Kobojunkie:
...

Na you know wetin day make you para.
You're talking out of point.. Back to the topic.. I didn't say I'm poor to the extent I can't raise a kid. I didn't mention the number of kids I want to have. For me I can take care of at least a family of two.. If I have a perfect family house I would go straight and marry. Marrying and raising a family early has always been my greatest wish in life more than anything. I believe you have yours too.

Kobojunkie:
Building a house is not easy in this economy but you think raising kids is?

And many here like to hate on me for declaring Nigerian parents as some of the worst in the world.

Building project can wipe like 5million you made in 2years at once but if you use it to take care of your family ,it can sustain you for a long time while you still replace some part of it from your day to day business.

Kobojunkie:
Building a house is not easy in this economy but you think raising kids is?

And many here like to hate on me for declaring Nigerian parents as some of the worst in the world.

Nigerian parents are not the worst in the world. The condition and hardship in this country has shaped everyone to survival mode. They're trying their best.. You can't say the same for most wealthy parents ,they takes care of their children very well.

I wish to have kids at early age. I have my own business,If I decide to marry right now now I can take care of the family alone but I have important things I want to do like building my own house.. We don't have a family house in my village. Building house is not easy especially in this present economy. If I can continue with the current pace in my business right now without problem, I can build the house in next 3 to 5 years.
I know I'm still young but when I see people who started family very early I wish I could do the same but I don't want to start what I cannot finish. I know marriage is not easy and requires maturity from both parties.. For me, I'm 28 but I can say I'm more matured than average.. I'm not making mouth 😊.. Age is not a measurement for maturity. I just can't get off the thought of having my own kid before 30 😢

Did you marry before 30? What was your experience ?Where you financially stable? What's your advice?
I wish this can be moved to front page 🙏

Libertyquezt:
I wont discourage you to do something else. But I will advice you to look before you leap.


Good luck!

Even to find legit land to buy these days hard.. What's happening these day weak me. You'll buy land if you don't start building project on it immediately, they'll sell it to another person. I have heard many stories that scares me

Anne85chowdhury:
It's great that you've managed to save a substantial amount of money, and it's understandable that you want to make wise decisions with it. Considering your concerns about investments and previous experiences with crypto, here are a few suggestions:

Diversify Investments:
Consider a diversified investment portfolio. Look into options like mutual funds, stocks, or bonds. Diversification can help spread risk.

Real Estate:
Since you mentioned a desire to build a house, real estate could be an option. Research property markets and explore opportunities that align with your financial goals.

Fixed-Term Investments:
Explore fixed-term investments with guaranteed returns. This can provide a more stable option compared to some riskier ventures.

Financial Advisor:
Consult with a financial advisor. They can provide personalized advice based on your financial situation, goals, and risk tolerance.

Education or Skill Enhancement:
Invest in yourself. Consider furthering your education or acquiring new skills that could enhance your career prospects and income potential.

Emergency Fund:
Ensure you have an emergency fund set aside. Having a safety net can provide peace of mind in case of unexpected expenses.

Consult Friends or Family:
Discuss your thoughts with trusted friends or family members. They may offer valuable insights or share their experiences.

Remember, it's essential to carefully assess any investment opportunity and ensure it aligns with your financial goals and risk tolerance. Seeking professional advice can provide valuable guidance tailored to your specific situation.

You be AI?😁

I used to work.. Where I used to work they paid for accommodation and feeding for like 6years. Within the 6years I have saved like 8 million naira. The work crashed.. I have set up a business which does not require more than 2million to start and maintain .. I'm comfortable with it.. For like 1year now I have had like 6million+ in my second account I have not touched. I don't know what to invest in and I'm afraid of loosing the money on wrong investment..
I'm now regretting not buying usdt when it was 700 naira.. I have lost a lot to crypto in the past so I have decided to have nothing to do with it again in my life. The decision still remains and that's the final ...

So now I know it's stupid to keep such amount of money in the bank without investment especially in this our unstable economy. I have thought everything possible and safe to invest in..

I'm 28years old and I live alone.. Na my whole saving be this and I don't want to loose it 😪😪. I wish I can build house with it 😫. I don't want to marry abeg.
Please drop advice for me and don't tell me to dm you. Thank you