@Patrioticbreed9 So sorry for your loss….
Crypto trading by itself isn’t a scam, but you have to be wary of the get rich quick syndrome.

I used to be a day trader, and have seen it all; was scammed for being greedy, after that I was scammed for being too careful.
The bottom line, don’t think about what you would have in your account, think about what’s already in your account and walk away.

After I was scammed, I trained myself on how to be a day trader when COVID just started and it worked perfectly for me. I stopped day trading and just invest little amount in meme coin with potential. Nothing comes easily.
I remember teaching a friend how to make $2 per day with $200 capital, and his respond was “shey that one nah money”. I am quite sure my friend would gladly fall for a Scammer that tells him his $200 will turn $600 in a month.
From my day trading experience, you can triple your money staking, however, you can lose everything as well. Spot trading requires commitment to be able to make $50 per month with $200.

Nice write up….#6 is key.
I didn’t realize the essence of belief in oneself until last week. I sailed through a prestigious certification with a 2week preparation plan, even after a friend/mentor told me it wasn’t possible.
In his words “it doesn’t matter how smart you are, 2weeks isn’t sufficient “. At first this almost got to me, but I told myself he doesn’t know me like I know me.

To cut the long story short, don’t let anyone tell you otherwise “ You are your worse enemy” if people look down on you, don’t look down on yourself.

BE811APP:
My God that breaks palm kernel like an egg.
I give God all the glory… Thank God for His faithfulness and Love.
I got our Visa approvals some hours ago.

I submitted my SOWP application with my 2 kids (ages 5 and 3) through Paper route
On 20th of June 2016
Medical call: 2nd July 2016
Medicals done: 8th of July
Medicals passed: I didn’t know when we passed the medicals bcuz I tried linking my account for weeks to no avail.
Approval mail: 9th September 2016
Documents submitted:
• Serious Prayers!
• All CIC forms
• Letter of Introduction/Consent from my wife
• Study permit she got at POE
• Wifes Data page
• Wifeys Canadian Visa Page
• Letter of support from the university , Stating my wife is a student there, fully funded and she needs her family (optional and it depends on your spouse HOD or skol, some don’t give)
• Unconditional letter of admission from the university.
• Photocopy of student id card
• Wifeys employment letter within the university
• Wifeys bank statement both Nigerian and Canadian

My Documents
• SOP (thanks Huzzie)
• Kids NPC birth Certificates
• My CV with my certificates
• Police Character Certificate (Expired 4 days before I submitted)
• Car particulars
• Marriage Certificate
• Appointment letter
• Reference letter from my office
• Letter of explanation
• Bank Statements
• Siblings Birth certificates

God is truly good..
Just believe, Pray, Fast most importantly have faith bigger than a mustard seed.

Thanks to JessicaJessa who told me about SOWP.
Thanks to Rex.. I have forgotten his NL name but we chat thru BBM.
Thanks to Huzzie.. I could have submitted my application without an SOP.. bcuz I submiited my wifes application without an SOP.
Thanks to everyone..
It will get better for all of us..

Congratulations....

Well done....keep up the good work

Cheers

Kriss77:



This happened to a friend of mine dat was denied last year!!!

wen he was called for medicals....he went and did the medicals...though he has been treating dz hepatitis B for sometime even before he went for the test...buh yet....after completion of the normal test the hospital referred him to conduct some further test on his hepatitis level which he spent extra 65k....buh alas..he was later refused on incomplete medical examination, along syd with personal asset and financial status..

to diz end...the so called hepatits B is a red flag.

HBV by itself isn't the red flag, the person's case might be.... I know people with HBV who are currently in Canada. My advise is this; if you have HBV or know someone who does, before applying for trv ensure the necessary tests has been done to know if you are a carrier or not, and that it's being treated properly. This isn't just for your application but for your own good.

remainhidden:

Oga boss ,can you review my sop pls?
I was denied this march,reapplying again

I can try, my response might not be prompt.

Jlakeside:

Boss, I don't actually understand the one time/ongoing event question.. Apart from the salary I do get in cash, which I do go to the bank to deposits writing my name as the depositor, I do also deposit some other personal money(in thousands) writing my name as the depositor..

I was referring to the deposit; to know if you do this all the time or just once. But your response kinda answered it already.

Jlakeside:

Huzzie baba..
As an employee that gets his salary in cash, though, I immediately go to the bank and pay in the money into my account, writing my name as depositor, should I submit a personal SOA? Since I'm submitting an employment letter and letter of introduction..

It depends; was it a one time or an on going event? If the latter is the case, then it's fine.

maspero22:
Good day all. Nice to be here.I am Nwoko Ifeanyi Emmanuel. I hold a degree in Urban and Regional Planning under the Environmental faculty in 2011 and finished NYSC in 2013. i applied and got admission for a Post Graduate Diploma in Environmental Management and Assessment in Algonquin College, Ottawa. i am also currently working as an Environmental and Safety control Officer in my company.
All documents have been gathered; among others include :
1. Receipt of $8200 CAD semester tuition payment.
2. sponsor's (my brother) 6 months corporate and personal SOA of 10m each closing balance.
3. Documents of landed property n his other business docs.
4. My salary statement of account and payslip(3 months).
5. affidavit of support (notorised).
6. Employment letter and reference letter from company.
7.SOP
8.Admission letter.
9. other supporting documents...
Submitted and did my biometrics on 1/04/2016 by paper.

Now the challenge is i have no travel history, gap in education and age. What are my chances of getting a TRV? Please my gurus in the house, analyse my case and tell me my chances please. Am really disturbed with the level of denials.
NB: am 29 years old. thanks

"curiosity kills the cat"
"anxiety kills faster than death itself"
You have applied already, why do you want to put your hope on our judgement? Regardless of your religious inclination.... Never lose hope, and always be positive.
Honestly, you don't have anything to worry about on the gap in studies because your job covers the gap, it would have been a different scenario if you don't have a job. Your age isn't a shortfall.
Cheers.

lucaschase:
Hello house, a happy new month and blessed week for all TRV hopefuls and applicants.
Please I have a question, My cash in my sponsors account is fixed, but it would be due to mature in a week. If I print the SOA after it matures, will the cash be like a lodgment? Or do I need to explain how it came to be? Would be applying for TRV in two weeks.
@hayqinsbFX, @thesoj, @berexio, @huzzie, @all

Go with what da boss has said....

hayqinsbFX:
You can rollover the FD then submit the expired statement and the new statement.
You can also liquidate, but you have to submit the expired FD to show where the money came from into the SOA

Daveboiz:
Please when you reapplied was it via paper or online

Online

BE811APP:
People write SOP for SOWP?

I should be submitting my app mid-april..
Pls i need to have an idea how d SOP was written..

I really dont want t be denied or delayed..

Thanks in Anticipation!

There's no special thing to it....basically, it's explaining the purpose of visit.
My spouse's has 3 paragraphs. 1st paragraph was literally an introduction into who she is, where she lives and how long we have known each other.
2nd paragraph gave an insight into her academic background, experience and what she currently does.
In her last paragraph she clearly stated that she wanted to come into Canada to help me emotionally, psychologically and financially. That being away from loved ones for too long can lead to poor academic performance.

All the best.

adesbaba:
thanks huzzie n adeyemi...av mailed some skuls...can i get around 7000CAD in university then.....

Accounting is one of the most lucrative professions in Canada. 9 out of 10 schools will request GMAT as a requirement to get into the accounting program at the masters level. Based on my research in 2012/2013, I knew 2schools that didn't request GMAT, Brock University (Masters in Accountancy $20k+) and UNBC (Masters in finance $8k+).
Believe me, with your budget you can't get a Masters program in Accounting without GMAT, while as for Pgd in accounting or business related courses, you will spend at least twice your budget in Ontario.
To proof any of this assertion wrong, you would have to dig deep into every university/college in Canada.
All the best.
Cheers

eridemilade:



Which is d proper address ooooo

Ghana is the right address...it's just that some peeps eliminate the writing of address on the SOP or invitation letter. The address shouldn't be an issue subject to debate.

adesbaba:
pls friends i really need ur help...i want to av
my pgd in canada but do not av much ...pls can
i get a college that pays around #6000
CAD....and their names...... Also can i get 8
months or 1 year pgd courses,am an accounting
graduate.....tanks alot...favour to all trv
applicants.......

I amnot sure if there are colleges that are these low for a session. But, coming to Canada goes past the admission process,you have to proof to the Visa officer that you are financially buoyant.
Anyways, all the best....try to make the findings you might need, then peeps here will gladly help.

SegunWamiri:


Thanks for the information

Yes, you're right@ one must be wise

You stated that you addressed it to the Accra office. Was that needful? Thought it was an online application?

SOP, spouse's vacation letter, and invitation letter were addressed to Ghana. I guess I'm old school then, because in the past we used to address these letters to Lagos.

SegunWamiri:


Congrats on your spouse's permit.

Can you please share with us the documents needed. Was there a need for proof of funds? If yes, was it your canadian bank account statement you forwarded to your wife or...?the process in general sha

Many thanks

Thanks man...
Spouse's document
All Application forms including Representative form ( Me)
Letter of purpose
Invitation letter
Marriage certificate
Change of name
Letter of employment (spouse)
Vacation letter
Certificates; birth cert, WAEC, Diploma, B.Tech, AAT, NYSC
CV


My documents
Landed property documents
Financial statements $6000+
Study permit and work permit (coop)
My letter of employment (coop) and confirmation of studies letter from school
Two months pay stub
Transcripts.

I did everything from Canada, addressed it to Ghana
The Visa Officer,
High Commission of Canada,
Visa section,
P.O. Box 1639,
Accra, Ghana.

Just a pointer to anybody applying for SOWP, if you don't see the "proof of relationship" as one of the required, you have to double check your answers. I guess this was the only thing that I missed in the first application.
Proof of finances wasn't one of the required, but man one must be wise.....

eridemilade:




Thank you. Hope we can still talk better thru email? Saw ur reply.

No problem.

lonzo:

Congrats Sir

Thanks

eridemilade:




Congrat. Pls hw did u tackle the proof of relationship and purpose of visit issue. Want to apply for same dis month.
Thanks ( I pmed u)

I attached our marriage certificate, change of name, pictures ( from corner corner love to marriage) and we clearly stated in the purpose of visit that she was coming to help me emotionally, psychologically and financially. This was the same thing I did in the first application, except that in the first application she had only just concluded NYSC, while she already had a job before the second application.

VICTORDEBELS:
I am very happy to be part of this family! Thumbs up to you all... Please I have a question, a friend of mine is very much concerned regarding her health challenge( positive to HEPATITIS VIRUS dx). She is currently on medications and worried if it could affect the result of her medicals. Ps: she is yet to apply for a TRV. @thesoj, justwise, other guruz...

If she is on medication and has done the required test( I don't know what it's called but I know it's expensive), she wouldn't spend too much for additional test during medicals.

It's been awesome joining this wonderful thread since 2013 (part 5, i think). I just want to encourage everyone to keep hope high.
My wife got her Spousal Open Wok Permit (SOWP) on Thursday and I thought this might lift someone's spirit out there.

Applied for SOWP on December 7th with upfront medicals, after 3months of waiting, application was denied March 3rd based on two grounds.
-Purpose of visit
-Proof of relationship.
I was upset on the reasons given because I found it absurd. Immediately she gathered necessary documents and emphasized in her SOP the reasons for previous denial and how she has provided evidence to address it.


Re-applied March 7.
Medicals passed& Passport request March 23th
Passport submitted March 24th.
TRV approved and dispatched March 29th.
Picked up trv March 31St.

My one cent- if you were denied TRV, all things being equal ensure that the reasons for denial are addressed before Re-applying. How do I know this, because I was also denied TRV in my first application in 2013.
Anyways, kudos to the peeps that have kept this forum going, keep the good work up.

Cheers

BE811APP:
online right

Yes, it was online

adebayoolatunji:
Pls guy hope first week in June isn't late to apply for TRV for Sept intake at Lambton college....

As long as it falls within the processing time, you are good to go. Try to use this waiting period to package a flawless application. All the best.

StanP:
Hello Guys,

My brother is putting together his documents to enable him apply for a study permit to do an MBA in Canada. He wants to know whom to address the Letter of Reference from his office to (whether it should be addressed as "To Whom It May Concern" or to the Embassy directly).

Please anyone who have submitted such a document should please advise.

Thanks

Either way is fine...

eridemilade:
Hello gurus in d house

Pls is it possible for a spouse(husband) to apply for his wife SOWP from canada? Hearing abt representative forms and all but very confuse nw.

Anyone who ve d experience should pls throw more light on this.

Cc: thesoj
Metrecube
Everybody

Yes it is possible .... I applied for my wifey from Canada. The representative form authorizes your husby to follow up with your application on your behalf. And you don't have to print it off to sign; I left ours unsigned. Hope this was helpful.

40manlappy:
Good evening. Is there anyone in the house that is currently undergoing MSc Accounting in Canada?

My spouse is fiddling with the thought of applying with the aim of eventually doing her Phd in Canada. She has already completed her Msc in Accounting here in Lagos but we are both of the opinion that she should start afresh to be able to acclimatize fully with the Canadian university system considering the fact that she worked fulltime while running the MSc.

I have done some research online but what I am really looking for is an affordable university in a province/city where both my wife and I can get jobs with minimal stress. Some of those that I have seen seem to be concentrated in Ontario. Thank you.

To get Msc in Accounting or finance requires GMAT, that is the starting point. During my quest to avoid GMAT I found my current school (Brock)
https://brocku.ca/business/future/graduate/maccdegrees/imacc and
UNBC http://www.unbc.ca/commerce. (master of business administration with specialization in accounting, finance etc)
Brock is in Ontario and is expensive while Unbc is in British Columbia and is extremely cheap. The challenge with UNBC is that the competition is very high because domestic and international students pay the same fee(used to be about $1700/semester for 5semesters), I know this because I applied there twice and a friend( also a nairalander) graduated from the Master of biz administration (specialization in finance) last year . But note that, starting from last year Nigerians applying to UNBC are required to write English Proficiency test. You could also check university of Saskatchewan, I think they have a good program
http://www.usask.ca/programs/colleges-schools/grad-studies/programs/accounting.php.
Tell your wife to start thinking of writing GMAT because this might be your meal ticket to cheap schools.

Hope this was helpful.
Cheers.

Vorpal:

I suppose your school is a university?
And if you don't mind, what school is this?

Brock University

Vorpal:
Huzzie, Eruditor
What of a business related course or a social science course like economics?
Would you advise a college or a university, for an undergraduate?

I'm an Accountant and from what I have seen people transfer from college to my department. They usually start from the 2nd or 3rd year depending on the total transferable credit, and the brilliant ones struggle with the first semester because of the intensity involved. So that's my experience about accounting in my school, this may not be applicable else where because my school has the best accounting( or probably second best behind waterloo) prog. In Ontario.
Hope that was helpful.

Cheers

Eruditor:


On the same boat man. I have nothing to or against any of the degrees. Just recently started researching about Canada as a contigency plan. Ofcourse the comparative advantage both degrees have over the other popped up in my research so I thought to chip in what I had understood and also learn from others. I didnt know there was a fasttrack PNP people with 1 year masters could use to gain PR until today if I hadn't read it here and even checked some of your posts before replying this one.

Just as you said, some courses are better understood via college programs because of how streamlined and hands-on they are, whilst some other courses are best done in Universities e.g Law. One just needs to know what aids one's career plans and may have better job prospects both within and without the country.

What I found risible was the fact that someone tried to suggest anyone who opted for advanced Diploma programs was doing so because of their lower first degree which could be the case, but not always.

I am an engineer with a very good first degree but the time I applied to Total and ExxonMobil for their Operator positions, they never shortlisted me because the position required someone more technically skilled- an HND holder to be precise. Now I may decide to head to Canada to get an advanced Diploma just to better my chances of breaking into the IOCs via 2 means (Operator or Trainee engineer) and I won't be amiss.

My advice is that every decision just has to be well-analysed because the grass is greener where you water it and not necessarily on the otherside.

Cheers.

Engineering is one of those courses that people go to colleges to gain hands on knowledge. Where I'm doing my Coop, one of the bosses graduated from my school (Brock uni) and went to Niagara college for a diploma in same course. Likewise, most of the savvy in the engineering department are products of Niagara college.

I like your punchline from the bolded.

Cheers

Mizbaby:


The mail I sent was about the processing delay. I sent the mail to the Accra office. Included my name, application number and date of birth. That was all.

Thanks, this was the same content sent to Lagos, was just wondering if there was something special.

Eruditor:


You may not get that PM replied with this message o. Tell them Master's degree is senior to Associate degrees or else they'd accuse you of having 2.2.

Una for use the seniority buy house na.

Honestly, I was referring to everyone about the PGD vs Masters brouhaha not Mizbaby, I usually don't take sides in argument to allow me see reason in participants view. I have been on this forum for a long time and it is annoying to see the same argument regenerate from time to time. e.g. Does Canada share database with US, can the Embassy access the balance in ones account, PGD vs Masters etc.
I come here from time to time because this forum attracts me like insect to light. Usually, I work backstage through PMs and I have met some Nairalanders one on one here in Canada which excite me.
Anyways, we need more body to absorb this cold, make una do quick come abeg.
Cheers.

Mizbaby:


What can I possibly have to tell you when you have been in Canada for two years?
Besides I can't find a question in your post.

Being in Canada doesn't make one the master of all .
I had earlier explained my plight in my first post. I would like to know the content of the mail you sent to Accra I need if for a relative.
Application was sent Dec 6th with upfront medicals and nothing has been heard, mail was sent to DHC Lagos last week and the reply indicated that it is being processed in ACCRA.