the essence and the best time to start building is now.

Procrastination is the thief of time.


Visit the link to any of the open learning resources that matches your desired short course of study:


https://techscoopsng.com/build-capacity-with-free-unicef-imf-ilo-online-courses-enroll-now/

Any leaking gas under pressure is a potential asphyxiation hazard and can be fatal to human beings like you. The air we breathe is made up of 21% oxygen, 78% nitrogen, and 1% mix of other gases. When another gas that is not oxygen is leaked into the atmosphere it will displace the oxygen, and reduce the overall oxygen content in the air.


https://techscoopsng.com/why-gas-cylinders-should-be-stored-outside-your-kitchen/

Happy New Year 2023 Wishes and Messages

Wishing you a Happy New Year, bursting with fulfilling and exciting opportunities. And remember, if opportunity doesn’t knock, build a door!
May the New Year bring you happiness, peace, and prosperity. Wishing you a joyous 2023!
It is time to forget the past and celebrate a new start. Happy New Year!

More here: https://techscoopsng.com/happy-new-year-2023-messages-to-send-to-loved-ones/

Loan sharks in Nigeria – time is up….

In the Nigeria of today, there’s a proliferation of mobile loan apps that are the toast of ‘borrowers’ who often times turn to debtors with no intention of paying back. While some do not pay back, some others who delay in the loan repayment within stipulated time are defamed and embarrassed.

https://techscoopsng.com/fintech-see-list-of-40-loan-apps-in-nigeria-to-be-probed-by-fg/

How to make money online without paying anything
1. Become a virtual assistant
If you have a knack for organizing and planning, becoming a virtual assistant is a great way to make extra cash online. A virtual assistant job involves doing various tasks like managing social media pages, replying to emails, and taking phone calls on behalf of a business.

With the number of solopreneurs increasing, virtual assistants are seeing a sharp increase in demand for their services. You can get started by applying to jobs on Upwork, Indeed, or Virtual Assistant Jobs. VAs make around $19.36 per hour on average, according to Indeed.com.

https://techscoopsng.com/how-to-make-money-online-without-paying-anything/

In an economy that is gasping for survival, it is only normal for cash-strapped individuals to seek financial relief from loan financing institutions in the country some of whom are actually the proverbial shylock who wants a pound of flesh and would not care whose ox is gored.

Who was Shylock in Merchant of Venice

Shylock was a relentless and revengeful moneylender in Shakespeare's Merchant of Venice play.

Loan sharks in Nigeria act like Shylock the moneylender who seeks revenge by all means when he lends you money.

In the sprawling city of Lagos, lives a man Jakob ( not real name ). Jakob was in need of a short  term loan to fill an urgent need. To do this, he searched online for loan companies in Nigeria, not finding anything exactly.

He decided to search for loan apps in Nigeria and so his journey started with Lumos Loan Company - a digital product of Tinni Investments  Limited.

The Genesis

The loan application process was quite long and tiring unlike loans  from other facilities that require only minimal documentation. This loan company will ask for your Father or Mother's phone number, a sibling's phone number  and even access to your phone contacts, location, calendar, camera and storage device in order to have you under their eventual control.

Jakob filled the form and applied for 9,000+ loan and after some many minutes, close to an hour  of waiting, his account was funded for a 7 day loan to pay back 12500.

Jakob was happy that he could quickly foot his bills and get on with life - little did he know  that the money was sent with so much attached to it.

From the day that the loan was financed till the day it was due for repayment, Lumos kept spamming Jakob with text messages reminding him of the loan and the benefits of early payment.

They obviously do not care about repeat customers - a bemused Jakob thought but ignored their messages.

However, the communication style from Lumos loan company took a new turn on the day the loan was due. Jakob started getting calls from random numbers which Truecaller identified as Aliyu, Usman Trk....etc.

As the calls were coming in, so were SMS and Whatsapp messages requesting that the loan should be repaid before 2pm or before  3pm or before 4pm. Jakob obviously angered by these numerous messages from debt recovery officers, responded to them that: since the loan was due that day and the day was not over, they should exercise patience and that he had no means to pay until evening of the same day but the impatient and unprofessional Lumos loan officer responded  in a rather uncouth way.

The response he got to his message is the crudest and the most unprofessional response anyone could get from a company.

The loan officer said: try to pay before noon. You can borrow from elsewhere and when you have borrowed, you can repay your loan with it and then borrow another 50,000 naira to pay back the other person you took a loan from.

Jakob said he had no means to repay and told them to wait till evening. After the conversation, Jakob was blocked on the two Whatsapp lines being used by staff members of the Lumos Loan company.




After about two hours, Jakob got a call from another  random number which Truecaller identified as Smart Naira.

Hello, a male voice was heard. This is from Lumos Loan. We are calling concerning your loan. We have been waiting for you to pay since morning but you didnt pay. Please pay today if not from tomorrow, we will start flagging your BVN and sending messages your contacts.

Jakob responded by saying 'sebi it is today that the loan expired and I said I will pay before the end of the day. The loan officer then said, okay please ensure you pay and send receipt of payment to Whatsapp. The bank to send the money to has been sent to you on Whatsapp, check it and he dropped the call.

Now a nervous Jakob swiftly contacted Thomas his friend for a quick loan to pay back the loan.

Gracefully, he got the loan to repay Lumos loan and sent the receipt to the Whatsapp number of the loan company. However by the time he sent the receipt, his number had been blocked by the loan company and so there was no way to receive the message

The official email and hotline of the Loan financing company was not functional.

Jakob for fear of being targeted by the nefarious activity of the loan company in carrying out their threats of defaming his character, he sent a message to the number Truecaller identified as 'Smart Naira' . Although he got no response, he knew that was all he needed to do. Moreso that the app had shown that he has paid even though it was not explicitly stated, however another loan was waiting for him to apply and that could not have been possible if one loan was due and yet to be repaid.

READ ALSO: How online loan sharks push borrowers into sorrow

This is the story of Jakob a borrower from Lumos Loan company in Nigeria. There are many other sad stories that others have shared from their ugly experiences with loan sharks in Nigeria.

These companies call to threaten with flagging of BVN and informing your contacts of the loan you were given, disgracing you and all that. They ought to allow the CBN do the job of loan retrieval since a person's BVN is the umbrella of all his bank accounts with financial institutions in the country.

Sometime ago Sokoloan - a loan shark in Nigeria was fined N10M by NITDA for privacy breach and defamation of character of customers.  A day to the repayment of your loan and they would call you with different phones lines threatening to disgrace you if you fail to pay up the loan.

So it is not Lumos loan company alone that is a shark but there are a number of others.

When your loan is past the due date even if it is by 24hrs, they go a step further by contacting your family members and ruining your personality in process.

The Exodus

Our fictitious character Jakob has now paid and can have peace of mind but he did not leave the app and delete it without giving the loan officer in charge a piece of his mind.

Blackmailing, and threatening defaulters continue

Sharing a message sent to a victim this week by one of the loan apps, a customer said she was being threatened by XCash because she is owing the platform even though she planned to pay her debt, Nairametrics reports

The message from the loan app read: “This will shock you today! We will almost immediately commence with analyzed and detailed messaging of all phone contacts fully granted and accessed during your registration with the loan App and link up with your social media handles with attachments of your registered emergency contacts, pictures taken during registration and taken from your social media platforms, National I.D Card, BVN asterisked against public denial and some family members pictures taken from social media. You were expected to comply with the policy agreement and fulfil all in concord, but you have decided to breach the contract and activate the punishment part of the contract which is signed with Nigeria Interpol as a FRAUD CASE.
Today is your last day!!! From XCash Management.”
Another loan app called LCredit, in a message to one of its defaulting customers, wrote: “Since all methods to get your payment has been voided, we have no other choice than to create awareness on social media notifying people about you by 1 PM today.”
Another loan app, GoCash, in a message sent to one of its defaulting customers wrote: “Get ready to be disgraced… with your picture by 12 PM. Your case is here at the legal department I will make sure you cry if you don’t pay the N40,360 you are owing by 12 PM today, mark my word.”

In many instances, the apps send defamatory messages to all contacts of the defaulters as the borrowers are coerced to grant their apps access to contacts in the course of registration.

What is government doing about Loan sharks in Nigeria

However, unlicensed lenders are the only ones who engage in this unhealthy behavior. Legitimate lenders with Central Bank of Nigeria (CBN) licenses take the formal route by informing the Credit Bureau about defaulters, who then blacklist the individuals' Bank Verification Numbers (BVNs) and prevent them from obtaining loans from any other financial institution in the nation.

The FCPC requested sometime in August 2022 that Google should take down loan apps Maxi Credit, Here4U, ChaCha, and SoftPay off the Playstore because they were engaging in unethical behavior and violating user privacy.

All of the apps have been taken down from the app store as of the time this report was filed.

However, there are hundreds of others who have carried on their operations without interruption such as Okash, Ucredit, Nownownow credit, Lumos now and a host of others.

According to a businessday Nigeria report, The Federal Competition and Consumer Protection Commission (FCCPC) has barred all financial technology companies from providing payment or transaction services to online money lenders known as 'loan sharks'.

In closing, if the government bars, it should also enforce. When laws are not enforced, crimes continue unabated.

Bonus:

Best Loan Apps in Nigeria ( Fintech industry)
Kuda app: For a loan of N50,000, you paid only  4500+ in 2 -3 months and they dont threaten you or defame your character, you only only repay interest with your loan and an overdue draft penalty
Gt Bank 737 loan same as Kuda app - with very little interest rate.

Others that are okay but with too high interest are Migos Loan, Quickteller cash loan and Fairmoney loan in nigeria



These companies blackmail and defame the characters of victims when loans expire
Read more here: https://techscoopsng.com/lumous-loan-app-review-loan-shark-in-nigeria/

Zenith Bank customers have for the umpteenth time lamented the poor service rendered by the financial institution especially during the Yuletide season. According to the users of Zenith bank app, the downtime of the app is high.

https://techscoopsng.com/again-zenith-bank-customers-lament-poor-service/

Yes, in less than 6 months you can migrate with your family as professional with eligible work visas granted you by the UK authority,

See detailed information here: https://techscoopsng.com/7-ways-to-migrate-to-uk-from-nigeria-as-a-tech-professional/

The managers of Portable's wikipedia profile might have goofed as the profile is set for deletion on condition given by the copy editors at Wiki

Read more - - https://techscoopsng.com/why-portables-wikipedia-account-may-be-deleted/

WhatsApp avatars are here as Mark Zuckerberg deemed fit. Although avatars aren’t new to social media users of Snapchat Bitmoji and other social apps, Avatars on WhatsApp is a new way of messaging on the Meta-owned real time messaging app.

When Mark revealed a new WhatsApp feature that will enhance the user experience, it caught us off guard.

https://techscoopsng.com/whatsapp-avatars-get-to-know-the-new-interaction-style/

WhatsApp avatars are here as Mark Zuckerberg deemed fit. Although avatars aren’t new to social media users of Snapchat Bitmoji and other social apps, Avatars on WhatsApp is a new way of messaging on the Meta-owned real time messaging app.

https://techscoopsng.com/whatsapp-avatars-get-to-know-the-new-interaction-style/

Geekzilla.tech Gaming news now is brought to you by Techscoops Nigeria. If you are a lover of PS Games for TV, Xbox games and others including Twitch gaming, you will find this piece interesting a savvy gamer online.

We really hope you already have the ideal present for Christmas. but if not, Primus says not to worry. To save them, the Mandalorian arrived. Find out more about it below.


https://techscoopsng.com/geekzilla-tech-gaming-news-now-dec-21-2022/

Tech bro, Tech sis, women in tech…silicon valley….bla bla bla these are fast becoming rife in the workplace these days especially because the ecosystem is ever evolving and no one, including you reading this piece of content, wants to be left behind.

If you want to stay ahead in the game and remain relevant in the highly competitive job market, it is best to seek knowledge in and outside your field of specialization.
https://techscoopsng.com/best-in-demand-tech-skills-for-2023/

Popular American-Nigeria singer, writer and producer, David Adeleke popularly known as Davido has dropped an album hint using a CD ( disc ) emoji via his official Twitter handle @davido.
https://techscoopsng.com/breaking-davido-drops-album-hint-for-march-2023/