ositadima1:


Now, pay attention to my mini masterclass in personal finance.

You invested 100,000 in Treasury Bills at a 16% discount rate. They pay 16,000 upfront (that is, at the start of the tenure, they return 16,000 to you). Effectively, they collected 84,000 from you, and at the end of the tenure, they pay you 100,000 (they call this the face value).

Now, pay attention very carefully, I am about to say something very important.

Yield is the extra money you get divided by initial investment. You invested 84,000 for the tenure and got an extra 16,000. The yield should be 19%, while the discount rate is 16%.

There will be a final exam on Monday.

Thank you a lot. I just logged in with this moniker. So using this analogy, what if I decide to reinvest the interest (I always tell them this)

Does that mean Discount rate will not apply? (since it applies when interest is taken upfront).

So how is the yield calculate in this regard? Cause if I say reinvest, that means 116,000 will be invested for the tenure right? Kindly give more light to this chief, thank you.

Cc: Odunharry Persiade If you have any info on this too

presiade:

https://wiki.treasurers.org/wiki/Discount_rate

I get the concept it’s still not making sense tho how they got the calculation, reason I asked

Ibime:
Jackson leg no straight

He does everything right until he enters box

I know many players like that at amateur level, especially one of my guy Ayo. Ayo will dribble the whole field but his final shot is inshiAllah. He has no idea which direction ball is going when he shoots it. In my mind I'm like "just pass ball into an area of the net like you are passing to a teammate", yet Ayo will still miss. We don't know whether each shot is going left, right or middle.

It's such a big shame because Jackson is such a great player outside of the box. But I think his problem is physiological in the shape of his legs and cannot be cured.

This is why Poch should make him a LW and get a new striker.

Of the ball, Jackson has good work rate

So maatsen doesn’t want to come back to Chelsea per Fabrizio. He wants to stay at dortmund…

Wonderful

Chiefs pls I’m simple term, someone should explain discount rate and yield for me. What’s the difference

BlueRayDick:


That's a clear foul. It would not have been a foul if the body check was shoulder to shoulder . How do u body check a player and ur shoulder is nudging the player on his back ?

The commentator mentioned it that it was a foul anywhere on the pitch water box 18 or midfield . It may look soft , but it is still a foul

Oh well, noted. But that team still useless…..

Poch needs to get a striker as soon as this season ends, Jackson should be moved to LW cause his work rate is good.

As for mudryk, sadly I can’t see that boy improving. He suddenly doesn’t know how to play football again, he needs to be loaned out to develop.

Was annoyed yesterday that I didn’t watch the match, saw the reply of disasi goal. How on earth was that a foul please?

This is clear robbery. If shile had done that thing on at the center of the field will the ref blow a foul? But because Chelsea score them cancel am.

This is criminal sha….

That being said, this is still a useless team. I think mudryk should either leave or start eating bench constantly.

I just hope Poch leaves this Chelsea team. It’s just unfortunate we signed nonsense like mudryk. We need our players Abeg all those injured ones

zeusis:
Just tuned in and saw us already losing

It just dawned on you lol.

Chelsea can never give person joy. I had a stressful day, I say make I ease, these idiots are losing again.

Hunter102:

This evening around 5:03pm, they sent a verification form to fill before thursday

So sad man, did not receive the mail and I’m surprised sha. Wondering the criteria they used

Hunter102:

Yes, I received verification email

What time please? I did not receive anything and I wonder why that is.

jasonex4:
Whats the update on this??

Heard emails are dropping. I am yet to receive, anyone receive their mail?

jasonex4:
Whats the update on this??

No update yet. We await to see

Please my own is the first thing we are getting this summer is a striker.

That idiot Jackson should never play for us again as number 1

I think we need mudryk or sterling for these counters

rooftops:
Gallagher just killing attack on that wing. He does not know what to do when he gets the ball.

It’s Poch fault. Playing him there is awful, it’s not working

I don’t like the fact that only Palmer is getting g most goals sha. This is why we perform woefully when he doesn’t score

t2luv1:
How is that free-floating on the Naira going with yaa? Insane for the country to be doing something proposed by McKinsey and Company, a global consulting company. This is the same company that advised AT&T in 1991 to sell their mobile phone division because wait for this people, they envisioned the total number of subscribers within the continental USA not to be more than 100,000 by 2011. They were way off by over 200m subscribers. That alone should have disqualified that company from ever being hired by any reasonable company as a consultant. That is the same company that advised the Nigerian government to free-float its Currency. Nigeria has so many distinguished economists with her border that advised the country not to free-float the currency. Typical of African Countries they worshiped at the altar of Ivy League College diplomas instead of believing their homegrown diplomas. Now they are in this position. All major countries support their currency, either directly or indirectly. China, Japan, and Germany directly The mighty USA does this indirectly through the Treasury notes interest manipulations. Only Nigeria is stupid enough to think she knows better. Well, i think it's time for me to take a short position when it comes to Nigeria currency I am thinking of buying a short position of $1/2200,

Chief who says McKinsey advised the Nigerian govt to free float?

Why the hell is gusto not playing

timbros:
If this is not a massive improvement in attack and massive decline in defence, I don't know what else can prove it.

The 2 screenshot below are league tables of last season and this season so far.

After scoring a paltry 38 goals in 38 matches last season, we have scored 53 goals in just 29 games this season. But look at the defence... Just look at it. Conceded 47 goals after 38 games last season, which is woeful for a "big 6" club. What do we have this season? We have conceded 50 goals currently. There are still 9 games to go!

If the defence improved on the figures of last season the way attack improved, there is no damn way we will be in the position we are right now. No way!

But but attack is our problem...

In as much as I understand what Airmark is saying, to be honest, defense is our issue.

We can’t be conceding 2 goals and more every damn match. You aren’t always going to score 3-4 goals every match just like when we drew 2-2 against burnley I think.

Truth is, the defense has declined massively, but then our attack has grown and is causing opposition problems. In summary, as it stands defense is our problem

Smartb0y:


You were pussy focused.

The moment a girl is certain you just want her pussy, she'll begin playing games.

You must act as if her pussy is worthless.
How do you show her pussy is worthless? - The amount of attention you give her will determine that.

If you give her too much attention - Her pussy is gold to you

If you give her less attention - Her pussy is worthless

That's how women think.

If she's into you, she'll use her only weapon (pussy) to try and persuade you.
In so doing, she'll want to use it to prove to you that it's worth something.

A simple reverse psychology trick.

Use it well.

Hmmm nice one. I guess the mistake I made cause she mentioned that she knows I just want to Bleep only. If I had acted like I didn’t want that probably she will have used sex to convince me lol.

Lesson learnt

There’s a girl I flirted with for sometime in on WhatsApp. It’s very funny cause with the way I flirted with her she seem to know if she comes to my place I’m gonna make a move.

This girl pestered me to come my place after posting her for 3 months I finally agreed to let her come.

After coming she was asking me some kinda Mumu questions and all. Maybe sizing me up and all.

Anyway at some point l made a move on her for intimacy she rejected and I did again and she rejected. So we had a conversation and she was saying ehnnn, I know she has a boyfriend and all that. That she isn’t down for FWB and that this is her first time coming here so it’s too early.

That I should follow the proper channel first, she will go home and then think. So that she can know if she is coming to my place “she is going to her guys place and anything can happen” bla bla bla.

I was just listening to her talking. In my head, be like this one dey find marriage and something serious. Cause which one is, I should follow proper channel of asking out when you said you have a boyfriend. Even mentioned say her mama no like the guy cause he no get money and bla bla bla.

I just Dey vex inside like be like this girl think I’m a Mumu man that can be hooked. Anyway she went and I ended all conversation with her since then. I’m not stupid

timbros:


Are u okay? Our defence is very very OK.

It's just the attack that couldn't convert all their chances.

Be like head dey pain you respectfully sir. Have you seen our previous games.

What is not bad about the defence? So we should need 4-5 goals by converting chances for every game right?

Do you think everyday is Christmas that every team will open leg for you? Attack win you games, defence win you titles man

Emeka your head is dia