OChimex:


Again, you said i have inferiority complex. Lol...
Go back to my first comment, show me where I say you live your naija life. I said, unless you want to retire in nigeria, like go back home from America.
And your last comment, you said i dey cap nonsense. That's insult if you don't know.
Again, your analysis on credit scores sounds laughable.
The more money you borrow, the more you lose your credit limit. [/b]I do a job where I have to run finances on people when they want to buy HVAC units. Some have maxed their limit, they can't get more loading or get finances. Not because you aren't paying the loans you take, but because you have no more asset to back it.
[b]Someone who has a house worth a million, has more credit limit than one who rents.
If i have a house worth $1 million, my credit ceiling will be wider than yours.
The more loans you take, the more your credit scores reduces.
Go to my profile photo, dude, I live in the State and know far more than you do.
I am a sales person in my job.. I know more than you do.
Money paid in mortgage is saved. Anytime you sell the house you get it back with profit.
Money paid on rent is wasted.
Using dollar made in america to Invest in nigeria while working in America is a joke. Take $20k invest in nigeria, after 2 years the naira depreciation will make that $20k worth $5k if you try sell the investment t and convert it to dollar.
The smart way is, invest in America, retire in nigeria. No matter how naira depreciate, it doesn't concern you because exchange rate favors you.
You dey brag say others get inferiority complex, yet you still dey work hourly job for US, lol. If you are too smart, go get a job that pays you commission, that way you make betwee $80 _$150 an hour.

These are NOT true when it comes to Credit scores. You're talking about credit limit with a specific Bank/Fin. Institution and he's talking about Credit Score which is more encompassing. An example is Robert Kiyosaki that uses Debts to acquire more Real Estate properties. His credit score is great as he has a means to pay back. Banks will keep giving you loans if you keep paying back as they're interested in their profits. Your credit score is a whole lot of more complex calculations and you renting does not mean you don't have good credit score.

Just my 2 cents.

IbeOkehie:




I never tell lies because I don't post anonymously. I only post on what I'm sure about. Salary data for high earning EMPLOYEES, especially those of hospitals and non-profits, are widely available online. Sometimes you can even get the salaries of high level employees at private quoted companies. There are many Nigerian employees I know of who earn over $500K annually. There's this Yoruba guy working for oil company in Houston that I looked up, he was making $400K per year. Then there was my neighbor for a while and another I know of for fact, but I'll just go with a hospital CEO. Many working doctors at these hospitals earn more than the CEO, again I know this for a FACT.

https://www.propublica.org/article/methodist-le-bonheur-healthcare-ceo-promises-review-of-policies

https://boingboing.net/2019/06/27/1-6-mil-to-ceo-ugwueke.html



In all I write, I'm not overly concerned about HIGH INCOME earners or the top of the pyramid in ANY COUNTRY. My main concern is the PROSPECTS for average people like me who come from the poor to middle classes.

This is graduation season in the USA. I have three family friends or acquaintances who just graduated as nurses in Texas, Virginia and Georgia, ALL of them already had Nigerian university degrees before they arrived here 5 to 10 years ago, one of them is a Law graduate from one of the old federal universities. Their average starting pay is $33/hr, and they each got CASH signing bonus of $20K to $30K. I'm sure each of them can now comfortably send ₦500K = $325 per month to Nigeria, but I would advise them to use it as payment on a 5 year new car loan instead

One of them her husband is already a Nurse Practioner and I know their starting salary is $130K per year. So right now that couple is earning over $200K per year, guaranteed. That means they earn more than 90% of all households in the USA according to IRS data. I suppose they should have stayed in Nigeria or maybe return now and aspire to be the next Jim Ovia and Chinyelu Okoli or Dangote and Don Jazzy in Nigeria. LOL, I hope it works out for you all.

Good Luck to Nigerians.

This man here says a lot of truth.
Speculatively, I'll say the ratio of legally migrated educated (BSc/HND) Nigerians doing well abroad (mainly US/CA/UK) is about 8/10 compared to 3/10 in Nigeria according to my limited data as a Statistician

GeneralPula:

How does this work bro?

It doesn't work at all. Amazon shares is 126 as a t today. 100 unit is $12,600 - which is more than the $10k amount the OP has - barring transfer and agent fees. Please explain how 100 units can make you a high impact investor.

FYI: Facebook is $303

obinnaxci:
If I have such amount I will use it to purchase shares from a blue chip or fortune 500 company and be given a HB1 visa or a special kind of visa given to foreign investors. From there you can go there anytime you want without the embarrassment of being called a bloody Nigerian. And you convert 10m to dollars and you will see you are gonna be a highly rated investor. Like 10k to 12k dollars worth. Over there you know it is a lot of money.

Migrating overseas is expensive except you want to do your postgraduate studies. You have to look at cost of living. Don't just come here asking people who may not have a full/detailed idea of how cost of living is in some countries.

Malta or Luxembourg is okay for that amount but if you want to quickly be a millionaire in dollars, buy shares from amazon, Facebook, Google or Apple Inc.

Cheers.

Many things are not true in this writeup. Do you know how much those shares you mentioned cost? How can 10-12k be a lot of money when ordinary IT guys are collecting that after taxes monthly??

Super Falcon qualifies

Nice post OP. You should get more pictures to make your story more interesting.

Nigerian women are one of the most beautiful in Africa when you compare other african countries average women.

it was very intentional. a good decision!!

I hate argentina players. Always unruly and indisciplined when under pressure.

where is that rubbish Maradona with his middle fingers??

My Croatian colleague already told me we are not going to score even one goal and I boasted we will trump them. How will I face her on Monday ooo??

Moses is useless abeg

Why is Moses falling like a pack of cards ??

a goal against us

This black, white and green jersey is fine oo

Why is auction export spelt wrongly in all emails quoted above?
@auctionexpoert.com

Ballerz:


Salford Salford.... You did not give me the specific info I asked via email. I have madam's contact o, don't get it twisted. That Kitchen strike is looming. you will chop your poundo yam in powder (Wa je iyen e ni isu)

@Car shopping... Me wey don buy car, collect insurance quote before DriveTest. Iyen lo n pe ni "I must pass this test at once by faith."
I reached out to the instructor on a Saturday and told him we are going for testing on Thursday. (He did the booking becos I wasn't getting any date b4 19th.) He asked, have you driven in CDN before I said No. He said you can't pass this test. I looked him in the eye and said "I am passing" and we are going for it in 5 days. (That 19th was key becos car seller don dey disturb my voicemail say make I come commot the car from them showroom, and I said give me till 19th. They had said I cannot take delivery of the car becos I don't have a G).

After Day 1, instructor now had confidence in me that your driving is very good, You just need to learn the instructions. Come see MSB Rhythm. Me I changed it to MSTH = Mirror Signal Turn your Head

You know they said once examiner match brake for you, that is the end of testing. My examiner matched brake o. I said It was still orange so I could still go. I asked "have I failed the test" She said "Sir, please continue with the drive test" So test continue o. We got to carpark, did all the maneuvers, reverse packing, straight line parking.... When I hear that word congratulation, omo.... that was a solid nice birthday gift. Everyone had said they won't give you from G1 to G (Since you have never driven in Canada before). I kept rebuking allllllllllllllll of them say I must collect this thing. It was God jare.

Kwasi took four of us there. He picked me up at 4.15am in Brampton, We drove down to Toronto to pick the other 3 candidates before heading to test location. Omo... the place far die. 3 went for G, one went for G2. I was the only obote among the G testers. Other two don dey drive for Canada on G2. I passed, Jamaican Passed, but the other Nigerian lady did not make it.

Those instructors are making stupid money. 30 dollars per session and they can have like 5 sessions in a day. On drive test date, He took four of us there, that is 200*4 = 800 Dollars. cool cash. Nontaxable becos na cash transactions. The first day they told me I was going to pay 200 dollars for test date for him to take me there and use his car, I wanted to have a heart attack. 200 ginni for what? why wasn't I told before we started this whole thing?. I just said, I must not pay this 200 twice. Okay... continue with the process. I will bring you your money tomorrow.

I got a good deal on insurance as a member of HRPA.

Where is Maternal. I don miss my padi of life.

Ok. I see why it is soo expensive. You are in ON.
Everything there is so expensive.
I was referring to SK earlier. Ours is just $25 for knowledge test and $55 for road test.

Well done man

Ballerz:
Guess who just got the word "Congratulations! You have met the Ministry's minimum requirements"
I just passed my G test.
Yippppe
All in all, From Nigeria Licence to G license in 4 weeks cost 500 Dollars.
So put that in the budget.
I dey go celebrate.
Na Baba God do am o

Congratulations man.
But why is it expensive like this? Isnt it $25 for computer test and $55 for Road test??
At least, thats how much it costs in SK. Not sure of other provinces.

still available

I have 220ah Inverter Batteries (Water-cell) for sale. They are working optimally but the owner needs to dispose them because he will be relocating soon. If you are serious about buying, kindly call me on 08129938039.

I saw the below online and decided to share:


"I just feel like sharing this..... If any man have an ear, let him hear. Revelation 13:9.

"Too many times people make excuses for being wit som1 cos they are comfortable with who they're with; or cos they're tired of being single. I can vouch for it that soul ties are real.

"Dating & physical ties are much more than matter of the heart. They are matter of d soul & spirit.

"Last year December, I travelled to ....... met with some of my very old friends. Yea, they are looking real good, expensive cars, nice outfits, spending anyhow.

"Funny thing... they told me to meet them in one of the most expensive hotels. So we could talk better about life and all that. We were all happy to see each other. Sat down, we started gisting and one of them said...you can order for whatever you want.

"Food, wine, anything, & ti oba je omo germo lofe, won wa ni bi" owo okin shey problem" I actually didn't understand the omo germo part.

"After a while, I decided to leave, we exchanged contacts. One was my very close friend when in school. So I fixed another date with him.

"I was like, khay...you are lazy, your friends are big boys and you are here still hustling. I was a little bit down. Thank God for God. I'll like to tell you this, comparing yourself to others will only prevent you from happiness. Just work hard and trust God.

"I was so curious about what these guys do for a living. I don't have to be quiet, who knows, a great deal might come out. I said to myself....a better job offer or business. Well, I met with that my friend a day to Christmas I think.....

"I started asking him questions....life in general, family, what they all do for a living.We were close in schl, so I was very free with him. And then silence came....hmm, khay, what do you do in abuja, omo mummy ni e, o le lemi nkan ti an se( u're mums pet, u can't do wht they do)

"I was so scared. This kinda thing almost put me into trouble wen in schl. Sometimes If they tell u what they do, they might lure u into it. Well, to cut it short, he told me these guys are into yahoo plus plus plus. Can't even remember how many plus. *Deepsigh*

"Now...this is why I'm tweeting this. Not only for the ladies, guys too should be very careful these days PLEASE. He said their own plus isn't laptop. D logic is simple.They sleep wit girls to take their star/fortune & leave dem struggling all their lives.

"This is too deep. Too spiritual. Too bad. In a country, where you're still struggling even with your stars intact. *Deepsigh*

"No wonder the Bible says in Jeremiah 17:9 that the heart is deceitful above all things, AND DESPERATELY WICKED: who can know it? See, let me tell you this...the safest place to be is in God's hand. Honor God, obey His commandments. This is only for your good

"To make the matter worse, he said....as a guy if you sleep with such lady, they'll get your destiny too. So it goes like that. That's how their money generates. Khay, ma sho ra o ( khay be careful) he kept on repeating that. Well, after that I talked to him abt God.

"Ladies be careful of men you let into your heart and enter your body. Sex is not only physical exchange, it is also a spiritual exchange. Sexual soul ties bind you to a man, men his type and the dark spirits that follow him.

"If u adopt a sexually promiscuous lifestyle & connect with people sexually outside of marriage, u're not only disrespecting d will of God....you are spiritually and physically opening yoursef to spirits that mean you no good.

"Flee from sexual immorality. In many places, scriptures teaches that fornication is a MORTAL SIN. It may seem hard holding on to your body, but trust me, it's even harder getting off a soul tie.

"There are many ways to show love WITHOUT having sex. Don't be deceived. I pray for many more years of this celebration in good health, happiness and joy. May the Lord bless us all." (sic)

This is 2005 model. i have 2006 model, so i can know from the interior pix.
Not to spoil your show, this is a very clean ride anyways.

We are recruiting for the position of a Marketing Executive for our client in FMCG industry. Candidate should have at least 8years experience in the marketing function in FMCG or Services or Telecom environment with executive digital and social media initiatives, experience of executive BTL and TTL initiatives, responsibility of planning, developing and implementing PR strategies.

Salary range: N350,000 to N450,000.
Please send CV to: jobs@simeonspivot.com

Location: Lagos

These people are fraudsters.

otunbakolawole:
@mishooo send me a private message. Or is your olumathias email working?

ok. it is working.

danwakili:
Hello
Mishooo
We have thesame experience is just that mine is severe than your. My order is of 6 cars worth$45,000 they were able to refund only 12k and now I cant find them pls contact me on 08039739780 . Thank you

I will contact you. we can write a petition against them.

LadyGuinivere:

Go to the Ifa priest's shrine with the eye of a tiger , 7 chalks, 7 charcoals , 10 liters of fuel and your international passport.
the priest will put the passport on the charcoal, use 9.5 liters of fuel to put in his car and pour the rest on your passport. When it is set aflame, ifa will see your heart and accept the burnt offering. he will now teleport u to the us. So basically, you have a 100%percent chance.

Wickedness!!

Many categories reduced except family and refugees - which increased from 24,800(2015) to 55,800(2016).

2016 immigration levels plan by major category

Canada will welcome between 280,000 and 305,000 (target 300,000) new permanent residents in 2016. The plan supports family reunification, reductions in application processing times, responds to economic needs and allows the government to meet humanitarian objectives.
Family

Spouses, Partners and Children
Admission range: Low 57,000 High 62,000
Target 60,000

Parents and Grandparents
Admission range: Low 18,000 High 20,000
Target 20,000

Admission range: 75,000‒82,000
Refugees, Protected Persons Humanitarian and Other

Humanitarian and Other
Admission range: Low 2,800 High 3,600
Target 3,600

Admission range: Low 2,800 High 3,600

Protected Persons in Canada and Dependants Abroad
Admission range: Low 10,000 High 11,000
Target 11,000

Resettled Refugees
Admission range: (Low 41,000 High 46,000)
Target 44,800

Government-Assisted Refugees
Admission range: Low 24,000 High 25,000
Target 24,600

Blended Visa Office- Referred
Admission range: Low 2,000 High 3,000
Target 2,400

Privately Sponsored Refugees
Admission range: Low 15,000 High 18,000
Target 17,800

Admission range: 51,000‒57,000
Economic

Federal Economic High Skilled
Admission range: Low 54,000 High 59,000
Target 58,400

Federal Economic Caregivers
Admission range: Low 20,000 High 22,000
Target 22,000

Federal Economic Business
Admission range: Low 500 High 900
Target 800

Provincial Nominee Program
Admission range: Low 46,000 High 48,000
Target 47,800

Quebec Skilled Worker
Admission range: Low 25,500 High 27,000
Target 26,200

Quebec Business
Admission range: Low 5,200 High 5,500
Target 5,400

Admission range: 151,200–162,400

Source: http://news.gc.ca/web/article-en.do?nid=1038699

hajjsly:
Please i need sum advice..........am a bsc holder in management, i graduated from school since 2010 but has nothing doing, since after my service yr i hav been lukin for a job but find non.....i have no working xperiance ....a friend advice on moving to qatar for a security job, so am confused, nd i wil luv to move to qatar if i wil have sumtin doin dere......d assistance i need nw is......1..sum piece of advice..2..how mch wil it cost me...3..d right channel to follw...and finally if u can direct me to any reliable agent if possible his fone numbr.....tnx

Please don't go for it as a graduate. The hustle is not soo worth it. Its demeaning and you need to see the list of all the complaints i kept hearing from Naijas that are doing security work in Dubai. They complained a lot and many of them told me they don't mind going back to Naija but the disgrace would be much and some have to recoup the cooperative society funds used to process their VISA, Flight et al.
Their stories were diverse and very pathetic. imagine 16 people living in one single room with no amenities and their salaries being deducted. I met and listened to almost 10 different security employees and from 3-4 different hotels and estates. so i know what i am talking about.

Addicted2Women:

I suspect your friend is the one who scammed you.
Tracking and arresting scammers is very easy, what you have to do is call the police, give them their phone number or bank account and they will be caught in 6 days.
If your friend lives in America and claims the scammers took the money you sent, why didn't he report them
?
To be sincere, you friend don chop you
I buy cars for people and send them to Nigeria, i know how it works.
Physical inspection is required and you must not pay without seeing the car.
EBay is the only reliable auto dealer where you can pay without physically seeing the car and the car will be shipped to you.

Nahhhh! My friend is like a twin brother. Besides i mentioned that my proof (kind of receipt) is still on their website that i paid and they never for once denied it. In fact there was a time we called the Bank Of America in a 3-way call conference call to retrieve the money back saying we transferred in error but the Fraud Dept. operator told us its already more than a month and they would need to get in touch with the owners of the account.
He later called to say they declined to send the money back and he wasn't forth coming in giving us more info about them.