MichaelJacksonJnr:
.




Thanks for your reply,but you have to know that this offer is not for everyone and sometimes I give advice for free to committed members.You can call to order a copy of my report on this,afterwards I can give free advice.

You can reserve your doubt about my info,but if you're serious,we can meet one on one for a private consultation

if you really want your problems solved.

Crownvilla: Why not eat your cake and have it? I beleive mortgages are the next big money earner in Nigeria. How many Nigerians do you think, would jump at the chance of owning their own homes via a mortgage?

This market is an untapped goldmine!!!!!!!

Back to your question, why not invest in real estate via the Stock Exchange. Right now there is only one listed mortgage firm on the NSE, namely, Union Homes. Effectively, if you buy shares in Union Homes you are killing two birds with a stone, investing in real estate and shares in one fell swoop.

LBIC recently did a PP, I suspect their shares will head for the moon whenever they are listed. A few other mortgage firms are rumoured to be close to a PP or full listing on the NSE.

Delafruita:
REALLY?i seem to remember clinton shrinking the size of government by one-quater and bush jr increasing it.both parties claim to be for small government but the republicans only pay lip service to it while democrats take action on it

Delafruita:

democrats and republicans are totally different.their ideologies totally differ.just a few examples

democrats are pro gun control but republicans arent

democrats are pro-choice while republicans are pro-life

democrats believee the rich should pay their fair share in taxes.they believe a robust middle class is what drives the economy.republicans believe corporations and rich individuals should receive tax cuts that will encourage them to remain in business and create jobs

democrats are advocates of small government

democrats believe in more funds for domestic affairs as against defense while republicans believe the DOD should always get more than it demands for

democrats are for universal healthcare while republicans believe the rich should pay more so that the poor should have health insurance

democrats are for a more relaxed approach on immigration.republicans are for tightening of the borders.

democrats believe isreal should return to its pre-1967 borders,republicans insist isreal should retain the lands.

besides americans have other choices.there are other parties and there's independent candidacy

ekt_bear:

Any HP that costs the same as a Mac will absolutely [b]murder the Mac in terms of specs.
[/b]
All I know is, Apple is a wonderful STOCK to own (and I say this as an Apple shareholder).

But for the same reason they are wonderful for investors, they are not a company a budget-conscious person should be looking to buy major hardware from.

ogugua88:

So you didn't know that the Occupy movement started on Wall Street but is now worldwide? What of Occupy London? Occupy Frankfurt? Occupy Tokyo? Some organizers and myself were sent messages of good luck and strength from Occupy Perth (Australia) last Thursday or so.

Look up what the Occupy movement stands for and then come back and say there shouldn't be an Occupy Nigeria movement.

NaijaNile:

This El-Rufai that is mis-yarning, he couldnt say anything against his Principal OBJ when he increased pump price of PMS 6 times. Its easy to criticise from the other side, u do well my brother

I cannot for the love of me understand the people clamouring for a Buhari/Bakare presidency? Lets even start from the personalties of the individuals, how will they will ever agree on issues?

Winning elections is a popularity contest - that is why ACN is in charge in Lagos state. There was a golden opportunity to form an alliance with ACN and beat the PDP. As this country's political landscape is today, no party can displace the PDP -label them Poverty Dev Party if you like! Oppossition need to get their acts together and form a solid coalition to beat the PDP - and that wont even be in 2015. People who were not flexible enough to honour a simple coalition agreement to run Nigeria, this complex entity -, phew

MAYOWAAK:

[size=14pt]Nigerians made a mistake not electing Buhari –El-Rufai[/size]

So, why do you think Jonathan lacks the political will to deal with them?

[Because they financed his election. But Buhari would have sorted that out. That is the first thing to do. Now, while you are paying the subsidy, even one quarter of what you are paying is a lot. General Buhari's administration would have ensured that within 12 months all the refineries are working at full capacity. His administration would have built the fourth refinery that will bring our domestic production to the point that we don't need to import a single drop of petrol. [b]And once we can produce our petrol from our own crude oil, at out own cost, we can sell it at any price we like. [/b]That is what Buhari's government would have done. Nigerians made a very big mistake for not electing Buhari, and they are learning every day. Many people have told me that they voted for Jonathan and they are regretting it now.
There is no question of Buhari withdrawing subsidy because he has been Petroleum Minister, Chairman of Petroleum Trust Fund (PTF) and so on. He built three out of the four refineries we have in this country. And he built that out of patriotism to ensure that we can produce domestically. So, the question of withdrawing subsidy would not even be on the table.

http://sunnewsonline.com/webpages/news/national/2012/jan/08/national-08-01-2012-005.html

mikeansy:

Jonathan can send a bill to the NASS demanding this cut.

It must not be proposed by the NASS.

This is the job of the President and his treasury.

orjichucks:

@hispy99 you're funny,  A friend of mine in Malaysia just told me Bidemi Bakare[b] has been release! I was so shock when he told me. [/b]

orjichucks:

@Walala God bless you for your comment,  My Question to all of you out there,  What has Nigerian do to better your life?  Look at the politician they steal in a legit way and you have nothing to say about it.

Walala:

First of all, can someone tell me what law this boys actions violated?  With a good lawyer this case will be thrown away immediately, How can you say he committed  crime when he asked a lover for money and she had no contract binding him to the loan he gave her?  If this was the states, he will be giving probation at the most because everybody has a different identity on online dating sites.  If I put a picture of Tyson Beckford to attract females online to date but I don't ask them for money, am I committing a crime?  Is it only when I ask them for money that I have committed a crime? 

Nigeria has bigger issues today than these young boys trying to make money, we are on America's terrorist watch list and the economy is on the brink of collapse and all of you are complaining about possible revenue into our society.  Shame on You.  I live abroad and can you please tell me of any black country that has a good image amongst white people or even any race of people other than black?  We are seen as animals regardless so keep waiting for us to get a good image worldwide instead of striking these white devils at every chance you get.

BIDEMI you are my hero, [/b]i just wish you were a lil smarter to not be around the hotel. 

fm7070:

Likely u have a dry brain.

We are raising issues here.
Why can't people look at things wholistically?

What justifies our monies stolen by these white chaps also?

GenBuhari:

I dey Laf   
You are improving - you left out "foool" 

GenBuhari:

Y[b]ou are just being abusive because you have no reasoned argument to put forward.[/b]

I ask you again what do know about the court  case?

What evidence do you have Abacha family were represented in court, other than information passed to the press by same Obasanjo and Swiss bankers?

Do you realise that most of Nigeria's news media is owned by Obasanjo or IBB?

let me guess your response:

You are going to write FOOOL, CRETIN, MOORON RIGHT?

GenBuhari:

@Sagamite,
Do you want me to explain it to you in your native language? As you are having difficulty understanding what I have already told u several times

I am suggesting Obasanjo and IBB probably colluded with Swiss Banks (Not the Swiss government).

Again you continue to avoid the questions I put to you:

What was the justification for probing Abacha's for embezzlement in the first place, it were not to scapegoat him?

Why is there no  physical evidence  of the loot supposedly recovered?


LoL! Man you have not failed to deliver 

GenBuhari:

You seem to have difficulty assimilating information.

First off, I said I doubted Abacha looted from Nigeria, doubted being the operative word here.

Do not forget he also had adventures in  Sierra Leone and Liberia and may well have been handsomely personally rewarded for his intervention in the diamond rich country.

I said that even though it was reported that money was recovered from foreign banks, allegedly from a bank account belonging to Abacha, Obasanjo has not been able to demonstrate to Nigeria where this recovered money is.

There can be a number of reasons for this;

1) There was not any money recovered and press were delibrately fed with information that Foreign bank refunded the money.

2) The money was planted in the foreign account by Babangida, to add credence to their plot to frame Abacha, hence reason why money was never paid into treasury coffers.

3)The money was recovered  but looted straight away

I think that scenario 1) is very probable as it is clear that Babangida /Obasanjo had set out to frame Abacha, otherwise they should not have had any reason  to probe the  one of the best performing  governments (economically) in nigeria's histo



Some questions for you to ponder:
Why was it that when Swiss legal team came to Nigeria to collect evidence about the money that Obasanjo was saying Abacha had looted , nobody turned up to meet them and they had to return to Switzerland after 2days of waiting.

diggler:

Sup folks?

Life at the grindhouse has been hellish @ best.


We all know about the Ps in marketing situation (people, process, product, place, yadi yada)

In the Nigerian banking space, the product is the same across all the players, so distinguishing factor is clearly the people and the process.

Granted both are extremely important, so i ask if on pain of death you are forced to prioritize, which do you think deserves more focus?

So i dont set a bias, i'll reserve my answers till i get some feedback from the house.

Hope y'all be rolling in the paper.

Cheers

$tunna:

fool with small mind, can you not be a CEO of something great in NY?? when you talk to us, you actually still pretend that we are all  the same as all the NOBODIES SURROUNDING U THAT MAKES your LIFE LOOKS SO GREAT TO U OVER THERE?

[b]your silly question is same [/b]as asking the last 'Governator of Cali if he prefers life in the USA lifting weights than being a CEO in Austria

put it this way, dude just because you visit america dont mean you either understand or live the american life!!

the safety of hand me down CEO in naija to a life of adventure in the great USA??

either way, reality check says life is hard for everyone!! we refuse to worship at your feet because of your old money because new money can be as good or even better than old money, and i do not know about u and your CEO business, but i can truly say that the world is mine with my american passport!!

in case u dont know; as americans we dont give a f.u.c k about anyone or anywhere else in the world because AMERICA IS THE WORLD and untill anyone can say otherwise, so shall it be!! we see through the way u think because you try to copy our world view and therefore your way of thinking is an imitation of ours!!

your opinions r just a recycled version of our world-view, u feel me yo

TELL ME WHY your WEALTHY LIFE IN NAIJA IS BETTER THAN MY AVERAGE LIFE HERE IN AMERICA, I'M WAITING N IM SURE ALL THE READERS R WAITING TO HEAR IT, !!!!!! i'm an average american n if u think all we do is flip burggers then u r even more clueless than i may have 1st thought!

manny4life:


Yeah I can see how that liberty is really treating you; second/third class citizen in your own country. Shouldn't you be proud of it? Like @$tunna stated, wealth, liberty, abstract things are perception if the mind. That you serve as night guard or wash dishes don't mean you lost your liberty after all the white chefs who cook for the black folks, what have they to say for this. I guess you can subject yourself to a white folk in an office setting but not wash plates? Please leave you racial sentiments and hold a grip on your thoughts


Compare apples with apples, how about being a CEO of Bank of America?

blink182:

Lets remove sentiments, is living like a slave in america not better than living like a king in nigeria?

Anvaller:

CGPA is nonsense.

It is only the case in Nigeria because there are few jobs. In developed countries where they have competent hands in all fields, do they ask CGPA?

I remember when I went for my Job interview, all they were concerned about is my work experience and my attitude to work. Can you work with a team, can you work in a multicultural environment? How well can you manage stress? How soon do you plan to marry? Can you work extra hours, Are you prepared to make international travels etc.These ppl were never concerned about my CGPA.

They really hate theory. Even those that are working in research laboratory dont ask CGPA, once you have a certificate showing that you are graduate of microbiology or whatever, then whatever mark you get does not matter, they assume that your knowledge is sufficient to perform in the laboratory. They believe in the quality of their education.

The Nigerian system never allow students with lower grades to believe in themselves which makes me sad. I say it again, in most cases, those grades does not really matter, it is a shame that we are making it a big deal in Nigeria. Let the government provide jobs and it will die naturally.

AjanleKoko:

That is a good training opportunity. Hopefully you are up for doing some real engineering work.
There is no IT course you want to go and learn in India that you can't learn here. [b]And India is not exactly a fun place to be. [/b]Trust me, I've been there.

naijacann:

All of u guys that are saying that  its unfair to compare salaries of naija and the sates or britain, ok, , how come our Law makers earn fatter salaries than American law makers? Why is it that a member of house of representatives in ngr earns higher than Obama? Can someone explain this for me.

lacewiggal:

I wont mention any names in this post but I'll offer some clarification. I'm a new grad with less than a year of experience so my knowledge of such economics may be basic to say the least, however, the disparities are as apparent as black and white.

my guy, $150/hr for an IT professional, wake up from your slumber ehn?  i'm trying not to die laughing, but oh well, you probably were a freelancer or consultant, not a full time permanent IT entry level professional.

The demeanor at which some responses are written can only come from the frustration of being underpaid and cheated out of rights, somehow you find solace in making excuses for the situation.

lastly, The intent of my original post was to ask the "question", "Why are professionals underpaid in nigeria?", Thanks to those who offered reasonable and direct "answers" to help me better understand the situation.

As for those that cannot answer simple question, pls return to primary school and gain basic "english comprehension"
skills. while you are at it? pls clarify that 5% off $50 is not equal to $45/hr, anyways I gave a rough estimate of my earnings, use your imaginations guys, why so literal? 

Adios!!!

lacewiggal:

@ werepele

Taxes aint that bad yo. so for instance, my hourly wage is $50/hr  after tax it'll be sumn like $45/hr x 40 x4 x12 = $86400--- still not bad to afford you many of the good things of life.

I see all your criticisms and comparisons. the purpose of my post is not to compare both ---if not i would have titled it "why are professionals paid less in nig than abroad"

my point is not too use the GEJ defense aka the "they are doing it too" defense. we shouldnt be bothered what other countries are paying thier professionals only if it is a source of positive influence to pay and treat our professionals right.
im saying this to say that those professionals that may be earning "peanuts" abroad are not the ones we should be trying to emulate if we want to move forward and be a financially empowered population.

about starting a business, i addressed that in my previous post. if i was to start mine, (which i intend to, after i gain enough experience to be able to call myself a credible professional) i'd pay people what they deserve and not slave wages.

Cheers.

lacewiggal:

Thanks for your responses, some of them very intelligent and realistic, thumbs up.

some are just plain ignorant, ---don't be in denial, people, the first step in finding a solution is acknowledging the problem.

As for those that feel like attacking me for my opinion, all i can do is laugh because at the end of the day, it's the truth.
e.g the ones that say it's 4-6x and not 10x etc,  sweethearts, the point is that's still a large disparity in wages.

For those that are talking about standard of living etc. influencing the ridiculously low wage that rxists earn in nig; --- pls tell that to someone who is a stranger to naija. I, for one, am not. I know what 120,000 naira can do for you in nig and by no means does it come close to what my monthly salary does for me here in the US

@hispy99, bravo, well said, like a true GEJ follower, you are benchmarking yourself with less developed countries, when you can benchmark yourself with developed ones, try saudi, US, uK, aUSTRALIA etc,

@folahann, in fact, you are directly after my heart, well said.

@tunnytox,  u seem like u mean well, but u spoil your kind advice with arrogance,  start a business, great for profits, but how about fulfillment, how about if I want to practice in a hospital setting etc. Also, before you condemn the level of education I have, maybe you can think about this for a minute. "Any credible professional that wants to venture out into business would want some experience in the field, only if u are just after money, i wont be surprised if u don't get my point though, cos many of us are after money alone.

for the guy saying nigerians are generally not productive so they should be paid less etc, 
--- The US healthcare industry is pretty much run by Nigerians (IMHO) and we're typically quite productive, so should we be punished for wanting to return home and serve in our countries just because we are presumed as "Unproductive Nigerians"?

okada_man:

How can a company with a revenue of barely $2B make a decision that will impact billions of people and Trillions of Dollars across the world?

Why didn't someone shoot the Indian boy before he signed the S&P rating decision?

Economics is sometimes very backwards

That's why I'm sticking with my Okada.

(Reuters) - The United States lost its top-tier AAA credit rating from Standard & Poor's on Friday in an unprecedented blow to the world's largest economy in the wake of a political battle that took the country to the brink of default.

lacewiggal:

im a pharmacist practicing in the states desperatey thinking of returning home soon to serve my fatherland. but i was looking at salaries  and they range from 60,000- 120,000 naira per month!!!!!! isn't that a form of modern day slavery? everyone knows d suffering that pharm students pass thru in school so why the low pay? less than 1000 dollars per month kwa? tufia!!!!! lol  pharmacists in the rest of the world mostly make 10- 12 times that amount per month, should we continue to perpetuate dis slavery or stand up for our rights!?