Thanks to all the gurus in the house and glory to God. My visa was approved last week after previous delay in the penultimate week. From what I observed during both intervews, prayer is the key, also being confident and prepare yourself adequately by perusing through the transcripts on this forum. I learnt from Nairaland and I would love to share both transcripts to the house.

Here is my delayed visa transcript

VO: Why are you going to the US
Me: To pursue my master's in business administration and management at .................. which will take a period of 20 months to complete.

VO: How did you get to know about the School?
Me: I got to know about the school using academic website such a US news and princeton review and then streamline my research to my course of interest.

VO: Why did you choose the School?
Me: I choose the School because of his MBA course curriculum which has an internship placement, over 90% of his faculty members have PHD which demonstrate their knowledge, research experience and educational commitment, student to faculty ratio is 15:1. Recent US News review listed the school as no. 1 public HBCU in US.

VO: How many School did you choose
Me: Three

VO: Can you name other schools?
Me: Tennessee State University and University of Tampa

VO: Where do you work?
Me: I am currently working in a professional firm, bla ..............., where I prepare financial statements, ............., etc. I have also worked with a similar professional firm for about 4 years eight months.

VO: I can see that you have worked for about six years, so why going for an MBA now
Me: I have a ten years career plan which to work for six years, pursue an MBA for two years and work for another two in my current work place when I return back to Nigeria.

VO; Are you Married?
Me: No

VO: Who is sponsoring you?
Me: My Aunt

VO: What does she do?
Me: She is a major distributor of Vegetable Oil

VO: Can I have her bank statement
Me: Sure (I passed the bank statement to him). At this point, the VO was glancing through the bank statement.

VO: How can you pay for this hugh fees?
Me: I can pay for my fees, you can take a look at the previous balances (My total fees is about 40,000 usd, no scholarship on my I - 20 and the VO was busy using black market rate to convert my total fees in USD to NGN. Bank statement balance is about 14 million naira.

VO: I dont think you can pay your fees, I expect you to have about 20 million naira in the account.
Me: I can really pay for my fees.

VO: Sorry, I think this is not the right time to issue you visa, pass me the blue paper
Me: Thank you Sir.

I noted that the major reason for the delayed visa was that I could not prove to the VO that I could pay my fees. However, I did not relent, I re-apply for another interview the following week. In order to play safe, I maintained my first sponsor and sourced for an additional bank statement as my second sponsor. The second sponsor is my cousin, this is in case the VO for the second interview would request for any bank statement but to my greatest surprise no document was asked during the second interview

Here is my second interview: VISA APPROVED:

VO: Good morning
Me: Good morning Sir,

VO: How are doing?
Me: I am fine Sir,

VO: Can you tell me why you are going to the US
Me: I am going to pursue my Master's in Business Administration and Management with specialisation in Management Information System at ...... which will take a period of twenty months to complete. (VO - Ok)

VO: Have you been issued Visa before?
Me: No Sir

VO: But your name is showing on the system that you have been issued visa.
Me: Wow...

Vo: Can you tell me about the Course?
Me: The course will take a period of twenty months to complete and has 44 credit units. I will be offering courses like financial statement analysis, investment analysis and portfolio managements ( i mentioned about 10 courses).

VO: Where do you work ?
Me: I am an accountant and I work with a consulting firm, bla....., where I prepare financial statements, render business and professional advice to clients (I mentioned my scope of work)

VO: Why were you not issued visa the last time
Me: Because I was not able to prove to the VO why I choose the school and due to insufficient funds( Please note while filling my new DS 160, I only mentioned the meaning of the section as disclosed in the blue paper).

VO: Who is sponsoring you?
Me: My Aunty who has been responsible for my education.

VO: What does she do?
Me: She is a business woman (VO - okay)

VO: Pass me the white paper, who can pick your visa at this address.
Me: Than you Sir.

I give God the glory and thanks to all the gurus in the house. No document ask, no previous traveling history and no scholarship in my I - 20.

Hello All
I needed to pay for my sevis fee but I could not make the payment here due to western union is not currently operating in Nigeria.
I will appreciate if someone can assist me with the sevis payment outside Nigeria while I give him or her the equivalent in Naira.
The sevis fee is USD 200.
Thanks.