Hi,

So i just discovered that people seem to be receiving response here faster than the message option on the website. I ordered things from three stores(Zara, Macy's and Amazon). I found out that one of the packages from amazon was not weighed properly. I paid for it to be re-weighed and its been two days and I have received no response on this.

I tried chatting, calling your office and even sent a mail to ask about splitting my order to allow my Macy's and Zara order go through the $25 promo but no response.

Can you please sort out this reweighing issue so that my shipping cost can be corrected and my order can leave your warehouse this weekend? I really don't know why we can't get things right the first time . I paid for my last order to be recounted even though my money was finally refunded.

Regards,
Unit NG3665

naijacutee:
Last month, I happened upon some money from an old investment which had matured. Rather than have it collect “one one naira” in my standard savings account, I decided not to be the fly that follows the corpse to the grave, and put it in a fixed deposit. Fixed deposits are a very popular investment option in Nigeria, and you’ll hear about them 8 times of out 10 if you do happen to ask for advice regarding how to invest money. The attraction to this sort of investment is that returns are guaranteed, and the duration of your investment is flexible. We probably like this sort of investment because they help us mitigate risks – in a country where nothing is guaranteed, we don’t tend to tie money down in long term investments and fixed deposits are the perfect solution to this investment problem. In the course of my search for a decent return on my investment, I “burnt” at least N5,000 in credit, calling banks and waiting in queues for information, and was only able to reasonably compare two banks – GTBank and First Bank.

What is a fixed deposit?
A fixed deposit is a lump sum deposited with a bank for a varying period, in exchange for interest.
How to put your money in a fixed deposit: You will need to have an existing account with the bank of your choice, and then you deposit the sum into this account. You will then need to inform your bank of your intention to “fix” the said sum for “X” number of days. It is very important that before you make your decision, that you shop around for the best rates. You are not obliged to fix your money with your existing bank, just because you bank with them. You can earn a significantly higher amount by just picking up the phone. It is the more difficult route when you consider call waiting times, credit spent etc but it is worth it, and what’s more I have done some of this hard work for you.

How long is my money fixed for?
Most banks offer flexible periods of 30 days, 60 days, 90 days, 180 days and one year.

How do I get paid?
Usually, the money is removed from your account and the interest is paid into your account. So for example, you want to fix N500,000 for 60 days and the bank has offered you an interest rate of 7%. You have N550,000 in your account. Once you confirm you’re making the arrangement and sign all the necessary documentation, the N500,000 “disappears” from your account to be “fixed”. At the end of 60 days, you get paid back your original N500,000 + an additional N35,000 interest accrued. A simplified version of what really happens behind the scenes is that the N500,000 is given to another customer who has asked for a loan – but he will be charged 20% interest (or N100,000). After 60 days, you get back your N500,000 + N35,000 (7% interest from the other customers N100,000). Not bad business for banks, if you ask me.

Bank interest rate comparisons
For my enquiries, I called First Bank and GTBank.
I rated both banks on customer service quality (pet peeve of mine, because time is money) and interest rates.
tbankvsfirstbank

Interest rates
First Bank
7 days (First bank does not offer this service)
30 days – 9.25%
60 days: 9.50%
90 days: 9.75%
365 days: 10%
GTBank
Available from N100,000 to N1m.
7 days – 3.75%
30 days – 180 days : 6.25%
Some notes:
Call times. My initial contact with both banks was on a Friday afternoon, at about 5.30pm. My second contact attempt with GTBank after the first one proved futile was at 3.20pm on a Sunday.
Omissions. I initially wanted to include Accessbank in this exercise, but have been unlucky in getting through to a knowledgeable person on customer service. The frontline staff I have spoken to, all seem to lack basic knowledge regarding what services their banks offer and where to get information outside the limits of their knowledge. I would recommend that training is provided for all front line staff as a matter of urgency, as customers otherwise have no way of getting informed about competitive rates for your most lucrative services.
Am I an agent? I work for neither of these banks. My selection of this two is purely by chance and accessibility of contact information via the bank websites. I simply picked the banks with the most prominent contact information via websites. My reviews are unbiased, and if I haven’t reviewed any others yet, don’t worry – “life is turn by turn”.

Courtesy: http://www.mrpepe.com/banking/which-is-the-best-account-for-a-fixed-deposit-gtbank-or-firstbank/

This is a good comparison. I had to do the same when I wanted to invest my money and these were the banks I compared. Would like to say that the interest on the money is not exactly this. Probably someone has mentioned it below. From experience the interest on a million (first bank) is around 24k for 90 days. I guess they use a compound interest calculation.

It was no chat, at least mine wasn't. We went thru my CV and I had like a skills test(objective).

Fernandinho: Those that went for the chat, how did it go and what was asked? Tnx

Yes I received the talent pool mail.

Fernandinho:
Good..I believe u got the "Talent Pool" mail right?

On Thursday.

viviangogos: pls wen is ur date? I got such too.

Thank you.

@mara100:
no it's just a chat

Yes, I had my interview in Lagos at the end of May.

Fernandinho: .

Were u part of those that were interviewed sometime this year? If yes, Lagos or PH?

Hi everyone. I received a call from a lady from their PH office yesterday to go to the Lagos office for a chat. Please I need points on what to expect; is it a test(aptitude or technical) or an interview. I would really appreciate your prompt response. Thank you.

Just spoke with a friend that applied for the last years program and completed everything last year. She was just offered a job there, told that she was on the waiting list since last year. Just want to say that with them I guess once u have not been told no, then there is hope.

Had my interview June and got August. I think it has to do with if you are working or available to start immediately.

yomihagin: Pls is there anybody on d thread who indicated that they were working presently and got an august invite ? I am still on with my research.if u did june and got august invite pls say so too.If ur surname starts with O downloads and u got august too, pls tell us ? I want to know the methodology.thanks

August, you?

Vavi:
Hi,I'm the group presenter. I mmade it too.I'm so happy,despite your worries and all. Thank God.

Happy you also made it. 3rd June people, where are you? When are you resuming? August or October?

My interview ws on d 3rd of june too but I ws in d 2nd grp. Are u d guy dt ws drilled in ur interview for like an hour?

cuteyem: Pleasse where are my 3rd of june guys? @Cmega congrats man! I'm glad to say that I made it too. Pleas I want replies from the rest of us...our Ghanaian friend, the lady presenter, our microfinance banker and abdulmaliq. I am the group moderator

bashorunbazok:
Hey, have u gotten a response from them after d assessment? I did mine over one week now and I am yet to get any reply.

No, I have not heard from them.

frankyspy: @korlen, kindly share t̶̲̥̅̊h̶̲̥̅̊c̶̲̥̅̊ link with us Йą so Ѡe can practise with it. Thanks!

.
Its not a practice link. I was sent a test link. Like I said it was Number series and quantitative reasoning.

I got a link for their test last week, had to complete it within 72hours. Number series and quantitative reasoning; not funny at all. I dont know where they got those questions from. It is well.

I heard that some people already received calls on 24/04/2013. Please is it true?