tomtomastom4:
I created this thread in response to the post on front page about ladies that date men who earn less than 100k. Below is the link.

https://www.nairaland.com/7292274/ladies-relationship-men-earns-100k

Of a truth, its not easy to manage such amount, but when one is already in such situation, you just have to manage and improvise.
Now like the OP of the above thread requested, here is the break down of how we make our expenses.

To start with, I was earning about 130k previously before we got married by March this year, but I changed job and the pay of the new job is 95k. STarted the new job around Feb this year, even though there was a loan I was paying off.. Need I add that my wife was working in a firm where shes paid 45K, but two months after our married, she quit the job due to pregnancy stress. Am sure ladies will understand.

This is our break down.
Monthly salary 95k
I remove 40k first from the salary and transfer it to 3 different acct.
The first acct receives 20k. This acct is not touchable except on extreme emergency. Its our main savings acct.
The second acct gets 10k and its for our rent, also non touchable. Rent is 150k per year. Before u say my rent is high compared to my salary, I like my privacy very well. and the cost of rent isnt friendly in my state.
The third acct also gets 10k. This one is for semi savings. This acct is touchable when cash at hand have been exhausted before the next month salary.

From the remaining 50k,
I send 10k to my family acct. I and my brothers do contribute 10k+ every month and its been used to run expenses WRT our parents and last born.
I gv my wife 10k for her monthly up keep. Its small. But its the sacrifice we all have to make for the good of the family.
I hold 10k myself for logistics and transport. I must confess, is not enough. But One have to strive. My wrk place isnt far. SO transport is N100 to and fro, thats approximately 3k per month. The remaining money i use it for other logistics. 4k out of this money goes for gas wch last for abt 2 weeks. And when we want to refill and there is no other money left, we fall back to the 3rd acct.
The remaining 20k is strictly for food ( On this food issue is where I "duff my hart" cos shes really managing things well and trying.
Sometimes, I really feel for her, cos this her pregnancy makes her to crave for things that is not on our food menu, but then when the money is not there, she just surpress the cravings. At times I feel bad.

The remaining 5k, for now is used to pay back a tailor who sewed multiple pregnancy gowns for my wife.

Its good to add that any small money I make like 1k or 2k on side hustle, I directly buy mudu of rice, beans or flour for swallow.

Its not easy at all. But there are families with kids leaving below that.

My wife is abt 5mnths pregnant, we plan to divert the 20k savings to buying baby things in preparation for child birth.


The truth is that the economic situation in this country is bad and so cost of leaving is very high. But then one have to survive.
But then in Nigeria now, how many percentage of the population earn above 100k. In fact how many jobs out there pays such as amount.

The only advice I have for ladies is that if you are not working and you parent family is the type need financial help from your husband after marriage, or you are the type of lady that is high class and wont settle for less or manage with your man. Plz kindly wait and take your time to look for a man that is RICH or financially capable of taken care of you and maybe your family. Please dont hide under the cover of you want to marry quick and then accept a struggling man only to start putting pressure on his head. Plz wait and marry a rich man.

Most responsible men wont really appreciate it if you are always demanding for things you knw fully well that he can not afford.


It is also good to note that no condition is permanent, things will definitely get better. A better job might come or my wife might get a job after her maternity which will increase our income.

The bottom line is, as a couple, but of you will have to work things out to improve your finances.

what of your TITHE

I have the video, her positioning was very mad oooo

Kyari is looking at obi's phone like, how far bro, any other clothes to sew?

Pls how long does it take to be called to come and pick up an employment letter after medical in 7up company.

I feel your pains, naturally you'll feel bad.
that's your human nature, but take a look at it this way, if you or your sister where to be in that Nanny's position, will you loved to be kicked out? or will you want your sister to be kicked out? it have already happened.Don't push further for it with ur husband, pls allow peace to rain and secure your own marriage.All man for himself, shebi it's only mummy or ma that you'll call her,
whether she's sensible enough or not, she'll be the one to be calling u ma, not the other way round.just create an environment for peace for ur children and ur marriage.Life is too short, make sure you live it to the fullest, don't go and die over nothing, I'll never condemn you, you're only being human.

Talibans won't like this
to them it's a Haram
same brothers.....

Nawaooooo
Cum we gini self

ndi ofe mmanu

Mangekyo:


Skysports

Nice

SingleGuy9999:
Good day guys, I'm not really too active here, but this is a 2nd account I created for this. I am 22 year old student in my final year. But I've never had a girlfriend, also I have never had sex, but that is not the major problem as I can easily get a hooker and pay. I feel I'm pretty good looking, at least average. This would be a little long, pls try to read through.

My problem is I can't seem to get a girlfriend, I have been rejected by girls like 7 times in a row or more...I don't meet that many girls but I do go out and meet sha and if I like a girl and I feel she's someone I can date I ask her out. If we aren't really vibing I just delete their numbers and forget about them. But I keep getting rejected by all the girls I've asked out, they either see me as a friend and tell me stuff like I'm a good friend or they not ready for a relationship or that they feel I have no feelings for them...like wtf

It's really frustrating so much that it's literally killed every confidence I have to ask girls out. Like the last 3 girls I wanted to ask out I ended up not bothering since I know it'll end same way...planned to ask one out today but I just couldn't stand to get rejected again...cos even tho I think what I'm getting might be green light I'm not sure about girls anymore...in fact now I'm no longer sure if the girls I think liked me before ever did (I wasn't interested in them so I didn't ask them out). Even the one who made me lose all hope was after spending so much time with a girl, I was asking her out for 4 months, I never tot I'd ever ask a girl out that long but I was blinded by love...and we spent so much time together, my friends kept wondering if we were dating but she never said yes even tho she said she liked me too but kept giving excuses...and I pretty much abandoned chasing other girls in for that while...but I still got a no at the end with story changed to she tot she liked me but was just trying to as she could see I was in love with her and didn't wanna break my heart...

That killed my confidence, and I'm not blaming her or anyone...now since then I've only asked 2 girls out, and I still got rejected...

I spend time with the girls, we hang out, flirt, chat etc but they would never date me... I've gotten so lonely as I want to date someone I truly care about and I have even questioned if it's possible for 2 people to fall in love with each other out of the billions of people on earth.

I've heard from someone that I play with girls too much so they won't take me seriously, another was that I'm nice (I don't think I'm that "nice guy" cos I won't go extra mile for any girl just cos I like her, but I'm understanding and I think I tend to make excuses for people when they disappoint). And I'm tired of girls seeing me as a friend, or being taken for granted. In fact my best female friend is one who I asked out before.

When I see people dating I wonder if they from another planet, I can't figure out what's wrong...is it that I have no luck with girls? I have gone online, read books etc. They all keep saying same thing...they talk about confidence but I had that...tho right now I just fake it cos all my confidence is gone with numerous rejections. Then I read about working on yourself, I have done that, I may not be anywhere near the freshest guy but at least I'm sure I'm okay. They talk about creating tension and stuff by making contact and I do that, I hold them around the waist etc....

So far I even read that I shouldn't blame myself or stop trying to figure out what went wrong when I face rejections, that's what I'm doing now...but nothing seems to be changing. I rarely spend time with girls again, except some good friends, and instead I've been focusing more on my hobbies cos I now see it as a waste of time when it only ends in rejection. I think of going out with a girl but I just rather sit at home or spend more time with my guys or even spend the money on them cos I'm fed up. The thought even crossed my mind to give up on girls since it never seems to work...I'm not used to multiple failure as even in other stuff I don't fail as much, but I just can't seem to get it to work with girls. Everything seems fine at first and going smoothly but it all ends with rejection.
I don't wanna give up on girls and I know there's nothing left of my confidence when it comes to girls, tho I fake it...and I will never result to insulting girls just cos of my rejection.

Pls I need real advice on what to do, I have exhausted all my options, and today I resolved to never ask any girl out till I'm 99% sure she'll say yes, but is that even possible? I know every guy gets rejected but it's not easy when u get rejected several times in a row by girls you have serious feelings for.

Should I just cut my losses and give up on girls? For months I spent time on other things and never really cared about any girl any longer but now that feeling is back with this new girl but I can't even ask her out cos I can't say for sure what her reply would be... maybe a no as I usually get...

Pls don't insult me or call me names I just need advice that would help

Bro, woman no get formula or format. just be yourself and you'll get that which u seek.

Onyi22:
Wow that's my role model for life...
It's better I stay single than to end up with a Poor Frustrated Broke Ass Nigga all in the name of Love....




The broke ass guys will surely react to this while my Rich guys will only smile n thank God for their riches...

Poor Nairaland guys ,go n make money, poverty is a curse.....

I must marry my desire rich man...

i concur with that lady, but you? Kai i swear your village people dey look you with one eye

lolz I'm living in Aba,if he's here, we are not even aware.normal business, it's currently raining here

is that all..... pls next

please someone should post a throw back picture of Nigeria 2009 and Nigeria of 2019, I just want to observe something

but i don't know you

Ok