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Business / Re: I Couldn't Keep The Money; I'm A Child Of God — Nigerian Who Returned $14,000 by halibaba(m): 12:53pm On Jul 03
Word!!!!


Sonnobax15:
lipsrsealed
It's good to be good.....

When you've got a good and Godly conscience, another person property no go enter your eyes at all... Infact, returning other people's misplaced properties go just be like a normal thing to you.....

Since I started riding Keke,only God knows how many properties passengers have forgotten inside my keke and I made sure I returned everyone of them to the owners.........Tho some of them were surprised, thinking that it'd almost be impossible to find a responsible Keke rider,but I do make sure to school them that not everyone who's into transportation business is a thief or an agbero.....Good people still full the country...
Foreign Affairs / Re: 40 Malawians Arrested For Abandoning Israeli Farms To Look For Jobs In Town by halibaba(m): 6:37pm On May 04
God1000:
Lol, I don't post fake news Mr man.

Israelis have no respect for your ilk in their country.

You need serious deliverance

He no know. Righteousness na stupid African monkey

1 Like

Phones / Re: How To Check Your NIN Status & View Unknown Numbers Linked To Your NIN by halibaba(m): 10:42pm On Feb 07
You will do SIM re-registeration

Tejumola856:
I collected the SIM card I’m currently using from a friend back in 2019, so I wasn’t the one that did the registration. Can I still link my NIN to it?
Politics / Re: First Shipment Of Crude Arrives Dangote Refinery with 950,000 barrel by halibaba(m): 5:46pm On Dec 08, 2023
gbaskiboy:
Why are they importing crude oil don't we have any crude oil again.

Read!!!!
Foreign Affairs / Re: Netanyahu Gives Mossad Orders To Kill Hamas Leaders ‘wherever They Are’( Video) by halibaba(m): 7:54am On Nov 24, 2023
Codepain:

You need help

Honestly. The guy is deluded. Keeps quoting thrash
Foreign Affairs / Re: South Africa Withdraws Diplomats From Israel by halibaba(m): 11:19pm On Nov 07, 2023
Lol. Biblical Israel or European fascists. You're ignorant


Righteousness2:
Very foolish move from SA leadership.

Make no Mistake!!
GOD ALMIGHTY foreign policy is pretty simple!

You Bless ISRAEL, You are Blessed!
You Curse ISRAEL, you are Cursed!


Genesis 12:1-3
Now the Lord had said unto Abram, Get thee out of thy country, and from thy kindred, and from thy father's house, unto a land that I will shew thee:

And I will make of thee a great nation, and I will bless thee, and make thy name great; and thou shalt be a blessing:

And I will bless them that bless thee, and curse him that curseth thee: and in thee shall all families of the earth be blessed.


Any wise Nation or person that has understanding of the times and Seasons will stand with Unshakeable with ISRAEL.

GOD will Deal ruthlessly with all nations that stand against the Apple of HIS eyes.
Nations and people should go read the book of Joel and Zechariah in the Holy Bible so they don't incure and import God's Wrath on their nations, citizens and themselves.
Politics / Re: Reasons Why Lawmakers Rejected “Made In Nigeria Cars” With Chinese Material by halibaba(m): 7:48pm On Nov 03, 2023
Wa gbayi

Westerhoffe:



That was how China developed, and today, you can't push them aside when it comes to technological advances and innovations.

Buy it, dismantle it and reverse engineer it.

And concerning the state of Nigeria roads, I think they really do not need to be fixed according to our Reps… but left to become more deplorable while stronger cars are required to access them, to the extent that boats and canoes will be needed in the near future to access them.

And these are the same people asking us to patronize made in Nigeria goods…

What a country.
Politics / Re: Babachir Lawal Is A Burden Unto Himself And In Need Of Counseling – APC by halibaba(m): 9:28am On Oct 18, 2023
okrote4real:




See yabbin. Babashiere was schooled!
Celebrities / Re: THROWBACK: The Enigma Call Tupac Amaru Shakur( 1971 - 1996 ) by halibaba(m): 10:26pm On Sep 23, 2023
Franzinni:
tell me any incident where pac was gangster that you know and that he went out to do gangster stuff... Like pull a hit or ruff someone up or sell dope or anything besides record and studio gangster... The only time he did was at lasvagas and he died right after

He shot 2 white cops in the ass
Politics / Re: Taiwo, Obansanjo’s Wife Begs Obas, Yoruba, Says ‘Forgive My Husband’ by halibaba(m): 12:19am On Sep 18, 2023
StreetFight:


Yes, you are right. The other one is dead. He is Benjamin Adekunke a.k.a. The Scorpion. The two of them used over three million stubborn goats from the East for pepper soup and suya within 30 months


Hahahaha 😂😂😂😂😂😂😂😂
Politics / Re: Falana Urges BA, Virgin Atlantic Flight Suspension As UK Denies Air Peace by halibaba(m): 5:46pm On Sep 03, 2023
BoldBrainz:


Helinues, e no go be crime if you try dey understand book small sometimes.

The article says he made the call at the just concluded NBA conference in Abuja, your own brain is translating another thing.

Na wa o!

Hahahaha 😂 the guy brain no get processor
Family / Re: NSCDC Officer, NYSC Member Trade Blows over Food at FCTA Event by halibaba(m): 10:01pm On Jun 18, 2023
They're both corps. cheesy angry
Politics / Re: Emefiele Suspension: Pastor Adefarasin Applauds Tinubu’s Administration(video) by halibaba(m): 5:09pm On Jun 17, 2023
Throwback:
Accolades from different quarters.

Tinubu knew it was his time, so despite all the obstacles put in his path by even his own party and the now retired government, Tinubu's time did not pass him by.

How on Earth did people get decieved that a failed Governor in Anambra who was regarded as a curse and bad omen without vision, would be a better President when compared to Tinubu who was a very forward thinking and economic genius as Governor of Lagos State?

Imagine the delusional optimism that a constantly dull Obi had something better to offer which he never offered Anambra state.

Kai!

We saved Nigeria from the mumu of the gullible.

O su mi o

2 Likes 1 Share

Phones / Re: BTEL Becomes Nigeria’s Newest Entrant To Compete With MTN, Glo As Mobile Network by halibaba(m): 4:50pm On Jun 14, 2023
9182736455O1999:

But they stated that they'll be riding on already existing Telecos.

They will only use existing network operators infrastructure, not networks.

That is, they will have their own software/network/system different from existing TSPs (MTN, Glo, Airtel etc).

They will only make use of their Mast etc. You see most mast u see are being used by all networks. No single TSP is solely using those mast u see around.

All of them are using the same mast to save cost (economy of scale) yet their network service differs

3 Likes

Politics / Re: "Emefiele Will Expire" - Throwback Of When Oshiomhole Battled CBN Governor by halibaba(m): 10:44pm On Jun 12, 2023
tinsel:

How is he failing?
Educate us , not every time Damnnn niggar

Hahaha 🤣
Agriculture / Re: The Best Breeds For mini poultry for personal Consumption. Suggestions needed pl by halibaba(m): 9:44pm On May 12, 2023
cheesy
OPweysabi:
Abólórùn adìye.
Nairaland / General / FG Shuts Illegal Online Banks, Freezes Business Accounts by halibaba(m): 10:52pm On Mar 12, 2022
The Federal Competition Consumer Protection Commission, in collaboration with the Independent Corrupt Practices and other Related Offences Commission, National Information Technology Development Agency, and the Nigerian Police Force, on Friday, raided some illegal financial institutions operating on Opebi Road, Ikeja, Lagos.

Among the financial institutions affected were, GoCash, Okash, EasyCredit, Kashkash, Speedy Choice, Easy Moni.

The raid, the FCCPC said, was in response to customers’ complaints of malpractices by the financial institutions.

Speaking during the raid, the Chief Executive Officer, FCCPC, Babatunde Irukera, explained that customers had accused the financial institutions of violating their privacy in their debt recovery drive.

He said the agency had begun investigations into the allegations since 2020.

He said, “This information started quite a while ago. Some time ago, when the country was on lockdown in 2020 due to the pandemic, we started seeing the rise in money lenders”

“Because there was lockdown due to the pandemic, people needed small easy loan which is understandable. But over a period of time, people started complaining about the malpractices of the lenders, so we started tracking it”


“Towards the end of last year, we gathered quite a lot of information. We started working with some other key agencies and the FCCPC led the meeting where we all agreed there would be a joint effort to look into these businesses.”

According to Irukera, the interest rate charged by online financial institutions appear to violate the ethics of how lending is done.

He further said, “The key two things that were subject of concern were what seems to be the naming and shaming violation of people’s privacy with respect to how these lenders recover their loans.”

“Secondly, the interest rate seems to be a violation of the ethics on how lending is done. So, those were the two things that we set out to look for.”

“So, we started an investigation trying to determine the location of these firms. That has been a very difficult thing. We did that for several months and some of them have moved from one place to the another and we have been visiting these places for months”

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The FCCPC boss, however, said investigations had revealed that the loan firms were neither Nigerian companies nor registered in the country.

“We found out that most of these companies operate from the same place. We also found out that many of them are actually operated by the same person. They are not Nigerian companies, they don’t have an address in Nigeria and they are not registered in Nigeria with the Corporate Affairs Commission and they do not have any licence to do their business”


As a result, Irukare said the agency had written to global app companies asking them to suspend the operations of the online banks.

He said, “Essentially, what they have is an app, and so we started gathering more information about them. We engaged the public and the people who had been their victims. They gave us more information”

“As we got more information we had enough evidence to convince the court to issue a warrant for us to proceed with an investigation into a search and seizure. And sometime last month, a court issued a warrant and between then and now, we were preparing a sting operation which is what you are seeing here today. The reason for this is because we wanted to be sure we are hitting at the place we could get many of them.”

He explained, “In addition to what you are seeing here today, the FCCPC has also issued multiple orders today. Two of them are going to vendors: Apple and Google stores where some of these apps are available. We have asked them to shut these companies’ apps down so that people will not be victimised anymore. Secondly, some of them (the orders) have gone to the bank, asking them to freeze the accounts used by these people.”

“I must add though that not all money lenders are operating illegally and that is why it has been taking time for us to track these people.

It doesn’t also mean that the people we are proceeding against today are the only ones, no. We want to start with them. We also understand that they are between five and seven companies operating at the same location.”



Copyright PUNCH.
Business / Re: What Kind Of Bank Charge Is This? by halibaba(m): 8:41pm On Feb 12, 2022
You were charged for using USSD service. That is, you did more transactions using bank code instead of Mobile Banking.

Since last year, banks have communicated to their customers that they'll be charging N6.98 per Ussd transaction.

Reduce/cease the use of USSD and embrace Mobile Banking. This charges is different from normal SMS alert services.
Crime / Re: Money Transfer Gone Wrong by halibaba(m): 2:24pm On Mar 17, 2021
That's not what the bank should have told you but follow these steps;

Lodge a formal complain with your bank. Lodge as a case of fraud.
If need be let a lawyer (which is the best) help you write the petition and let all relevant agencies be copied. You will see the way the bank will quickly respond.
The receiver's Account/BVN will be flagged if he doesn't show up at the bank cuz the bank will invite him. And that means he can't operate any account in Nigeria with his BVN.
If he elwas eventually caught on the run, it's a jailable offence.
I have witnessed one cuz I works in the financial industry

2 Likes 1 Share

Business / Re: Pls Help My Money Was Transferred by halibaba(m): 11:05am On Dec 23, 2020
Please report them to consumer protection dept of CBN immediately! Your letter of Complaint should be addressed to the Director, Consumer Protection Department. You can submit your letter at the CBN Head Office OR at any of the Central Bank of Nigeria branches nationwide. This is a clear case of fraud. If it has been stanbic IBTC, zenith or fidelity Bank, the customer would have been cooling his heel in jail cuz they have zero tolerance for fraud


dammycree:
10th of November 2020 is a day I still felt As if I was dreaming, the unimaginable happened to me at exactly 8:01 pm.

So there I was seated in My lovely cushioned chair about to devour my already made semo with egusi soup when I heard an alert from my phone, my initial thoughts was that all this MTN people don come again with their unserious messages, so I got hold of it then realized it was from my bank sterlingbank.

I grinned a little thinking if it was a credit alert not until when I opened it and found out it was a debit alert, immediately the food became an hindrance to what my eyes just bekoned, I was all teary and sweaty!!!

32,000 naira was just debited from my akannnt..
abi I'm seeing vision ni? I kept asking my self so many rhetorical questions.

1. I checked my wallet immediately to be sure if I didn't lose my ATM card... it was there.

2. I'm always with my phone 24/7.

3. have never used that account with any online platform only ATM withdrawals and pos.

4. how on earth were they able to know the exact money I have in that account.

5 so how on earth was my money transferred to this individual called chrispin ilaye

6. this doesn't even sound like a name o

immediately I lodged a complaint to sterlingbank customer service on twitter, Facebook etc

I was later replied back at exactly 12;06pm

4 hours later, giving the beneficiary account enough time to withdraw my money, they later called asking for my account number which I gave them.

day 2 I went to the bank the following day, met the customer service they told me they already blocked my atm, bla bla gave me all sought bull shit, "we've sent a message bro the recipient bank so we await the reply" nothing else we could do!

note this word o recipient bank!

notice: they didn't reveal to me immediately that the beneficiary account was a sterlingbank account also, I later found out through the vigorous questions I asked the customer care

I was mad, angry, frustrated .

My money was transferred using one-pay as it shows on the debit alert which also corresponds with what I saw at the entrance of their door front, I was just vexed anyhow so it triggered me to Google it then I realized it was a sterlingbank platform for online payment and transfer I literally didn't know this before hand.

if my money was transferred through your medium which I don't use how is that possible?

She said they only need your ATM card?
but it was with me I responded in my wallet allthrough the day!

The pin at the front of your ATM card is all they need ! ...my atm card was with me oooooooo in side my wallet not possible at all I barked, I was losing it already so just started giving me attitude by attending to other customers, I flared up.

ok so do I have any chance of getting my money back ? I asked

we can't tell she said, the look of things the account as withdrawn the 32,000

but we've sent a message to the bank.

So I became more suspicious that led to questions I asked the customer care representative before revealing it to me that it was a sterlingbank account but the branch was in bayelsa, while I'm in Lagos so they can only notify the account owner about the said fund to be returned and wait till the account is funded, so they'll removed it .

I just don't know why the banking sector is doing nothing about cases like this clearly they are aiding and abetting fraudsters.
or even banks sef na scam I murmured dey fit don borrow my 32k like that com return am I thought.


days passed...

the thoughts of how my money was transferred without me giving out any otp, my ATM card, my phone, just scares me like who do I trust again in this country, how the hell is this possible without my details.

they kept saying they used my ATM card....I told them my ATM card was with me not possible.

then they switched to my phone, I told them I don't give anyone my phone like my phone is always with my 24/7.

days passed, I checked back

the money as been withdrawn from the account ooo don't let me lie to you one of the best customer care representative that attended to me nicely a guy said, infact the money left in that account is 143naira!

me: definitely he knew what he did now and he won't fund the account!

I kept on chatting with their customer care service on social media the same bullshit replies.

one month later still nothing
today makes it one month and eleven days.

my assertion to them today is that since we are both sterlingbank customers can't they take this to the police or effce to settle it ?

another customer care said they must protect there customers since this my case is an alleged case I won mad!...like are you kidding me ni??

protect fraudster ok ooo! I murmured

all we can do is notify the branch in bayelsa, call the beneficiary about the transaction to refund the money and wait. he said again

over a month now haba ...you people should fear God !!

if it was a million naira will you say this ni

if I was an influential person will you guys do this, so many people lost there money in this circumstance yet nothing is done.


I wanna know if I have any chance of getting my money refunded by sterlingbank plc


note the debit alert date says 11/11/2020
I asked why? they said the transfer sometimes bring the following day date bla bla bla.

I need this to get to the front page for greater insight !! gracias
Celebrities / Re: Peter & Paul Okoye Celebrated 39th Birthdays Separately With Family & Friends by halibaba(m): 8:13am On Nov 20, 2020
Smellymouth:
One thing life has taught me is to learn how to practice DETACHMENT. I can love you wholeheartedly as a friend, sibling or lover but soon as you wanna go, I let you go..

You must plan your life in such a way that even if your partner leaves, your life still goes according to the plan..

Most reasonable words.
Politics / Re: Senator Bima Enagi Introduces Bill To Ban Generators; 10-year Jail For Seller by halibaba(m): 5:02pm On Mar 14, 2020
[quote author=mekaboy post=87354862]Foolish Bill's from the north. Is anybody still importing sagem, trium,alcatel phones in Nigeria? It's about demand and supply. If there is steady electricity, it will ban itself.

[/qudote]

Most sensible comment ever since I've joined nairaland
Phones / Re: Huawei’s ‘oak OS’ Will Be Launching By August Or September by halibaba(m): 2:27pm On Jun 12, 2019
frugal:

This is how you people fail waec and wreck economies. The bolded, do you know how much these jobs mean to the Chinese economy?


And what impact will just assemblage of iPhones have on the second largest world economy.......China doesn't run capitalism, they rather practice extreme form of socialism (communism)...
Always talk fact! Do u know Chinese GDP? If not, u can check. Then compare it to the income China is getting from iPhone company.
The truth is China can afford any day any time to sack us coys and still be no 2 economy.....us on the other hand dare not do same to foreign coys... it'll be her end...

2 Likes 1 Share

Politics / Re: Silent War In Atiku’s Camp by halibaba(m): 8:30am On Mar 31, 2019
[quote author=buhariguy post=77122737]keep the original data and result till 2039, is not useful for now. [/equote]


Hahahahaha
Investment / Re: Get Paid For Sharing, Liking, Commenting And Post Photos Of Anything Around You by halibaba(m): 2:44pm On Mar 10, 2019
halibaba07@gmail.com
Politics / Re: Fresh MC Oluomo Returns Back To Nigeria After Vacation In The US. Photos by halibaba(m): 11:43am On Feb 02, 2019
Guy! Are u a professional assassin?

AllenSpencer:
His enemies need to strategize constructively and analytically.

Consider all risk and mitigate against tactically.


Study environment and read all outlets and inlets with stations at strategic hospitals just incase the earlier happens again.


They also need try to divert attention by creating a demo shoot out somewhere close to target of about 200meters while the "Mains" is quitely executed same 200meters away.

If this is well mapped. This guy should be taken out conveniently.

Crime / Re: Milton Whamper Commits Suicide After Boyfriend Leaked Her Nude Video by halibaba(m): 1:59pm On Jan 31, 2019
Wasere!


ikhileomotayo:


This is what happens when you care too much what others think. She committed suicide because she could not stand what everyone will say and the name calling.

We need to stop living our lives for others. So your nudes were leaked, life goes on. Stop caring too much what the world thinks and live your life.
Politics / Re: Buhari Won The Elections In 2003, 2007 And 2011- Fomer US Ambassador Campbell by halibaba(m): 5:39am On Oct 18, 2018
muykem:
We know that Atiku with support of IPOB will not get 40% of vote in 2019. They will change their song again from Atikulate to Biafra or nothing.



Hahaha. I cannot laff alone
Politics / Re: Can Atiku Abubakar Defeat Muhammadu Buhari In 2019? By Dele Momodu by halibaba(m): 8:46pm On Oct 13, 2018
Movic1:


Elections are not won online. Goodluck won several online polls and lost during the real election.. market women, farmers, okada riders, etc don't even have access to online polls, the true people that will agree to come under the sun and rain to vote don't have access to online voting, you will sit in your comfort zones and be clicking like. How many people who clicked like have PVC, How many people with PVC will come out to vote? That is the question you should be asking yourself.

Valid point!

1 Like

Technology Market / Re: SWIFT DATA AND AIRTIME DEALS by halibaba(m): 2:47pm On Jul 14, 2018
I also bought today. The turnaround time is superb. Nice one

1 Like 1 Share

Crime / Re: Delta Boys Beat, Injure Police Officers Searching Their Phones (Photos) by halibaba(m): 12:26pm On Jul 14, 2018
Second mopol look like person we dey barber's shop kiss tongue shocked

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