UnproudLife:
So it happened that at this certain time, I was running a lucrative business that had so much cashflow., to the tune of about 2-4m monthly and I married my long-time girlfriend whom I disvirgined and had been dating for 7 years.

The moment we married and started the family journey, I tried making conversations about having a core family standard that would make harmony stand the test of time. Note that I am a man who is disciplined and goal-oriented. So first I approached my wife with a conversation on how to both make meaningful contributions in getting the family from point A to B at all times, to be more detailed, one of the conversations we had was about our finances because I also mentored her in the same business and she was raking in cash as well and was profitable.

I asked her that we make it a habit of both of us making contributions, having a certain joint account where we drop in cash from a certain amount we make sure we get paid monthly from our businesses. This was because while I was a reasonable spender who knows that if I go broke nobody got my back in the whole wide world. I'm the kinda person who when I spend, let's say for example, 200k just knows I'm worth times 30 of that but even with that I didn't have a concrete structure in business, I just spend money or do things as though my business was an extension of me, which the same was my wife's as well. And this was the reason I wanted us to make the conversation and also do things together. So I told her when we get paid monthly from our businesses we send a certain percentage of it to a joint account to run the family and if I was doing let's say 70k she should do like 30k because, with all honesty, I valued her business at if not half of mine or slightly above it was close at the time. And this was immediately we got married oh.

I was met with strong refusal, as she told me I married her and it was my duty to cater for everything, but as a patient person that I am in not making my judgement rashly I kept trying to convince her. I did till when it dawned on me that we was stern with her objection. And then this created in me a sense of deep selfishness from my wife and also note that I wasn't ever nosey about her income and even though I had a way to access her accounts to monitor Everything I wasn't interested and I was being the sole provider in the family while I watched my wife spend her money how she liked, making decisions that should involve me with her sister and calling some things to surprise me, and I don't mean it negatively.

It happened that i started a project in building a house 3years before we married which I'd credit to her sisters's advice and by the time we married we were already done with the roofing, remaining plastering and the rest. We were living at a very moderate house in town but had this project at a suburb in lagos which we all know that as a lagosian is still Lagos but only that the area would be less expensive. So at a time we were planning moving to a better apartment in town when her sister and her friend advised we pour money in completing our own place to move in. After much convincing I agreed and God blessed the most during this period in business so I had a dream house kind of finishing to the interior and we moved in.

During this time we were managing living at our business place because I was still accommodating her in my business space and we lived there and went home ones or twice in 2 weeks as it was easier with my driving. We then had a certain disagreement that made my wife without my agreement move her business and everything to that house and the area sighting her sister advicing it be done. I winked at it for peace to reign and because I wasn't a fool. Sorry without having to correct what I typed up there, this was the real account of what happened. When we had our first child she moved directly there and I went home weekends while running both businesses with me just directing her staffs and guiding them with discipline. We all know when you leave business for strangers it's OYO but all that doesn't mean I was also having access to her money, the money went to her while I managed the business.

This also was playing out while we dated and got married in how she never likes making any expenditure in even the cost of executing her jobs, and she would rather blackmail which I don't buy and because at those times I stick to mindset in business she'd rebel and take rash decision that would later backfire. So that was how she came one day and moved her everything to the area where we built saying her sister advised it.

I was a faithful man, a born again personality who ever since I gave my life to Christ about 5years to our marriage I stopped having fornication even with her or anyone and till that point in the marriage. So as she had moved, ye little things I knew in her business started diminishing while I was running the family financially. But this lady was always making me feel less than a man because she was so so not submissive even though I married her with the us being both core Christians and born again where she was even more fired up than me so we all knew submissiveness was the watchword but she wouldn't sub to it at this point and when I was home she'd make life miserable for me shouting in an area that the voice travels far, insult my life telling me that she regretted marrying me because I was a person who just wouldn't budge and I used to say I don't "think" as in the thinking that leads to depression and I guess this was why she wasn't having it. I always found ways to channel my thoughts to things positive that gets me going and even forgiving her on time while she sometimes take days to stop keeping malice.

This lady graduated to the aspect of telling me she stooped so low marrying me and I could go out and meet other ladies that she wouldn't even give a damn, and this went on for a long time. Without exaggeration, I myself was someone that in her words she feel for initially because of my looks although I was 5"7 and she like 5"6 in height which isn't that short for a man. I knew how young in thought and look I was when I start taking care of myself and dressing nice again and without a doubt an handsome man, so it got to a point I said to myself I've had enough. At this time I was already lusting at my spec in ladies out there in which I married her like but she refused to remain at. I brushed off and even while being in my early 30s I had several ladies saying I looked 23-26 in age and I started meeting ladies and having affairs with multiple through platforms and it was mind-blowing to me because they were telling me I looked better in person even though the profile pictures I had were compelling themselves. So I had several young ladies wishing we were dating for real but u didn't want that and wouldn't lie to get them laid with promises but the only lie I told was that I wasn't married neither with kids which some weren't even suspecting not to talk of asking such. But something was just not clicking with the way guys if this age behave when I relate with them and this is when we have more deeper relations and then they start sensing the nature of responsibility which makes them ask if I was married.

So at this point I said to myself, I was separated from my wife and I told her in several occasions because I wasn't going home as often as before she noticed all the changes in my looks but cared less. I was so far gone in having other ladies that I didn't even know what could ever make me wanna get back with her again. But in all these I was still a man who doesn't believe in divorce, which is what I always tell her made her misbehave. Then lemme note this. I was so far gone playing churchy Al these years I never knew the age had turned around and ladies were now so much for sale, I could remember hearing the word hookup for the first time 2 years ago when I had started contemplating cheating and I turned so many girls down on those platforms when I understood what hookup meant. I mostly kept them friends online for whining and all and I went off without meeting anyone until last year, that same last year by almost the middle of the year I had my first encounter with a lady who was almost begging I had s*X with her right in my car as the car was tinted at the back, and this was while being friends. I refused and explained I had never done it before. But a month later I started getting in the act until miraculously this year at mid year I had been longing for a change in lifestyle when I got the gift of repentance right in church and I just at this moment didn't care what my wife had ever done to me, I just forgave her in my heart, asked for forgiveness from God. Then it has been happening lately by then that she had been begging me and her sister was saying she in the person of my wife was already fed up and wanted to beg back in good terms with me but you know basking in the love of flesh I wasn't into it and knowing she was the kind that goes back to her vomit. But at this point I determined to make her come where I was and then we reconcile. But shortly after I did restitution with her and told her all I had done and what she made be go into but to my surprise she was so disappointed crying and telling me all sorts which was surprising to me because I expected this woman should have already seen the writing on the wall because I don't know how to pretend at all but she said she never suspected that she knew I was a Christian. Although I played a clean game but was was obvious was the fact that I changed in looks and all and shouldn't that be glaring. And now she only sober occasionally when the thoughts kicks in

My main problem now is that, while my first child is a copy of me, I started seeing the looks of my sister in law's last born in my last kid, which my mum has vaguely noted and I seconded. We can't even nurture the thought as we just said it. But personally each day I now stay with the kid I keep looking the semblance and thinking what if my bro in law which is my sister in law's hobby fathered this child. You see that would have out the child conception at about 3 months before I ever started having affairs outside marriage. I just wish to know what you guys think because I haven't even been able to ask any question relating to that as my wife just seem to off to ever fall into such.

Please ignore any typo as it was long and I'm trying to get by with a new course and it'll be hard to go through what I've written again. Pardon me

I'm kinda in the position where you are except for the DNA ish. You can reach out if you'd like to.

What i do most times is just look the other way and focus on myself and my children. See her as one of the very many faces that would come so close to your life and not the (one)/last.

Reach out.

Insurance has become expensive but jolly well worths it if you understand its true concept. It doesn’t just work the way we think in this part of the world where you are given choices of third party because you don’t want to run fowl of the law against motor users. In the actual sense, insurance is meant to be comprehensive (excess buy back inclusive) but because insurance companies are trying to retain their market, they come up with the third party insurance cover for people who can’t afford the actual comprehensive cover. Now why won’t the bus driver Rafiu or Uche who struggled to pay 700k for golf 3 Naija used vehicle say insurance is a scam when he paid 5k for third party and can’t claim payoffs in the eventuality of a accident involving his vehicle because his own vehicle is not insured at the slightest. But I doubt Celestine, Mr. James, Ms Ronke and Bro Ahmed would not mind paying that hefty 15% of the total cost of their vehicle(56million) for a full comprehensive cover because they understand that either theft of the car, total right off, partial accident, flooding, fire, either by mistake or act of God or carelessness, would result in the cost (total cost + associated costs) of replacing the affected part of insured vehicle and the other vehicle and or (persons hospital bill , towing cost, agberos money, etc) affected by the insured vehicle is reimbursed in full. Oh they would also replace the vehicle in the event that the insured is a total loss. That one you won’t get the total amount except for taxes. But you’re sure of 90% after tax.

I am a living witness.

chadrain:


It is the ECU.

Kashif:


Yes, TCM (brain box) can cause problems for transmission, but you need to be sure it is the culprit before replacement. In your case, the possibility is remote. Scan vehicle. Check MAF, TPS, VSS, etc. Might even be low atf or plugged filter.

Because some RAV4s have TCM issues does not mean all their transmission issues. That notorious wahala is in the 1 and 2 bind, which toasts the direct clutch.

I also have this issue. At first I noticed my Camry 2006 (4Plug) won't shift properly without a small jerk which is un-noticeable. The last time I changed their gear oil was around May 2020 and I decided to change the oil (last week in September, 2022) when I noticed that the frequency of the jerk is becoming noticeable. This morning, it started normally and I have made at least 17 miles when I realized it wont shift normally again.. it would rev up and then with a big jerk shift to the next gear. although I am suspecting the ECU but need to be sure.

A quick background, sometime in December, 2021the vehicle suddenly stopped working. It would start up then go off if I attempt to move it. I was told it was fuel pump, then it was nozzle, then it was coil, then it was ultimately brainbox.(all which I changed). ever since I changed the brainbox, it works and normal but then the jerk started. Prior to December, 2021, the ABS suddenly started smoking and got burnt but didn't affect any other component in the car based on fast intervention. While replacing the ABS, the first one that was brought, the speedometer wont move at all while the vehicle is in motion. It was changed and then everything was working again. Then December 2021 happened.

Observation: the check engine light comes on and goes off at will. I've been using the mini OBDII scanner which is connected to my phone's Bluetooth to scan it and the errors I get are Cynlinder 2 Misfire and O2 Sensor.

Please what is your expert advice.

@cardoctor @MrChilaka

siofra:
Why do they pretend like they don't like false lashes on ladies?

Ever since I fixed it on Saturday, I've not been able to rest.

I get at least 10 toasters a day.

But online all of them pretend to hate it. Why

Anything you add to yourself that isn’t normally there, lashes, piercing, eye shadow, lipgloss or lipstick, jewelry is all called highlights and would always make you standout of the norm.

GAZZUZZ:


parts are scarce, never drive through 2inches of water or risk damaging the electronically assisted power steering.

Boss GAZZUZZ of Life. Good Morning oo.

I am in the process of servicing my toyota camry 2006 (4 Cylinder, 2.4L engine) which i bought in february, 2020. I have not carried out a service before i started using but i feel the need to do so immediately being that i have started smelling that awful smoke smell while the car is on. Also i notice that it take a little more than 2 seconds after igniting the car before it starts (although im attributing that to the security feature of the car (my own opinion though and i might be right or wrong)). Now i want to have it serviced for the first time in my possession but dont know which engine oil grade i should use. I currently dont have the financial muscle to get the Mobil 1 engine oil i hear almost every one recommend still i would love your recommendation for a good quality engine oil for my car.

P.S recommendation is also needed for Transmission fluid and Brake oil fluid.

Thank you.

Cc: Othe Gurus in the house.

blackjack21:
I will be as simple as possible.

So me and this girl is dating and she needs a job. She's stylishly asking me to help get her a job where I work, the asking is starting to turn into nagging.
I admire and respect that she wants to work and earn, that's one thing I'll always love in any woman. But the idea of working is the Same company as me is just not comfortable with me, because, I don't date colleagues.
It's one rule I cannot scrap in my life.
No office Romance.

The trick here is I've already said 'Yes' because I thought she was joking, now it turns out she's serious, I. Don't like being pushed into a corner.

What to-do?

Proper corporate policy doesn't allow couples to work in the same environment. Probably you have blabbed about your salary package and wouldnt want scraps of what you get every time she asks.
I will tell you a few things that would happen if and when she gets in;
1. She would act as though you guys are just friends or don't know yourselves and then find someone who ranks higher than you to be with or plan your exit (worst case scenario)
2. The moment she gets in and you guys decide to tie the knot(proper) both of you would be served with documents containing your staff handbook, operational policy (extracts about office affairs called amorous relationship) and then the conclusion would be that either or both of you tender your resignations.
3. Except you are the overall boss, you would lose respect from your colleagues and staff members.

Professional and educated suggestion (Don't do it) if she really wants to do something for herself, then fix her up somewhere else using your contacts. My 1 kobo

...

Please run your stats again on the bold and give a feedback. Your assumptions are either wrong or you didn’t do due deligence in pulling your fact from records.

Xisnin:


If you believe the bold, you are either jobless or clueless.
[b]Less than 0.1% of the world's population follow the GOT serie[/b]s.

Other pictures.... As posted by Tolu Ogunlesi

Just as gotten from

https://twitter.com/toluogunlesi/status/1108754687250124800?s=12

This is a thread about Bills sent to the President by NASS, for assent. Recall that just yesterday PMB declined assent to five Bills. With reasons, of course, per usual.

We have a problem, people, and I’ll explain why. Hopefully the 9th NASS (incoming) can help.

The reasons for the withholding of Presidential Assent tend to be similar. I’ll highlight the common ones:

One is that a good number of these bills tend to be rent-seeking in nature. They seek to carve out a special ‘Fund’ for the exclusive benefit of an Agency.

So, 1% here, 2% there, 0.5% there, too many Bills have clauses that are designed to corner some money. 1% of total tax paid on the Oxygen in the atmosphere, for an Oxgyen Development Fund that will be managed by the Nigerian Atmospheric Management Commission. You get the drift.

Some of the Taxes/Levies are new, others are meant to be taken from existing Taxes/Levies, like VAT. Problematic. For example the Nigerian Film Commission Bill sought to take 5% of all VAT on “all film related activities”, for a “National Film Development Fund.”

A Nat. Film Devpt Fund is of course a great idea, but there’s a constitutional problem that comes up when you try to corner a portion of VAT for it. VAT does not belong exclusively to FG; States & LGAs take the bulk of it. So how do you justify using it to fund a Federal Agency?

Another issue with the NFC Bill, & which the President explained in his letter to NASS, is that it sought to take from TV license money generated by the National Broadcasting Commission (NBC), & allocate it to the new Film Commission. In contravention of the Act establishing NBC

Which leads to another major reason for the withholding of Presidential Assent: Bill conflicting with OR duplicating existing legislation. That is, a Bill gets passed that contains provisions that contradict or duplicate provisions of one or more existing Acts.

One of the Bills the President declined to assent to yesterday is the Chartered Institute of Pension Practitioners Bill. The Institute is similar to and duplicates the objectives of the Certified Pension Institute of Nigeria (CPIN). Pres highlighted this in his Letter to NASS.

Another major reason for the withholding of Presidential Assent is the quality of the drafting of some of these Bills. Poorly/clumsily worded, containing internal contradictions, lending self to confusing interpretation. At least one of the Bills declined yest had this problem.

Some of the versions of the declined Electoral Bill had this problem. Drafting issues. Which makes one wonder - surely NASS have the Budget to produce high(er) quality drafts of Bills. Surely. It’s a shame when a Bill has to be declined because it was poorly/clumsily worded.

Two things to note:

1. The President can only consider the versions sent to him, as sent. He cannot make any amendments or corrections on behalf of NASS. Can’t even remove a comma or add a full stop.

2. Bills declined are returned with explanation. It’s a documented process.

Many of the declined Bills of course combine elements of the various challenges listed above

The one I find most intriguing is the ‘rent seeking’ element. Agencies get NASS to add a clause that guarantees them a percentage of a Tax/Levy or existing Fund. Sweetest thing ever, lol

Problem is someone has to foot the Bill (apologies for the pun). The money has to come from somewhere: the private sector, elsewhere in the public sector, or citizens somehow have to pay for it. It’s predatory behavior, let’s be honest. Effortlessly Cornering other people’s sweat

We must have these conversations, about how Government works and how decisions get made. And there’s a massive education gap in here - the media and CSOs have an important mediating role here, letting Nigerians know the implication of assenting to or declining these Bills.

And of course by shining light on the Bill-making process, we can hopefully discourage ‘rentseeking’ clauses from being baked into them. We can also hopefully prevent duplication/overlap. The time & energy spent working on producing defective Bills must be seen a a needless COST.

Let nobody be tempted tomorrow to introduce a Chartered Institute of Social Media Overlords (CISMO) Bill, to be funded by a ‘small’ Levy of 0.5% of all Telco Data revenues, and 0.25% of the Universal Service Provision Fund.

One of the more egregious instances: 2016/17, NASS (Senate and HOR) swiftly passed one particularly weird Bill, which sought to convert someone’s personal NGO, into a Government paramilitary organization, with Govt funding etc.

PMB wasted no time declining Assent.

Meanwhile, instead of focusing on the real issues behind the rejections, this is how our papers decided to spin the story: Rejected Bills now 26 bla bla bla. Haven’t seen any in-depth exploration of the reasons adduced for the rejections, and of the Bill-making process generally

Picture 1.......

We can’t talk about rejected Bills without talking about the ones that have been signed into law. A couple of landmark ones. Let’s start w the Constitutional Amendment Bills:

1/Not Too Young To Run Bill
2/Bill granting financial autonomy to State Houses of Assembly & Judiciaries

3. The Nigeria Centre for Disease Control and Prevention (Establishment Act) 2018. Signed into law Nov 2018. Very significant because it gives long overdue legal backing to @NCDCgov - which was established in 2011 and for 7 years had no Establishment Act. (Yes you heard right).

4. Another landmark Bill the President has assented to is the Federal Competition and Consumer Protection Act, 2019 (FCCPA), on January 30, 2019. For the first time in Nigeria’s history we have unified and comprehensive Competition legislation. See #ALevelPlayingField for more.

5. In January 2019 PMB signed into Law the Discrimination Against Persons with Disabilities (Prohibition) Act, 2018. Another very significant piece of legislation:

Picture 2.....

Kudos to @nassnigeria for passing these Bills the President has assented to.

There are a number of other important Bills requiring swift conclusion:

- Amendment of the Deep Offshore & Inland Basins PSC Act

- Repeal and Re-Enactment of the Companies & Allied Matters Act (CAMA)


A few people have asked about the Petroleum Industry Governance Bill (PIGB), from which PMB withheld assent in 2018. One reason was that the draft Bill allocated an unjustifiable amount of funding to the new Petroleum Regulatory Commission (PRC), and PEF

Picture 3....


See Section 26 SubS 3 of the declined Bill:

It allocated to the NPRC a whopping “10% of the revenue generated by the Commission for the Govt of the Federation.”

That’s coming from oil monies that should be shared by the 3 tiers of Govt o. For the new Commission to spend.

Picture4 ......

Here’s one Bill @nassnigeria should be expediting work on passing before May 2019 (I believe it’s an Executive Bill, which means it’s originating from the Executive arm of the Federal Government): The Deep Offshore and Inland Basin Production Sharing Contracts Act, 1993

Failure to pass this Bill has cost Nigeria Billions of dollars in unearned oil revenues over the years - one estimate says $21 billion, and up to $2bn annually. Here’s what’s at stake:

This is Section 16 of the Deep Offshore Act (promulgated 1993, amended 1999)

It says that if oil exceeds $20/barrel, the revenue sharing formula under the PSCs will be adjusted in favour of @AsoRock.

Therein lies the wahala. It’s never been done, and oil has been >$20 forever

Picture 5....

Keep in mind that when the Act was promulgated in 1992/1993, oil prices were sub-$20 per barrel.

Here’s Minister of State Petroleum speaking on the matter, in 2017, just after he got FEC approval to commence amendment of the Act:

Picture6......

I’m told that the Amended Act has been with NASS since mid-2018. It went through first reading in the HoR on June 7, 2018, as an Executive Bill nass.gov.ng/document/downl…

It’s such an important (and in my opinion unambiguous) Bill that it should be passed ASAP.

Picture 7......

Here we go: The Deep Offshore Act I tweeted about yesterday.

Picture 8.....

Okay so among the Bills most recently declined by the President (Letters read out in @NGRSenate today) are:

- Ajaokuta Steel Company Completion Fund (this one was meant to mandate @AsoRock to take $1bn from ECA to Fund Ajaokuta project)

- National Housing Fund Bill, 2018.


This is to create awareness about those we put in the NASS.

kingdavidyakson:


& OV 1.5

Half Time Draw

4koff:


Na you get the money when people want win? that you want to collect money from them?

Bros 4koff abeg carry your tips go another fresh thread.. Jeffkenedy is our main supplier here. No pour sand for our cheap garri abeg.

You hear.. Abeg 4koff

davillian:
There are some mistake you should not make.
4.8 is far from 1m
Dumb mofo

[b][/b]if anyone be dumb, it should be you. Wonder how you passed through school without bagging result from the rear.. Poster said he erroneously sent 1m naira.(in hi mind, he had selected the right beneficiary but hi finger must have chosen another contact without confirming it beneficiary was right or wrong) It can happen to anyone.. That's different from the 4800 he sent initially and you're here derogating him. Shame on you. Big and Strong advice to poster and everyone, it takes you just a few seconds to go through all you've done than spending days,weeks even months correcting one simple mistake.

ifybaby555:




i have not received any response from you yet.

whatsapp number 07061842979

We need to talk asap

When Davido said this in his music track, I actually was finding it hard to believe. But when I stumbled on this, mehn I know how true it can be.


Photo speak.

N.B: I did not say Davido is banking on this oo..

buster:
i make money by teaching courses online and you can make good money. the materials need to teach these courses are available both videos and ebooks, so its not necessarily you are an expert at the courses. You only invest with a good internet connection, microphone and headset. If you interested you can link me lets talk better

Asking if im interested is an unerstatement.. i am over interested... how do i link you na... gimme your digits let me buzz you.

ifybaby555:
i'm actively involved in various online biz that yield multiple streams of income every month. I earn as much as 50k extra apart from my salary.

Any one intrested can quote me & i'll link you up.

i am really interested.. how do we go about this.

luckize:
I have a swift mifi unlocked 4 sale

How much is it? and where are you located

Ekemyx:

yes i have repaired mine..call engr.jerry on 08035268792

Like how much did he charge you. I'd like to know. Thank you

Afamdman:
As I read this am shedding tears. You are a man and it takes a man who has been in ur shoes to understand what you are going through. My brother it is well. I was where u you are this time last year, but today its a different story.what I did was simple I learnt about gratitude.
Every day do this sit down and write 10 things you are grateful for, and in the night before you sleep think about something good that happened in the day and be grateful for it. This might sound stupid but it helped me and God began to bless me, because I was grateful for all he has been doing for me, he did more. If you can send your email I'll send u a PDF copy of the book I read with its instructions, its a 28 days gratitude book, I can assure that by the end of the 28 days you will see visible change in everything in your life. Your wife is well, your children will grow up and be well educated you will live the life of your dreams to the fullest it is well with you.

please my email is. d.Oshin@yahoo.com. I will love a copy of that PDF file you spoke about for gratitude.. thank you