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Africa-focused payment startup PalmPay has launched in Nigeria after raising a $40 million seed round led by Chinese mobile-phone maker Transsion. The investment came via Transsion’s Tecno subsidiary, with participation from China’s NetEase and wireless comms hardware firm Mediatek — a Transsion spokesperson confirmed to TechCrunch. PalmPay had piloted its mobile fintech offering in Nigeria since July, before going live today at a launch in Lagos. The startup aims to become Africa’s largest financial services platform, according to a statement. As part of the investment, PalmPay enters a strategic partnership with mobile brands Tecno, Infinix and Itel that includes pre-installation of the startup’s app on 20 million phones in 2020. The U.K.-headquartered venture — that was also founded with Chinese seed investment — offers a package of mobile-based financial services, including no-fee payment options, bill pay, rewards programs and discounted airtime. In Nigeria, PalmPay will offer 10% cash back on airtime purchases and bank transfer rates as low as 10 Naira ($.02). In addition to Nigeria, PalmPay will use the $40 million seed funding to grow its financial services business in Ghana. The payments startup has plans to expand to additional countries in 2020, PalmPay CEO Greg Reeve told TechCrunch on a call. Download the app and use 19966H as invitation code to get up to 300 naira free PalmPay received its approval from the Nigerian Central Bank as a licensed mobile money operator in July. During its pilot phase, the payments venture registered 100,000 users and processed 1 million transactions, according to a company spokesperson. With its payments focus, the startup enters Africa’s most promising digital sector, but also one that has become notably competitive and crowded — particularly in the continent’s largest economy and most populous nation of Nigeria. register and login to PalmPay to earn new user rewards https://h5.palmpay.app/#/sign/sign-up?invitQrCode=19966H&code=0234&scene=PalmPay&channelName=referrer-normal-invitation
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Chinese investment leading Most Recharge and get paid company in Nigeria. .. How do you announce your presence in a crowded and noisy room? You make a loud entrance. It could be trumpets, red carpet, make a scene with a large entourage, or you announce a $40 million funding round. That’s what Transsion-backed PalmPay did late last year. As the fintech app exited beta stage, it made a splashy entrance into the Nigerian payments industry by announcing the incredible seed funding round. In the highly contested fintech space, such announcements are important. But beyond funding noise, very few understood what PalmPay is or what problem it is trying to solve. What is PalmPay? Launched in 2019, PalmPay is a mobile payments platform that offers a number of financial services. On the most basic level, it allows users to send and receive money through their smartphones into their PalmPay wallets or regular bank accounts. Peer to peer transactions by PalmPay users is free, while bank transfers to cost ₦10. The platform also supports bill payments, airtime purchases as well as movie and event ticket sales. Click the link below to join the PalmPay community Hello, FITZCHRISTIAN just received N 30000 Awoof Moni! Here's up to N100 Awoof Moni for you too! Claim it and spend now: https://palmpay.page/HoY3 Chinese-owned PalmPay wants to grow aggressively in Nigeria in 2020 The app was first released in September 2018, according to information on Google Play. But a pilot phase was launched in July 2019 after the company secured a mobile money operator licence from the Central Bank of Nigeria (CBN). It officially became available to Nigerian users in November 2019. The company raised $40 million seed funding in November 2019. The round was led by Tecno, a subsidiary of Chinese phone maker, Transsion Holdings. Two Asian behemoths, NetEase (China) and MediaTek (Taiwan) also participated in the round. The PalmPay service is available in Nigeria and Ghana. It has plans to expand to two more African countries by the end of 2020. Using mobile money to solve financial inclusion challenges Like many fintech companies, PalmPay is out to address financial inclusion problems in the African market. Over 350 million Africans are financially excluded according to data from the World Bank. Only 34% of adults on the continent had bank accounts in 2014. In 2017, Nigeria and Ethiopia had two of the highest rates of unbanked people in the world. But digital payments including mobile money has the potentials to change this. Led by Greg Reeve, a mobile money veteran, PalmPay says financial inclusion is its main focus. “With a large and growing middle class and a strong demand for improved financial access, we see a lot of potential in this market,” said Reeve, the Managing Director of PalmPay. Reeve has extensive experience in the mobile money space. He was previously head of Mobile Payments Solutions at Vodafone where he led mPesa, the popular Kenyan fintech solution. During his three-year stint, he expanded mPesa to more countries and grew its customers from 11 million to more than 30 million. Some PalmPay team members during the official launch of the app in 2019 Speaking to TechCabal, Reeve said his mPesa experience is key to his work at PalmPay. “I’ve seen financial inclusion products grow significantly and make big differences in smaller markets,” he explained. “But the main thing is to understand that every country is individual.” He shares that: “although the problems faced by people in each country are usually the same, the individual pain-points they have to go through to get financial services are based on individual markets.” PalmPay, the business aggregator While it supports fund transfers, PalmPay is also a sort of business payment aggregator. It is gradually onboarding merchants and businesses, allowing the customers of these businesses to make payments using the PalmPay app. “Our approach is to link to as many distinct parts of the Nigerian financial infrastructure as possible,” Reeve explains. He said the plan is to work with a range of businesses including insurance companies, lending companies, small businesses, among many others. Many of these third-party services will be onboarded by March, said a source at PalmPay. “What we’re going to be doing is linking to other services, not trying to create our own,” Reeve said over the phone. We’re partnering with other companies to build out an ecosystem of services on PalmPay so that our app can become a digital one-stop-shop. PalmPay is using Transsion to leapfrog competitors Apparently buoyed by its recent funding, PalmPay isn’t worried about the competition with other fintech companies. “My number one competition in the market is cash”, Reeve tells me. “I have to convince people that doing things electronically is the best way to things.” To achieve this and also move quicker than other fintechs, PalmPay is using an interesting distribution strategy. “Our approach to reaching national scale is to roll our services out via a smartphone app,” PalmPay told TechCabal. There are over 302 million smartphone connections in Sub-Saharan Africa according to GSMA. That figure is projected to grow to nearly 700 million by 2025, taking smartphone adoption to 66%. Chinese-owned PalmPay wants to grow aggressively in Nigeria in 2020 Reeve explained to me that unlike USSD, a popular approach for financial inclusion, leveraging smartphones allows them to do more. “When you have just USSD, you are relying upon people memorising the options they want and seeing life through a small screen,” he said. But with a smartphone, you “can engage and educate your customers about their financial life and their financial activity,” he added. The company is working in partnership with Transsion to pre-install the app on Tecno, Infinix and Itel smartphones. These three smartphone brands are the most popular in the Nigerian and African market. Although their lead is slipping, together they accounted for 36.2% or 8.2 million smartphones sold during the third quarter of 2019. The PalmPay app will be pre-installed on 20 million Transsion smartphones in 2020. It is also leveraging the phone maker’s vast nationwide marketing and retail networks to gain more visibility. But to drive its adoption in the market, PalmPay gives users huge discounts and rewards; similar to OPay, another Chinese company. For instance, the app offers 5% cashback on bills payment done on the platform. It also gives a 10% discount whenever users do airtime tops using the app. PalmPay uses PalmPoints to reward users for every transaction they make. In addition to the original cashback, PalmPoints can be redeemed as discounts, crashing prices by up to 50%. Growth and traction so far Since its launch in November 2019, the company said it is “very pleased with the uptake” so far. “We are very happy with our numbers so far,” Reeve said, “we have internal targets to meet According to a source at the company, PalmPay now has more than 100,000 active users. “We have internal targets to meet,” Reeve explains, declining to share the actual figures. The company said it beat its January target three weeks into the month. “We have given ourselves aggressive targets this year and do everything we can to reach as many customers as possible.” In the tight Nigerian fintech market, PalmPay has an edge. It has the leadership, the network, investors and the funding that could make it a success. It is spending heavily on marketing and is giving huge discounts as it tries to capture market share. Sign up using the link below fitzchris invites you to PalmPay, register and login to PalmPay to earn new user rewards https://h5.palmpay.app/#/sign/sign-up?invitQrCode=19966H&code=0234&scene=PalmPay&channelName=referrer-normal-invitation
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THIS IS REAL AND SECURED ESPECIALLY THOSE THAT DO REGULAR TRANSACTION ONLINE LIKE AIRTIME ,CABLE SUBSCRIPTION BANK TRANSACTION ETC WHICH YOU WILL GET PAID FOR PalmPay is the money app that rewards you! The simple and secure app for sending cash quickly between friends and paying for airtime, utilities and more in Nigeria. Earn PalmPoints as you spend and use them to discount your transactions! Click below to get started https://h5.palmpay.app/#/sign/sign-up?invitQrCode=19966H&code=0234&scene=PalmPay&channelName=referrer-normal-invitation KEY PALMPAY FEATURES *Deposit funds to your wallet for free using your ATM card *Transfer money to other PalmPay wallets for free and bank accounts for just N10 *Earn rewards for every transaction in the form of PalmPoints cashback. Earn 10% cashback for airtime top up and 5% for any bill payment. *Earn PalmPoints for inviting your friends: You get N100 and your friends get N150 in PalmPoints once they transact for the first time *Spend your PalmPoints to discount your transactions by up to 50%. You can also use them to offset your money transfer fees. GET REWARDED WITH PALMPOINTS Earn PalmPoints for using PalmPay and for inviting your friends. You can redeem your PalmPoints to discount your airtime, bill payment and money transfer fees by up to 50%. 1 PalmPoint = 1 Naira In Nigeria, we've added coupons to bill payments – get more rewards soon YOUR SECURITY IS OUR PRIORITY We keep your money protected using the most advanced technology and follow GDPR standards for data handling. We encrypt all of your data and do not share your information with 3rd parties. CONTACT US We’re always excited to hear from you! If you have any feedback, questions or concerns please call our helpline 0700-PALMPAY Follow us on social media: @PalmPayApp on Facebook, Instagram and Twitter Visit our website: www.palmpay.co Get in touch with our support team: support@palmfinance.com
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THIS IS REAL AND SECURED ESPECIALLY THOSE THAT DO REGULAR TRANSACTION ONLINE LIKE AIRTIME ,CABLE SUBSCRIPTION BANK TRANSACTION ETC WHICH YOU WILL GET PAID FOR PalmPay is the money app that rewards you! The simple and secure app for sending cash quickly between friends and paying for airtime, utilities and more in Nigeria. Earn PalmPoints as you spend and use them to discount your transactions! Click below to get started https://h5.palmpay.app/#/sign/sign-up?invitQrCode=19966H&code=0234&scene=PalmPay&channelName=referrer-normal-invitation KEY PALMPAY FEATURES *Deposit funds to your wallet for free using your ATM card *Transfer money to other PalmPay wallets for free and bank accounts for just N10 *Earn rewards for every transaction in the form of PalmPoints cashback. Earn 10% cashback for airtime top up and 5% for any bill payment. *Earn PalmPoints for inviting your friends: You get N100 and your friends get N150 in PalmPoints once they transact for the first time *Spend your PalmPoints to discount your transactions by up to 50%. You can also use them to offset your money transfer fees. GET REWARDED WITH PALMPOINTS Earn PalmPoints for using PalmPay and for inviting your friends. You can redeem your PalmPoints to discount your airtime, bill payment and money transfer fees by up to 50%. 1 PalmPoint = 1 Naira In Nigeria, we've added coupons to bill payments – get more rewards soon YOUR SECURITY IS OUR PRIORITY We keep your money protected using the most advanced technology and follow GDPR standards for data handling. We encrypt all of your data and do not share your information with 3rd parties. CONTACT US We’re always excited to hear from you! If you have any feedback, questions or concerns please call our helpline 0700-PALMPAY Follow us on social media: @PalmPayApp on Facebook, Instagram and Twitter Visit our website: www.palmpay.co Get in touch with our support team: support@palmfinance.com
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When I was a newbie in online business, I never knew that in other to start any successful business there are certain successfully steps to ensure before proceeding. I struggled for years but no success i went further to research steps to succeed in any business because I almost gave up on my online business until I found these steps. So I will discuss the steps here especially for newbies and others who really want to grow in their. STEPS REQUIRED TO SUCCEED IN ANY BUSINESS NICHE This guide provides seven (7 ) steps to help you assess whether your business will be a success. Staring your own business is a rewarding and challenging career option. However, be mindful that a high percentage of new businesses fail in their first three (3 ) years of operation due to poor planning and management. A few ideas to help improve your chances of success are: *Consider your suitability: start a business where you already have industry or management experience. Studies show that those starting a completely new venture have a higher risk of failure. If you are staring a new venture, ensure that you are continually learning new skills and researching your industry. *Consider your ideas: Assesses the merit of your business idea and determine whether people will be willing to pay money for your product or service. *Consider your market: Develop a way of consistently reaching your customers, because you require customers in order to survive. Consider your idea Will people be interested in what you are offering? Ask a wide range of people what they think about your idea. Would they purchase what you are offering? Why or why not? Have you considered a range of business ideas? Make a list of the advantages and disadvantages for different options, such as buying a business or franchising or starting from scratch. Call business brokers in the Yellow Is there enough potential demand for your product/ service? Ask people working in this industry to provide an indication of the level of demand. Sometimes people in similar businesses are willing to help, but if not, try talking to suppliers or businesses interstate who are not your direct competitors. Is your idea a good one? If you answered yes to these questions go to Step 3 Step 3 Consider your market What type of people will buy from you and who will you target? Make a list of the characteristics of the people who will buy your product/service. Where are the majority of these type of people located? Perhaps you need to do a bit of research to find this out. Have you thought about how to reach the different segments of your target market? Identify smaller groups of people with similar characteristics who might be seeking similar features/benefits. Do you have enough time and money to devote to the initial marketing? Consider how many people you need to reach to achieve your expected level of sales. Do you know your market and how you will reach it? If yes then go to Step 4. Consider the competition Have you researched the level of competition for the product/service you are offering? Assess the level of competition for your product/service in your particular location. Does the level of competition mean that yours should consider a few different locations? What do your competitors offer? Collect flyers, price lists and any other material from your competitors. Drive past all your competitors to see what they provide. What can your business offer that is better than your competitors? Consider what features and benefits customers are looking for—and what is not currently provided by your competitors. What features/benefits of your product/ service differ from what your competitors Can you beat the Competition? If yes go to Step 5 What external factors have the capacity to affect the success of your business? What internal factors might affect your business success? Are you able to identify any trends for impacts that could affect your industry? These factors may have a positive or negative outlook. Think about political, global, technological, social and environmental issues. How will your business deal wit the current Water Restrictions? For a relevant checklist and more What will be the strengths and weaknesses of your business? How will you use your strengths to your full advantage? What is the future outlook for the industry you are entering? Can you beat the competition? If yes, then go to Step 6 Try to find out more information about trends in your industry by visiting your local library, searching the Internet or by reading newspapers on a regular basis. Is your industry predicated to grow or decline? What impact do you think this will Step 7 Consider your start-up Have you considered legal and regulatory issues when starting a business? Do you have the necessary resources to get started? Have you considered what business structure you will use, i.e. sole trader; partnership or company? You may need to get professional advise to help you decide. Check with your local council about town planning, zoning and usage rules that may affect your business. Do you have the best location you can afford? ARE YOU READY? If you have answered yes to these steps then you are on track! Make a list of the essential items that you need to star-up other non essential items can be purchased later. Have you considered the type and cost of insurance? Talk to an insurance broker-If you are not insured you could lose everything. Make a list of which features are important in your location (e.g. main road, space, low cost, parking facilities, located in a suburb with high income, etc. ) Consider a number of potential business locations and assess the pros and cons of their secret. Quotes : If you're not succeeding it's because you're spending too much time slaving away IN your business... Source: onlinemoneymakingventures.siterubix.com |
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How to overcome your fear in Network Marketing and succeed! Hi nairalanders! Today am going to recommend an eBook which will help you to Learn how to overcome your fears, experience and succeed in Network Marketing . This free ebook is for newbies who are afraid of network marketing. This free ebook will teach you how to really overcome your fears, experience, failure in Network Marketing and succeed . So go on and click below to get started! Onlinemoneymakingventures.siterubix.com
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Build your Business with Wealthy Affiliate Review. WELCOME TO THE ONLINE MONEY MAKING VENTURES. Today am going to really review a program that is packed with information, and training on building a professional and legitimate online business. Wealthy Affiliate Review -overview name:Wealthy Affiliate Recommended for :amateur in online business pros price :$0(free lifetime membership for beginners and $49 per month and $359 yearly for premium membership ) Rating :99 out of 100 Wealthy Affiliate is the best choice for me! Like I said I will be brief in this review and don't forget to drop your comments below i will be grateful to answer your questions OK here we are.. Why Wealthy Affiliate is the best for online business Wealthy Affiliate is the most trusted and preferred program for online business when compared to other business online. You start with a free account that let's you build the foundation for your online business. One amazing fact about Wealthy Affiliate program is that you are given two free websites as a starter member with step by step free video and written tutorial on how to build a successful website and in general online business (i will be discussing this in details in the next article ) which is probably upto date. Many successful entrepreneurs around the world are happily making cool money from this program .......trust me wealthy Affiliate is really serious about what the actual offer. But one disadvantage and limitations for most successful online business is the amount of time you intend to invest in this business "the more time the more earnings " NOTE : most people fail in online business or business in general because the are too money conscious "do not be too money conscious just make great impact on your Website and money will surely come " WEALTHY AFFILIATE REVIEW MAIN CONTENTS Hi there just to be brief i will summarise the review on these contents what is wealthy Affiliate, is it for me? Can I make money here If yes, how much? Membership -free and premium? Wealthy Affiliate members platform ? Wealthy Affiliate free training course. The site Rubix area-what to know such as Wealthy Affiliate site domain Wealthy Affiliate site content tool Wealthy Affiliate comments section, feedback features and site support Amazing Wealthy Affiliate Discount You should join Click below to get Full access Onlinemoneymakingventures.siterubix.com
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Onlinemoneymakingventures.siterubix.com Online money making ventures 7 steps to take in other to succeed in any business ! This guide provides seven (7 ) steps to help you assess whether your business will be a success. Staring your own business is a rewarding and challenging career option. However, be mindful that a high percentage of new businesses fail in their.................click the link above to see more |
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Onlinemoneymakingventures.siterubix.com Online money making ventures 7 steps to take in other to succeed in any business ! This guide provides seven (7 ) steps to help you assess whether your business will be a success. Staring your own business is a rewarding and challenging career option. However, be mindful that a high percentage of new businesses fail in their.................click above to see more |
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Online money making ventures 7 steps to take in other to succeed in any business ! This guide provides seven (7 ) steps to help you assess whether your business will be a success. Staring your own business is a rewarding and challenging career option. However, be mindful that a high percentage of new businesses fail in their................. Source https://onlinemoneymakingventures.siterubix.com/7-steps-to-take-in-other-to-succeed-in-any-business-doc/ |
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