As a Freelancer in Nigeria or other African countries Working on Freelance Websites like Fiverr, Upwork, Toptal, or People per hour. You get paid in dollars or other currencies like Euros or Pounds.

So how do you convert this foreign currency to your local currency, in my case Naira?

The common method is to withdraw it to my PayPal or Payoneer account, then withdraw it to my local bank account which I have previously added to PayPal or Payoneer.

[But here's where it's gets messed up.]{red}

As of 3rd March 2022, the exchange rate of Dollar to Naira on Payoneer is ₦410, while on PayPal it's ₦404. While the present exchange rate is ₦568.

Let me break it down for you

If you have $100 in your Payoneer account and you decide to withdraw it to your local bank. At the exchange rate of Payoneer, ₦41000 will be deposited in your account instead of ₦56,800 at the black market rate.

₦56800-₦41000=₦15,800
You lose ₦15,800

If it's $500 you withdraw, you end up getting ₦205,000 instead of ₦284,000.

A whopping loss of ₦79000

The losses get bigger as the amount in dollars, gets bigger and this applies to withdrawing euros, and pounds also.

I was a victim of this too, until 3 months ago, i discovered a mind-blowing option.

This option allowed me to create my own USD, EUR, and GBP accounts.

Now once I get paid, I withdraw the money to my foreign EUR account, then I swap it for Naira on this platform @ the current black market rate (570) presently. I then withdraw it to my bank account, its takes only a minute before I receive the alert.

Check it out here;

https://convertyourdollars.carrd.co

Cheers to more $$$ on your freelance journey.

Its really frustrating. I'm a freelancer and I had similar issues with getting paid. I eventually figured it out and started using Payoneer but then Payoneer was offering very low exchange rate, as low as #401 to $1, although I heard it's better now; #410 to $1. ��, it's indeed better.

I recently discovered a easy way to send and receive money internationally by creating a virtual USD EUR or GBP foreign account. And you can even use Nin Slip for verification.

This has been i saving grace, once i get paid to my Payoneer Account, I withdraw it to my Eur Foreign account, takes just 1 day, if you are withdrawing to GBP account, takes a few minutes. Once it gets to my EUR foreign account, i simply swap it to Naira @ the current black market exchange rate, then I withdraw it to my bank. Within 1 minute of withdrawal, i receive instant alert notification from my bank. It's so sweet ehn.

Check it out here;

https://convertyourdollars.carrd.co

Thank me later by sharing this link.

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