charles009:
I dont belive this cooked up story..For your infomation I play in the same lending space with these guys.

Firstly:lapo MFB cannot use city gate global contact details..reason both are heavyweights in their space right and space. Show me tangible evidence and I will make you a millionaire.

Secondly: 22+ interest + principal is a fair enough enough deal, so quit fighting them. Its a very fair deal Ok. Lets say less than 2% monthly so its fair

Thirdly, what documents did you execute before disbursement, were u given any offer letter or repayment schedule?

See the attached credit alert notification.

charles009:
I dont belive this cooked up story..For your infomation I play in the same lending space with these guys.

Firstly:lapo MFB cannot use city gate global contact details..reason both are heavyweights in their space right and space. Show me tangible evidence and I will make you a millionaire.

Secondly: 22+ interest + principal is a fair enough enough deal, so quit fighting them. Its a very fair deal Ok. Lets say less than 2% monthly so its fair

Thirdly, what documents did you execute before disbursement, were u given any offer letter or repayment schedule?

The screenshot of the first message received and the credit alert has been attached fya.

FivePeas:
What an ungrateful wicked soul this op is. Broke ungrateful wicked soul.

Ungrateful wicked soul elder brother.

Jabioro:
LAPO loan collect one pay three with sweet..you could have returned the money immediately when you find out...

Baba once the loan is disbursed you are bound by all conditions to the loan and it was when they started deducting that I noticed the negation.

I AM SENDING THIS POST TO INFORM NIGERIANS OF THE SCAM TECHNIQUE BY LAPO MICROFINANCE BANK AND ITS PERSONNEL.
THEY USE ANOTHER NAME BECAUSE THEY KNOW PEOPLE DON'T WANT TO ASSOCIATE THEM.

I work with Lagos state government and I received a message from "CityGate Global" to call Wunmi on 0816134315* if I need a loan. I placed the call and she demanded for my details and I got the alert of #200k from "LAPO" I called to inform her that I didn't request a loan from LAPO but she said they just used the name CityGate as a bulk message platform (which was a lie telling from the message I received). I asked how come she didn't inform me about the name of the company ahead.

The money was already in my account I was told "the conditions" involved before I applied so name doesn't really matter. The conditions I agreed to was to pay #20,000/month for 12months to make #240,000

But to my greatest amazement, I was being charged #22906.67/month, which will make #274,880. This was not the agreement!

I called to complain, she first said that it was a mistake that it will be corrected and I will get the refund, but that didn't happen. She later said that she forgot to tell me the actual interest rate, that she made a mistake. I said I can't pay for her error... She stopped picking my calls or replying my messages and the interest deduction was already automated on my salary account. So, there is no need to talk with me again.

Until I threatened to arrest her, she then sent me the office address at irorun Plaza kudirat Abiola way and the number of one Mr Collins as her superior, Mr Collins claimed to be the manager heading the branch, when I walked in, he said the only way to resolve the case is to pay off the loan at once without interest on the remaining months.

I requested for my balance and the full details of all charges but both Mr Collins and Mrs Wunmi kept dribbling me, till the Loan entered 6months. Wunmi later sent the balance alone without explanation or break down. Though I have paid the balance but I realised that even as I attempted to terminate the interest on the 6th month, the total money I have paid is #262,388. I don't understand how come and I am not getting any explanation from any of them...

I got into argument several times with them because I was persistent about getting out of the situation while all they wanted to do was drag the process months into months.
I eventually got my balance but as I have suggested, I was overcharged though Mr Collins said I will get a refund of the excess charge by month end.
I have proof of all my statements...



THEY FIRST TRICK YOU WITH LIE ABOUT LOW INTEREST RATE AND LATER SAY THAT THEY MAKE MISTAKES OR MISCALCULATED.

THEY WON'T SHOW YOU YOUR BALANCE EVEN WHEN YOU REQUESTED FOR IT.

THEY WONT RESPOND TO YOU ONES THEY HAVE AUTOMATED THE LOAN DEDUCTED FROM YOUR SALARY ACCOUNT.


How do I resolve this and get them to pay back my money.

lalastica MYND44

jettybrian:
Good day house,
Please, I got an invite from the above mentioned coy.
I just need little info about the company from anyone who has had an interview with them or working with them presently.
Thank you.
Please help me.

Please help me o

J.O Universal Concepts Limited

Good day house,
Please, I got an invite from the above mentioned coy.
I just need little info about the company from anyone who has had an interview with them or working with them presently.
Thank you.
Please help me.

Good day house,
Please, I got an invite from the above mentioned coy.
I just need little info about the company from anyone who has had an interview with them or working with them presently.
Thank you.
Please help me.

they do oo, but na vulture be their own cow.