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Pets / Re: Saw A BLUE BIRD for the first time by jaydy1206: 7:21am On Mar 21 |
It's called a woodland kingfisher (Halcyon senegalensis), a tree kingfisher that is widely distributed in Africa south of the Sahara. You're pics are quite detailed because Google lens suggested your thread when I searched made a picture search. |
Religion / How To Make Global Halal Investments In Gold, Sukuk Bond, Etc by jaydy1206: 8:57pm On Feb 20, 2020 |
Halal investing forbids investing in debt, making many traditional investment vehicles off-limits to Muslims seeking to follow Sharia guidance. As a result, many in the Muslim community have limited their investments to cash savings and real estate, leaving them poorly diversified. Junaid Wahedna decided to fix that. Wahedna, who graduated from Columbia University and spent years working in finance in New York City, was in a good position to launch Wahed Invest, making Halal investing easy. Halal investment standards are fundamentally ethical investment standards. In addition to proscribing investments in debt and traditional fixed-income securities, the standards require investments to be in ethical companies. “What we do is run an ethical filter over all our investments. So, what that means is we screen for excessive debt, alcohol, tobacco, firearms, pornographic material and a few other you know minor unethical things,” Wahedna explains. One key to building a successful platform for ordinary investors to conform to Islamic investing standards was to give them access to sukuks, a Halal fixed income product traditionally sold in $200,000 minimum increments. “Sukuks are in essence Islamic bonds,” Wahedna explains. Yields closely parallel traditional fixed-income investments along the yield curve. Wahed Invest allows ordinary investors to open an account with just $100 (Use "jamaja1" as referral code to get $25 welcome bonus) and to participate in Sukuk investments along with carefully screened equity investments. Wahedna hopes to prove that ethical or religious investing needn’t come with a cost by efficient use of technology. Junaid Wahenda CREDIT: WAHED INVEST This is all enabled by technology commonly called robo advisors. Virtually all broker-dealers are employing some level of technology to facilitate investing today. By dropping the cost of managing an account to near zero, minimum account sizes drop even while allowing people to participate in more sophisticated investment strategies. Wahed Invest has automated processes that calculate debt ratios, cash balances, and other keys to identify companies that meet ethical and Halal screens, the company also has a full-time Sharia review board and ethical review board that ensure Halal investment standards are followed. But it isn’t all technology driven. Wahedna is proud of the firm’s annual “purification report,” which calculates earnings from “impermissible” sources, like excessive interest income from one of the companies in the portfolio. This gives investors an opportunity to purge those funds by donating to charity. “This is just something we feel is necessary that people should have at the end of the year to see exactly what has happened,” he said. The ethical standards of Halal investing are appealing not only to Muslims but to other investors with a similar ethical view. Still, the service solves a big problem for ordinary investors wishing to comply with Halal investment standards who haven’t had the option in the past. “Clients tell us that ‘We are so happy we don’t have to just keep our money in cash!’” Wahedna says, noting that many customers are first-time investors. How to Register 1) Download the Wahed Invest available on iOS or android mobile app 2) Signup and fill in all necessary details Using "jamaja1" as referral code to get a $25 welcome bonus after your first deposit. 3) If referral code is skipped during the signup process you won't be qualified to receive the $25 welcome bonus.
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Technology Market / Re: Tecno Pouvoir 2 Pro 16gb Gold For Sale 28k 3gb RAM by jaydy1206: 11:10pm On Oct 19, 2019 |
jaydy1206: Pouvoir 2 pro up for grabs |
Technology Market / Re: Tecno Pouvoir 2 Pro 16gb Gold For Sale 28k 3gb RAM by jaydy1206: 4:43pm On Oct 16, 2019 |
Deal still available... First come first serve |
Technology Market / Re: Tecno Pouvoir 2 Pro 16gb Gold For Sale 28k 3gb RAM by jaydy1206: 2:40pm On Oct 15, 2019 |
Toma2: The samsung processor, UHD display and other extra efizzies weigh on the battery. If you need a simple phone with all the important functions intact and a superb battery life. I'd suggest the pouvoir 2 pro |
Technology Market / Re: Tecno Pouvoir 2 Pro 16gb Gold For Sale 28k 3gb RAM by jaydy1206: 9:28am On Oct 15, 2019 |
Toma2: 28k last price. 5,000mah Battery life is crazy. Very very clean. Free case. Works on android O. 13M front and back camera. Can't get it lower elsewhere. |
Technology Market / Re: Tecno Pouvoir 2 Pro 16gb Gold For Sale 28k 3gb RAM by jaydy1206: 9:24am On Oct 15, 2019 |
Toma2: Its slightly negotiable |
Technology Market / Re: Tecno Pouvoir 2 Pro 16gb Gold For Sale 28k 3gb RAM by jaydy1206: 7:08am On Oct 15, 2019 |
Technology Market / Re: Tecno Pouvoir 2 Pro 16gb Gold For Sale 28k 3gb RAM by jaydy1206: 9:03pm On Oct 14, 2019 |
temitopteas: New should be around 45k |
Technology Market / Tecno Pouvoir 2 Pro 16gb Gold For Sale 28k 3gb RAM by jaydy1206: 8:09pm On Oct 14, 2019 |
Used Pouvoir 2 pro 3gb RAM 16gb ROM, in perfect condition. Very clean, no scratch on screen, superb battery life. Get this superb bonanza deal fast. First come first serve. 28k. Also comes with a free scratch proof case.
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Celebrities / Re: COZA Pastor & Busola Dakolo: Licious Rika Speaks On Rape Allegation by jaydy1206: 7:49pm On Jun 30, 2019 |
omonla10: Even if she eats all your shawarma and pizza,you still have to ask for her consent. Her No is a No |
Technology Market / Re: California(Los Angeles),pickup services..Online purchase..(Ebay/Amazon,walmart) by jaydy1206: 2:26am On Feb 20, 2018 |
How to i pay for the phone and get it shipped to naija mikkyangel: 1 Like 1 Share |
Technology Market / Re: Samsung Galaxy S5 Excellent condition by jaydy1206: 8:41pm On Mar 17, 2015 |
Sorry Boss Just wait till the next one lands...you can book for it |
Technology Market / Re: Samsung Galaxy S5 Excellent condition by jaydy1206: 3:27pm On Mar 16, 2015 |
Thanks...I bought it yesterday...enjoying my samsung s5 right now... I love the fingerprint and heartrate sensors |
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