Use Fairmoney, they will give you if your credit score is okay

shegxy9:
Please I don't know maybe this is the right section or not but which app can borrow me 20k right now... Pls help brother my life is at risk right now pls guys

This is not right chief, even if i am unable to pay back on time it still doesn't give them the right to defame me, i know quite a number of loan apps that don't defame customers that are unable to payback on time, i know the likes of Fairmoney, branch and some other big fish don't debt shame their customers

DriverX:
you're a fool

If you don't owe, they won't defame your poor self

To avoid defamation, pay up on the day you agreed to pay up . Fool

Who else thinks FairMoney is doing well by helping Nigerians get access to quick and easy loan?

Wow. Make sense so many Nigerians have actually benefited from them

Facts!

Better to save in dollars than to save in Naira.

I have checked out these Xend Finance guys, I joined their telegram group. It seems okay. I have a question tho - How is their security? Because so many apps get hacked this days

Whatever you do this year, save your money on Xend Finance o! Save and earn in BUSD

In 2021, I saved a total of about N3m. This year I am going to save up to N5m by Gods grace and I am going to achieve this by saving on dollars.

How much did you save last year and how much is your target for next year?


http://xend.finance/mobileapp.html

I have tried only Fair money and i did not face any wahala, i heard branch too is good

Ramzyranks:
This is 2022, avoid unknown loan platforms use only credible platforms. i can suggest Fairmoney, branch or even carbon

Thanks for this chief, I have been using Fair money for some months now and i have never had any issue whatsoever with them. I think fair money comes first others follow.

youngking89:
This is a lie...I will not recommend Lcredit to anyone. Their interest rate is very high. Pls to avoid stories that touch the heart don't use Lcredit. My neighbor defaulted for a day and they started calling his contacts and telling them that he is a fraud and note that it was his first time defaulting and it was his third time collecting a loan from them. A friend of mine works with Lcredit too. She said she feels sorry for people especially when they default and that they are instructed to do everything possible to get the money back because they are given targets. She said one day she called a client for their money. The client narrated how he almost committed suicide for a loan he collected and couldn't meet up because he had bills he had to pay at the hospital after his wife had lost the baby during child birth. So people felt he had bad luck after the series of calls and text they got of being a fraud. Most of the people who are giving the app five stars on playstore are their staffs. I see some of the text formats she has on her laptop that she sends to her customers and how they respond after she sends the messages. Sometimes she starts laughing after they respond because of the messages she sends to them on WhatsApp. The way they start begging and promising heaven on earth to pay back because they are scared. Sometimes I laugh too but it's not easy. I'm not in support of owing because I know Nigerians take things for granted and this is someone's business. But na person wey dey alive go fit pay him debt. I recommend renmoney,Fairmoney or carbon. Note that I recommended three different loan apps before someone will say I'm trying to promote another one and also note that these ones I recommended also have their own cons too

I will not sit here and watch you insult me because you can not take out little time to do your research before you rush to just comment

Soso990240:
Oga na thief una be . A loan of 100,000 to pay back 118,900 in 2 weeks, what will you call that? 300,000 to pay back 528,000 is what? all of una na criminals.

I like this kind of growth, from helping people get loans to helping people save and invest their money. The guys at Fair money know their onions

He is looking for a loan app that will not run him street.

erumena:


What is the point of this your question?

Are you looking for a loan app that won’t collect the money they loaned you back?

Why are you still looking for a loan app?

Chief do you think Dangote uses his own personal money to build most of his projects? Na loan dey make an grow.same thing for entrepreneurs if they get the right support everywhere go marama for them

NothingDoMe:
Nor be foreign countries? They have lots of support systems even from the govt.

Na for Nigeria you wan to live on loan?

Lol, what he should do is avoid killer loan facilities. That was why I recommended fair Money or any other sane one

JustforMen:




ok, sorry... my bad!

I have been using fair money for months and they have never called to harass or insult me

avalon7:
The only sane Money lending app right now is BRANCH. They will never call you to insult you. Even if you're late on repayment, they will only call you after few weeks of being late to encourage you and they don't do compounded interest on overdue payment.
You can also use their mobile app to make transfer and pay bills or recharge your phone absolutely free.
Their app no d ever get issues, i believed they are owned by an intentional firm.

Abeg if you decide to use branch loan app use my referral code as thank you for this Update i just give u. You will also get N1000 coupon to use when repaying your first loan .
Find referral code below
abara56511

Lol even in foreign countries people live on credit facilities so what are you saying.

JustforMen:


you never learn sense abi
avoid using any loan app... learn to save massively (up to 80% of what you make, if you can) for your projects and investments.

learn patience and deliberate action.
don't allow any investment, project or potential for profit to rush you into desperate search for money.
have a plan and follow your plan.

LEARN TO USE OSUSU, PIGGY BANK or AKANWO

The major reason most people take loans is to have working capital to reduce pressure on them.That’s why I am happy with what the guys at fair money is doing

ipobarethieves:
Avoid all of dem and experience PEACE of mind.GTB is still ok but avoid am too.The sure way is to seek the money from ur friends and pay back.But Nigerians attitude won’t allow a friend to help

Stories like this break my heart. Why didn’t you seek for recommendation on Nairaland before you borrowed from those your Facebook people. At least you for don see say na Fair money people for here dey use

Which one do you use boss

Ramzyranks:
Avoid platforms that will borrow you money and then end up not giving you peace of mind. I use only credible and known platforms

If you want to know the one i use you can ask me sha

You are just knowing? lol late comer. Fair money gives free debit card, they even give free bank transfers

sexyshola1218:
Fair money now gives free debit card

The only way is to avoid the Lon sharks you talked about.

okolojay:
Is there a way to avoid blackmail from these loan sharks? :

People should also avoid borrowing and trying to escape with what they borrowed. And also people should use real life loan apps. There are a lot out there, Fair Money, carbon, dole, branch etc

greychris:
Of course, first things first avoid taking loans from anyhow people.

i stan a king that knows the law!

drphantom:


Lucky you.

They have done at least 2 things which you can sue them for and make some money as well.

1. Breach of contract
2. Breach of data privacy laws

Talk to a good lawyer and find out your options.

Industry regulators fined one such company 10 million for exactly what they are doing to you. An MTN user also recently sued MTN over categorically similar circumstances around a N50 deduction and won N5 million plus legal fees.

It’s high time we start meeting madness with force.

Good luck, sir

How many loan apps have you tried? i have used only fair money and it's not the same as the others

Denmark23:
This one have been paid to do PR. smh

Meanwhile all loan apps are the same.

Wetin be branch. Please look well before you take loan from any company. I use fair money to get my own loan

emmadejust:
Branch loan is the best

I am baffled that people still use the loan companies that threaten them. Let them use FairMoney and any other licensed loan companies

Mosopzy23:
Is it really worth it, taking a loan from these so called loan apps. The high interest, short repayment time, fear of being blackmailed, the mental and emotional stress, just name it, and yet people still go ahead to get a loan from them . I'm baffled honestly

The problem is with the government and regulators. I am a big fan of Fairmoney and other registered loan apps. But Fairmoney is is their baba

chaseblack:
Although I agree that an agreement is an agreement but I think loan apps are taking advantage of Nigerians.

The interest rate these apps fix on loans are absurd and sometimes I don't blame people for default.

What is more annoying is that when you apply to invest in that same company ,they offer peanuts as interests.

For instance, one loan app has an overinflated interest rate of 30% for borrowers but if you are an investor, you will be offered a paltry rate of 1.5-3 %. That's criminal!

To make it clearer, if you borrow 20000 you'll be required to pay back #28,000 - #30,000, which means an interest of #8000-#10000 for just 30 days.

But personal findings reveal that if you try to invest #20,000 in that same loan app, you will get an interest of just #150 - #250 after a month.

This is absurd, I have tried investing #40000 in these loan apps several times and all I received was #150 after 40 days. Just imagine!

I tried another one by investing #60000 for 80 days and all I got was a paltry sum of #2300 .

And the last term time I checked the loan app, you will be required to pay #4500 on a loan of #15000 after just 30 days.

That is greediness and the government needs to look into this and find a way to regulate the interest of online loan lenders.

Failure to do these will continue to increase the no of loan defaulters as these loan interest are outrageous.

As a benefactor of Fairmoney, I have taken loans from fairmoney and they did not stress me

Ramzyranks:
The government should look into some of these people. guys like Fairmoney work hard in helping Smes and even individuals get loans and they are even registered

Oya Toyintitans let’s go support our girl by downloading and using the app